Bridging · Commercial · Development

Specialist property finance, built around the plan.

When a standard mortgage is not the right fit, the route often depends on the property, purpose, timescale and how the finance will be repaid. Start with the option closest to your proposal.

Explore the three routes Discuss your proposal
Edinburgh basedAdvice available UK-wideProperty experience behind the advice
Traditional high-street shops and commercial premises
Property-led financeStart with the property, purpose and exit

Choose your route

Three specialist routes. One clear place to begin.

Each route has a dedicated page explaining where the finance may fit, what lenders are likely to consider and what is useful to prepare.

Stone property with a timber-frame extension under construction
Short-term property funding

Bridging finance

For auction purchases, chain breaks, buying before selling, refurbishment or other situations where timing cannot wait.

AuctionsChain breaksRefurbishment
Explore bridging finance
Finished café interior with tables and exposed brickwork
Business premises & investment

Commercial finance

For owner-occupied premises, commercial investments, refinancing and mixed-use property.

PremisesInvestmentMixed-use
Explore commercial finance
Roof structure with three new rooflights during construction
Refurbishment to construction

Development finance

For refurbishment, conversions and construction projects where funding needs to follow a credible programme of works.

RefurbishmentConversionsConstruction
Explore development finance

Before we speak

A clearer proposal starts with four key details.

You do not need to have every answer. Bring what you know and Dillon can help establish what matters next.

Property

What is involved and what is it worth?

Location, type, condition, purchase price or current value.

Purpose

What should the finance achieve?

Purchase, refinance, working capital or a programme of works.

Numbers

What funding and costs are involved?

Deposit, loan required, works budget and expected value.

Timescale & exit

When is funding needed and how will it be repaid?

The deadline and the intended sale, refinance or other repayment route.

Specialist finance is subject to lender criteria. Availability, terms and regulatory status depend on the property, purpose and applicant circumstances.

Not sure which route fits?

Start with the property and what you want to achieve.

Share the funding required, deadline, planned works and intended exit. Dillon can help you identify the most useful place to begin.

Discuss your proposal