Commercial property funding

Commercial mortgage and property finance, clearly structured.

Whether you are buying premises for your own business, refinancing or investing in commercial property, the right route starts with the asset, the business and the figures working together.

Owner-occupied premises Commercial investment Edinburgh based · UK-wide
Traditional high-street shops and commercial premises
Commercial property Funding for premises with purpose

Finance built around the case

How are commercial mortgages and property finance assessed?

Commercial lending is assessed on the complete proposition. The property and its use matter, but so do trading performance, tenant strength, borrower experience and the purpose of the finance.

The property

Consider its use, condition, value, location and future marketability.

The business

Understand trading history, affordability and the people behind the proposal.

The structure

Bring together the deposit, loan term, repayment route and security required.

Commercial mortgages are not usually regulated by the Financial Conduct Authority. Availability and terms are subject to a detailed lender assessment.

Commercial property in practice

Funding for the places where businesses operate, invest and grow.

From hospitality and retail premises to offices, industrial space and mixed-use property, each case needs a clear purpose and a finance structure that supports it.

Images are illustrative and are not presented as completed Donlevy Mortgages finance cases.

The advice journey

A well-prepared case gives lenders a clearer view.

Understand

Define the requirement

Clarify the property, purpose, amount, timescale and applicants.

Structure

Build the proposition

Bring together the business figures, deposit, term and repayment route.

Present

Progress a clear case

Coordinate the information a suitable lender needs through to completion.

Take the next step

Bring the property and business plan together.

Share the property details, figures and what you want the finance to achieve.

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