:root {
  --sage: #c0b5ce;
  --sage-deep: #3b5147;
  --sage-soft: #e2ebed;
  --sage-mid: #9b89af;
  --sage-accent: #3b5147;
  --lavender: #9b89af;
  --lavender-soft: #c0b5ce;
  --coral: #c94742;
  --coral-hover: #b73d39;
  --cream: #f4f6f5;
  --cream-soft: #ffffff;
  --paper: #ffffff;
  --stone: #e2ebed;
  --ink: #27352e;
  --muted: #506159;
  --line: rgba(39, 53, 46, .16);
  --shadow: 0 26px 70px rgba(39, 53, 46, .12);
  --radius-panel: 18px;
  --radius-soft: 14px;
  --radius-compact: 11px;
  --surface-shadow: 0 16px 42px rgba(39, 53, 46, .07);
  --serif: "Outfit", Arial, sans-serif;
  --sans: "Poppins", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font: 400 16px/1.65 var(--sans); -webkit-font-smoothing: antialiased; }
body.menu-open { overflow: hidden; }
button, input, select { color: inherit; font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; }
img { display: block; max-width: 100%; }
[hidden] { display: none !important; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: -70px; z-index: 200; padding: 10px 16px; color: white; background: var(--ink); border-radius: 4px; }
.skip-link:focus { top: 16px; }

[data-site-header] { position: sticky; top: 0; z-index: 100; }
.top-contact-bar { min-height: 42px; color: var(--cream-soft); background: var(--sage-deep); border-bottom: 1px solid rgba(255,255,255,.14); }
.top-contact-inner { min-height: 42px; padding: 0 clamp(22px,5vw,78px); display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.top-email { min-height: 42px; display: inline-flex; align-items: center; gap: 10px; font-size: .73rem; font-weight: 600; letter-spacing: .025em; text-decoration: none; }
.top-email svg { width: 17px; height: 17px; fill: none; stroke: currentColor; stroke-width: 1.6; }
.top-email-short { display: none; }
.top-socials { display: flex; align-items: center; gap: 5px; }
.top-social-link { width: 42px; height: 42px; display: grid; place-items: center; text-decoration: none; transition: color .2s ease, background .2s ease; }
.top-social-link svg { width: 17px; height: 17px; fill: none; stroke: currentColor; stroke-width: 1.65; stroke-linecap: round; stroke-linejoin: round; }
.top-social-link .icon-fill { fill: currentColor; stroke: none; }
.top-email:hover, .top-email:focus-visible { text-decoration: underline; text-underline-offset: 5px; }
.top-social-link:hover, .top-social-link:focus-visible { color: var(--sage-deep); background: var(--cream-soft); }
.top-email:focus-visible, .top-social-link:focus-visible { outline: 2px solid var(--cream-soft); outline-offset: -3px; }
.site-header { height: 98px; padding: 0 clamp(22px, 5vw, 78px); display: grid; grid-template-columns: 200px 1fr auto; align-items: center; gap: 24px; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); position: relative; backdrop-filter: blur(18px); }
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand img { width: 190px; height: 72px; object-fit: contain; object-position: left center; }
.site-nav { justify-self: center; display: flex; align-items: center; gap: clamp(16px, 1.6vw, 26px); }
.nav-item { position: relative; }
.nav-link, .nav-trigger { min-height: 44px; padding: 0; display: inline-flex; align-items: center; gap: 7px; color: var(--ink); background: none; border: 0; text-decoration: none; font-size: .8rem; font-weight: 600; cursor: pointer; }
.nav-trigger svg { width: 10px; transition: transform .2s ease; }
.nav-item:hover .nav-trigger svg, .nav-item:focus-within .nav-trigger svg, .nav-item.is-open .nav-trigger svg { transform: rotate(180deg); }
.dropdown { width: 300px; padding: 12px; position: absolute; top: 100%; left: -22px; visibility: hidden; opacity: 0; transform: translateY(8px); background: var(--paper); border: 1px solid var(--line); box-shadow: var(--shadow); transition: .2s ease; }
.nav-item:hover .dropdown, .nav-item:focus-within .dropdown, .nav-item.is-open .dropdown { visibility: visible; opacity: 1; transform: translateY(0); }
.dropdown a { padding: 13px 12px; display: grid; grid-template-columns: 1fr auto; gap: 12px; border-bottom: 1px solid rgba(39,53,46,.09); text-decoration: none; font-size: .86rem; }
.dropdown a:last-child { border: 0; }
.dropdown a::after { content: "↗"; color: var(--sage-accent); transition: transform .2s ease; }
.dropdown a:hover::after { transform: translate(3px,-3px); }
.dropdown small { display: block; margin-top: 1px; color: var(--muted); font-size: .67rem; }
.header-cta { min-height: 46px; padding: 10px 19px; display: inline-flex; align-items: center; gap: 18px; color: white; background: var(--ink); border: 1px solid var(--ink); text-decoration: none; font-size: .78rem; font-weight: 600; transition: .2s ease; }
.header-cta:hover { color: var(--cream-soft); background: var(--sage-deep); border-color: var(--sage-deep); }
.mobile-booking-link { display: none; }
.menu-toggle { display: none; width: 46px; height: 46px; padding: 10px; background: transparent; border: 1px solid var(--line); }
.menu-toggle > span:not(.sr-only) { width: 24px; height: 1px; margin: 5px auto; display: block; background: var(--ink); }

h1, h2, h3 { margin: 0; font-weight: 600; letter-spacing: -.035em; }
h1, h2 { font-family: var(--serif); }
h1 { font-size: clamp(4rem, 7.35vw, 7.2rem); line-height: .96; }
h2 { font-size: clamp(3rem, 5.5vw, 5.7rem); line-height: 1; }
h3 { font-family: var(--serif); }
h1 em, h2 em { color: var(--sage-deep); font-style: normal; font-weight: 600; }
.eyebrow, .kicker { margin: 0 0 18px; color: #5f7462; font-size: .7rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; }
.page-section { padding: clamp(86px, 10vw, 150px) clamp(22px, 5vw, 78px); }
.hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 22px; }
.button { min-height: 51px; padding: 13px 23px; display: inline-flex; align-items: center; justify-content: center; gap: 24px; border: 1px solid transparent; text-decoration: none; font-size: .8rem; font-weight: 600; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.button:hover { transform: translateY(-2px); box-shadow: 0 14px 30px rgba(39,53,46,.14); }
.button-charcoal { color: white; background: var(--ink); }
.button-charcoal:hover { color: var(--ink); background: var(--cream); border-color: var(--ink); }
.button-cream { color: var(--ink); background: var(--cream-soft); border-color: rgba(39,53,46,.15); }
.button-sage { color: var(--cream-soft); background: var(--sage-deep); border-color: var(--sage-deep); }
.button-sage:hover { color: var(--cream-soft); background: #2e4038; border-color: #2e4038; }
.text-link { padding: 5px 0; border: 0; background: transparent; font-weight: 600; font-size: .82rem; text-underline-offset: 7px; cursor: pointer; }

.home-hero { min-height: 585px; padding: clamp(46px,4.8vw,70px) clamp(22px,5vw,78px) clamp(52px,5.5vw,78px); display: grid; grid-template-columns: minmax(0,1.1fr) minmax(430px,.82fr); align-items: center; gap: clamp(42px,5.5vw,86px); color: var(--cream-soft); background: linear-gradient(90deg,var(--sage-deep) 0 60%,var(--cream) 60% 100%); overflow: hidden; }
.home-hero-copy { max-width: 830px; }
.home-hero h1 { max-width: 800px; font-size: clamp(3.2rem,4.15vw,4.25rem); line-height: 1; }
.home-hero h1 em { color: var(--sage-mid); }
.home-hero .eyebrow { margin-bottom: 14px; color: #dce6dd; }
.hero-lead { max-width: 620px; margin: 22px 0 26px; color: rgba(255,255,255,.78); font-size: clamp(1rem,1.3vw,1.15rem); }
.hero-details { margin-top: 30px; padding-top: 16px; display: flex; gap: 22px; flex-wrap: wrap; border-top: 1px solid rgba(255,255,255,.24); color: rgba(255,255,255,.72); font-size: .67rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }
.home-hero .button-charcoal { color: var(--sage-deep); background: var(--cream-soft); border-color: var(--cream-soft); }
.home-hero .button-charcoal:hover { color: var(--cream-soft); background: transparent; border-color: rgba(255,255,255,.72); }
.home-hero .home-hero-secondary { color: var(--cream-soft); background: transparent; border-color: rgba(255,255,255,.62); }
.home-hero .home-hero-secondary:hover { color: var(--sage-deep); background: var(--cream-soft); border-color: var(--cream-soft); }
.home-hero-visual { min-height: 440px; position: relative; display: grid; place-items: center; }
.home-hero-visual::before { content: ""; width: 82%; aspect-ratio: 1; position: absolute; right: -7%; top: 2%; background: var(--sage-mid); border-radius: 48% 52% 44% 56%; opacity: .32; transform: rotate(-7deg); }
.home-moving-image { width: min(600px,100%); margin: 0; aspect-ratio: 4 / 3; position: relative; z-index: 1; overflow: hidden; background: var(--sage-soft); border: 1px solid rgba(39,53,46,.18); border-radius: 140px 32px 32px 32px; box-shadow: 0 28px 68px rgba(61,66,60,.18); }
.home-moving-image img { width: 100%; height: 100%; object-fit: cover; object-position: center 50%; transition: transform .65s ease; }
.home-moving-image:hover img { transform: scale(1.02); }
.home-moving-image figcaption { max-width: calc(100% - 28px); padding: 15px 18px 16px; position: absolute; left: 14px; bottom: 14px; display: grid; gap: 3px; color: var(--ink); background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); backdrop-filter: blur(12px); }
.home-moving-image figcaption span { color: #5f7462; font-size: .61rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.home-moving-image figcaption strong { font: 600 clamp(1.1rem,1.6vw,1.45rem)/1.15 var(--serif); letter-spacing: -.025em; }
.statement-strip { min-height: 58px; padding: 12px clamp(22px,5vw,78px); display: flex; align-items: center; justify-content: space-between; gap: 30px; color: var(--ink); background: var(--cream); border-bottom: 1px solid var(--line); }
.statement-strip p { margin: 0; font: 400 1.3rem var(--serif); }
.statement-strip span { color: var(--muted); font-size: .66rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }

.primary-paths { padding-top: clamp(56px,6vw,84px); padding-bottom: clamp(60px,6vw,88px); background: var(--paper); }
.primary-paths-heading { margin-bottom: clamp(30px,3.7vw,45px); }
.primary-paths-heading h2 { max-width: 920px; font-size: clamp(2.8rem,4.5vw,4.7rem); }
.primary-path-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); box-shadow: 0 24px 65px rgba(39,53,46,.07); }
.primary-path { min-height: 290px; padding: clamp(25px,2.2vw,33px); display: flex; flex-direction: column; background: var(--cream-soft); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); text-decoration: none; transition: color .25s ease, background .25s ease, transform .25s ease, box-shadow .25s ease; }
.primary-path:nth-child(2) { background: var(--sage); }
.primary-path:nth-child(3) { background: var(--cream); }
.primary-path:nth-child(4) { background: var(--sage-soft); }
.primary-path > span { color: #607166; font-size: .65rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.primary-path h3 { margin: 23px 0 13px; font-size: clamp(1.9rem,2.55vw,2.7rem); line-height: .98; }
.primary-path p { max-width: 380px; margin: 0; color: var(--muted); font-size: .9rem; }
.primary-path i { width: 46px; height: 46px; margin-top: auto; display: grid; place-items: center; align-self: flex-end; border: 1px solid var(--line); border-radius: 50%; font-style: normal; transition: transform .25s ease, background .25s ease; }
.primary-path:hover, .primary-path:focus-visible { position: relative; z-index: 1; color: var(--cream-soft); background: var(--sage-deep); outline: 2px solid var(--sage-deep); outline-offset: -2px; box-shadow: var(--shadow); transform: translateY(-5px); }
.primary-path:hover > span, .primary-path:focus-visible > span, .primary-path:hover p, .primary-path:focus-visible p { color: rgba(255,255,255,.76); }
.primary-path:hover i, .primary-path:focus-visible i { color: var(--sage-deep); background: var(--cream-soft); border-color: var(--cream-soft); transform: translate(3px,-3px); }
.path-secondary-links { margin-top: 18px; padding: 18px 22px; display: flex; align-items: center; flex-wrap: wrap; gap: 12px 30px; color: var(--muted); background: var(--sage-soft); border: 1px solid var(--line); font-size: .86rem; }
.path-secondary-links span { color: var(--ink); font-size: .72rem; font-weight: 700; letter-spacing: .07em; text-transform: uppercase; }
.path-secondary-links a { color: var(--ink); font-weight: 600; text-decoration-thickness: 1px; text-underline-offset: 5px; }

.home-guidance-cta { padding: 24px clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(0,1fr) auto; align-items: center; gap: 24px 40px; background: var(--sage-soft); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.home-guidance-cta > div { max-width: 980px; }
.home-guidance-cta .kicker { margin-bottom: 5px; }
.home-guidance-cta h2 { max-width: 980px; font-size: clamp(1.55rem,2.2vw,2.25rem); line-height: 1.08; }
.home-guidance-cta .button { white-space: nowrap; }

.home-trust-section { padding-top: clamp(58px,6vw,88px); padding-bottom: clamp(58px,6vw,88px); display: grid; grid-template-columns: minmax(300px,.67fr) minmax(0,1.33fr); align-items: center; gap: clamp(48px,7vw,105px); background: var(--cream); }
.home-profile { max-width: 530px; }
.home-trust-copy { max-width: 800px; }
.home-trust-copy h2 { max-width: 800px; font-size: clamp(2.8rem,4.35vw,4.55rem); }
.home-trust-copy p { color: var(--muted); }
.home-trust-copy .intro-lead { margin: 27px 0 16px; color: var(--ink); font: 400 clamp(1.9rem,2.8vw,2.65rem)/1.08 var(--serif); letter-spacing: -.035em; }
.home-trust-copy .intro-promise { margin: 27px 0 15px; padding-top: 21px; color: var(--ink); border-top: 1px solid var(--line); font-size: .86rem; font-weight: 600; }
.editorial-intro { padding-bottom: clamp(58px,6vw,88px); display: grid; grid-template-columns: 1.15fr .72fr; gap: clamp(50px,8vw,125px); align-items: start; }
.editorial-intro h2 { max-width: 930px; font-size: clamp(3rem,5.1vw,5.35rem); }
.intro-copy { max-width: 650px; padding-top: 3px; }
.intro-copy p { margin: 0 0 18px; color: var(--muted); }
.intro-copy .intro-lead { margin-bottom: 25px; color: var(--ink); font: 400 clamp(1.9rem,2.8vw,2.65rem)/1.08 var(--serif); letter-spacing: -.035em; }
.intro-copy h3 { margin: 37px 0 15px; font-size: clamp(1.8rem,2.6vw,2.35rem); line-height: 1.08; }
.intro-copy .intro-promise { margin: 28px 0 0; padding-top: 22px; color: var(--ink); border-top: 1px solid var(--line); font-size: .86rem; font-weight: 600; line-height: 1.65; }
.intro-copy .text-link { display: inline-block; margin-top: 15px; }
.service-showcase { padding-top: 0; }
.section-title-row { margin-bottom: 30px; display: grid; grid-template-columns: 1.38fr .55fr; align-items: end; gap: clamp(35px,5vw,70px); }
.section-title-row .kicker { margin-bottom: 9px; }
.section-title-row h2 { max-width: 1000px; font-size: clamp(2.55rem,3.6vw,3.9rem); }
.section-title-row > p { margin: 0 0 5px; color: var(--muted); }
.service-links { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid var(--line); }
.feature-service { min-height: 218px; padding: 32px 28px; display: grid; grid-template-columns: 36px 1fr 45px; gap: 18px; align-items: start; background: var(--cream-soft); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); text-decoration: none; transition: .25s ease; }
.feature-service:nth-child(even) { border-right: 0; }
.feature-service:hover { background: var(--sage-soft); }
.feature-service.specialist { background: #edf3f4; }
.feature-service.specialist:hover { color: var(--cream-soft); background: var(--sage-deep); }
.feature-service.specialist:hover .service-index, .feature-service.specialist:hover small, .feature-service.specialist:hover p { color: rgba(255,255,255,.76); }
.feature-service.protection { grid-column: 1/-1; background: var(--cream); }
.service-index { padding-top: 5px; color: #718078; font-size: .62rem; letter-spacing: .12em; }
.feature-service small { color: #607166; font-size: .65rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.feature-service h3 { margin: 8px 0 9px; font-size: clamp(1.8rem,3vw,2.65rem); line-height: 1; }
.feature-service p { max-width: 410px; margin: 0; color: var(--muted); font-size: .88rem; }
.round-arrow { width: 42px; height: 42px; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 50%; transition: .2s ease; }
.feature-service:hover .round-arrow { color: white; background: var(--ink); transform: rotate(45deg); }

.confidence-strip { padding: 0 clamp(22px,5vw,78px); display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); color: var(--cream-soft); background: var(--sage-deep); }
.confidence-strip article { min-height: 132px; padding: 25px clamp(18px,2.5vw,35px); display: flex; flex-direction: column; justify-content: center; border-right: 1px solid rgba(255,255,255,.18); }
.confidence-strip article:last-child { border-right: 0; }
.confidence-strip strong { font: 600 clamp(1.3rem,1.8vw,1.75rem)/1.1 var(--serif); letter-spacing: -.025em; }
.confidence-strip span { max-width: 270px; margin-top: 9px; color: rgba(255,255,255,.72); font-size: .75rem; line-height: 1.55; }

.home-calculator { display: grid; grid-template-columns: minmax(0,.9fr) minmax(0,1.1fr); padding-top: clamp(56px,5.8vw,84px); padding-bottom: clamp(56px,5.8vw,84px); color: var(--ink); background: var(--sage-soft); }
.tools-card { padding: clamp(32px,4vw,54px); background: var(--sage-mid); }
.tools-card h2 { max-width: 750px; font-size: clamp(2.8rem,4.4vw,4.65rem); }
.tools-card > p:not(.kicker) { max-width: 580px; margin: 25px 0 0; }
.tools-card .home-calc-guidance { margin-top: 30px; padding-top: 19px; border-top: 1px solid rgba(39,53,46,.18); color: #526058; font-size: .82rem; }
.home-calc-card { min-height: 510px; padding: clamp(32px,4vw,54px); display: flex; flex-direction: column; background: var(--cream-soft); border: 1px solid var(--line); }
.home-calc-card h3 { margin-bottom: 27px; font-size: clamp(2.35rem,3.5vw,3.6rem); line-height: 1; }
.home-calc-fields { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 20px 16px; }
.home-calc-field-full { grid-column: 1/-1; }
.home-calc-card .calc-submit { width: fit-content; margin-top: 28px; }
.home-calc-result { margin-top: 28px; padding: 26px 28px; color: var(--cream-soft); background: var(--sage-deep); border-radius: 18px; }
.home-calc-result > span { color: rgba(255,255,255,.72); font-size: .64rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.home-calc-result > strong { margin: 9px 0 18px; display: block; font: 400 clamp(3.3rem,5.4vw,5.4rem)/.9 var(--serif); }
.home-calc-result > div { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid rgba(255,255,255,.22); }
.home-calc-result p { margin: 0; padding: 15px 0 0; display: grid; gap: 2px; }
.home-calc-result p + p { padding-left: 22px; border-left: 1px solid rgba(255,255,255,.22); }
.home-calc-result p span { color: rgba(255,255,255,.66); font-size: .69rem; }
.home-calc-result p b { font-size: .88rem; }
.home-calc-note { margin: 23px 0 0; color: var(--muted); font-size: .71rem; }
.calculator-client-info { margin: 0 0 22px; padding: 14px 16px; color: #526058; background: rgba(255,255,255,.62); border: 1px solid rgba(39,53,46,.12); border-left: 3px solid var(--sage-deep); font-size: .74rem; line-height: 1.55; }
.calculator-client-info strong { color: var(--ink); }
.calculator-client-info a { font-weight: 600; text-underline-offset: 4px; }
.calculator-shell > .calculator-client-info { grid-column: 1/-1; margin-bottom: -6px; }

.existing-client-section { padding-top: clamp(58px,6vw,88px); padding-bottom: clamp(58px,6vw,88px); display: grid; grid-template-columns: minmax(0,.72fr) minmax(0,1.28fr); gap: clamp(45px,6vw,90px); align-items: start; background: var(--cream); }
.existing-client-heading { position: sticky; top: 175px; }
.existing-client-heading h2 { max-width: 650px; font-size: clamp(2.8rem,4.2vw,4.4rem); }
.existing-client-heading > p:not(.kicker) { max-width: 560px; color: var(--muted); }
.existing-client-links { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); background: rgba(255,255,255,.54); }
.existing-client-links a { min-height: 165px; padding: clamp(23px,2.6vw,32px); display: flex; justify-content: space-between; gap: 20px; color: var(--ink); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); text-decoration: none; transition: background .2s ease, transform .2s ease; }
.existing-client-links a:hover, .existing-client-links a:focus-visible { position: relative; z-index: 1; background: var(--paper); outline: 2px solid var(--sage-accent); outline-offset: -2px; transform: translateY(-2px); }
.existing-client-links strong { display: block; font: 600 clamp(1.45rem,2vw,1.9rem)/1.08 var(--serif); letter-spacing: -.03em; }
.existing-client-links small { max-width: 360px; margin-top: 11px; display: block; color: var(--muted); font-size: .75rem; line-height: 1.55; }
.existing-client-links i { width: 38px; height: 38px; display: grid; place-items: center; flex: 0 0 auto; border: 1px solid var(--line); border-radius: 50%; font-style: normal; }

.closing-section { padding: clamp(90px,11vw,155px) clamp(22px,5vw,78px); display: grid; grid-template-columns: 1.15fr .55fr; gap: clamp(55px,9vw,135px); align-items: end; background: var(--paper); }
.closing-section h2 { max-width: 900px; }
.closing-section > div:last-child > p { margin: 0 0 30px; color: var(--muted); }
.home-page .closing-section { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(50px,5vw,72px); gap: clamp(38px,5.5vw,80px); align-items: center; }
.home-page .closing-section h2 { max-width: 880px; font-size: clamp(2.75rem,4.1vw,4.35rem); line-height: .98; }
.home-page .closing-section > div:last-child > p { margin-bottom: 22px; }

.page-hero { min-height: 520px; padding: clamp(70px,8vw,115px) clamp(22px,5vw,78px); display: grid; grid-template-columns: 1.18fr .55fr; align-items: end; gap: clamp(50px,8vw,125px); color: var(--ink); background: var(--sage); }
.page-hero h1 { max-width: 920px; font-size: clamp(3.9rem,7vw,7rem); }
.page-hero h1 em { color: var(--sage-deep); }
.page-hero .eyebrow { color: #5f7462; }
.page-hero-side { padding: 27px 0 6px; border-top: 1px solid rgba(39,53,46,.22); }
.page-hero-side p { margin: 0 0 22px; color: #59665d; }
.bridging-page { background: var(--paper); }
.bridge-hero { min-height: 620px; padding: clamp(55px,5.6vw,82px) clamp(22px,5vw,78px); position: relative; display: grid; grid-template-columns: minmax(0,.88fr) minmax(430px,.72fr); align-items: center; gap: clamp(42px,5.5vw,86px); overflow: hidden; color: var(--cream-soft); background: linear-gradient(112deg,var(--sage-deep) 0 69%,var(--cream) 69% 100%); }
.bridge-hero::before { content: ""; width: 470px; aspect-ratio: 1; position: absolute; left: -260px; bottom: -330px; border: 1px solid rgba(255,255,255,.18); border-radius: 50%; box-shadow: 0 0 0 54px rgba(255,255,255,.035); }
.bridge-hero-heading, .bridge-hero-copy, .bridge-hero-image { position: relative; z-index: 1; }
.bridge-hero .breadcrumb { color: rgba(255,255,255,.7); }
.bridge-hero .eyebrow { color: #dce6dd; }
.bridge-hero h1 { max-width: 760px; font-size: clamp(4rem,6.8vw,7rem); }
.bridge-hero h1 em { color: var(--sage-mid); }
.bridge-hero-lead { max-width: 670px; margin: 24px 0 28px; color: rgba(255,255,255,.8); font-size: clamp(1rem,1.35vw,1.18rem); line-height: 1.7; }
.bridge-hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 24px; }
.bridge-text-link { padding: 6px 0; color: inherit; font-size: .82rem; font-weight: 600; text-decoration-thickness: 1px; text-underline-offset: 7px; }
.bridge-text-link span { margin-left: 7px; }
.bridge-text-link:focus-visible { outline: 2px solid currentColor; outline-offset: 5px; }
.bridge-hero-meta { max-width: 670px; margin-top: 32px; padding-top: 16px; display: flex; flex-wrap: wrap; gap: 9px 24px; border-top: 1px solid rgba(255,255,255,.23); }
.bridge-hero-meta span { color: rgba(255,255,255,.68); font-size: .66rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }
.bridge-hero-image { margin: 0; aspect-ratio: 16 / 11; overflow: hidden; border: 1px solid rgba(255,255,255,.5); box-shadow: 0 32px 78px rgba(29,39,31,.25); }
.bridge-hero-image img { width: 100%; height: 100%; object-fit: cover; object-position: center 54%; transition: transform .7s ease; }
.bridge-hero-image:hover img { transform: scale(1.025); }
.bridge-hero-image figcaption { max-width: calc(100% - 34px); padding: 18px 21px 19px; position: absolute; left: 17px; bottom: 17px; display: grid; gap: 4px; color: var(--ink); background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); backdrop-filter: blur(12px); }
.bridge-hero-image figcaption span, .bridge-project-card figcaption span { color: #5f7462; font-size: .63rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.bridge-hero-image figcaption strong { font: 600 clamp(1.2rem,1.8vw,1.6rem)/1.16 var(--serif); letter-spacing: -.025em; }
.bridge-project-section { padding-top: clamp(58px,5.5vw,80px); padding-bottom: clamp(68px,6.5vw,94px); display: grid; grid-template-columns: minmax(0,1fr) minmax(330px,.55fr); gap: 30px clamp(48px,6.5vw,100px); background: var(--cream-soft); scroll-margin-top: 138px; }
.bridge-project-heading h2 { max-width: 830px; font-size: clamp(3rem,5vw,5.15rem); }
.bridge-project-intro { max-width: 570px; padding-top: 3px; }
.bridge-project-intro > p:first-child { margin-top: 0; color: var(--ink); font: 600 clamp(1.45rem,2vw,1.95rem)/1.22 var(--serif); letter-spacing: -.025em; }
.bridge-project-note { margin: 19px 0 0; padding-top: 16px; color: var(--muted); border-top: 1px solid var(--line); font-size: .72rem; }
.bridge-project-grid { grid-column: 1 / -1; margin-top: 7px; display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: clamp(16px,2.2vw,32px); }
.bridge-project-card { margin: 0; }
.bridge-project-frame { aspect-ratio: 4 / 3; overflow: hidden; background: var(--sage-soft); border: 1px solid var(--line); box-shadow: 0 22px 55px rgba(39,53,46,.1); }
.bridge-project-frame img { width: 100%; height: 100%; object-fit: cover; transition: transform .65s ease; }
.bridge-project-card:first-child .bridge-project-frame img { object-position: center 48%; }
.bridge-project-card:hover .bridge-project-frame img { transform: scale(1.025); }
.bridge-project-card figcaption { padding: 15px 2px 0; display: grid; gap: 6px; }
.bridge-project-card figcaption strong { font: 600 clamp(1.35rem,2vw,1.8rem)/1.12 var(--serif); letter-spacing: -.025em; }
.development-page { background: var(--paper); }
.development-page .bridge-hero { min-height: 600px; padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(50px,5vw,72px); background: linear-gradient(112deg,var(--sage-deep) 0 68%,#e2ebed 68% 100%); }
.development-page .bridge-hero-lead { margin-top: 22px; margin-bottom: 26px; }
.development-page .bridge-hero-meta { margin-top: 28px; }
.development-page .bridge-hero-image img { object-position: center 48%; }
.development-page .bridge-project-section { padding-top: clamp(54px,5vw,74px); padding-bottom: clamp(62px,5.8vw,84px); }
.development-page .bridge-project-heading h2 { max-width: 880px; font-size: clamp(2.85rem,4.6vw,4.75rem); }
.development-page .bridge-project-card:nth-child(1) .bridge-project-frame img { object-position: center 56%; }
.development-page .bridge-project-card:nth-child(2) .bridge-project-frame img { object-position: center 48%; }
.development-page .bridge-project-card:nth-child(3) .bridge-project-frame img { object-position: center 45%; }
.commercial-page { background: var(--paper); }
.commercial-page .bridge-hero { min-height: 590px; padding-top: clamp(48px,4.8vw,70px); padding-bottom: clamp(48px,4.8vw,70px); background: linear-gradient(112deg,var(--sage-deep) 0 68%,#e2ebed 68% 100%); }
.commercial-page .bridge-hero h1 { max-width: 900px; font-size: clamp(3.6rem,5.7vw,5.75rem); line-height: .98; }
.commercial-page .bridge-hero-lead { margin-top: 20px; margin-bottom: 25px; }
.commercial-page .bridge-hero-meta { margin-top: 27px; }
.commercial-page .bridge-hero-image img { object-position: center 54%; }
.commercial-page .service-body { padding-top: clamp(54px,5.2vw,78px); padding-bottom: clamp(46px,4.5vw,64px); gap: clamp(45px,6.5vw,100px); }
.commercial-page .service-content h2 { max-width: 900px; font-size: clamp(2.7rem,4.15vw,4.35rem); line-height: .99; }
.commercial-page .considerations { margin-top: 31px; }
.commercial-page .service-warning { margin-top: 22px; }
.commercial-property-section { padding-top: clamp(52px,5vw,72px); padding-bottom: clamp(58px,5.8vw,82px); display: grid; grid-template-columns: minmax(0,1fr) minmax(330px,.56fr); gap: 28px clamp(48px,6vw,92px); background: var(--cream-soft); scroll-margin-top: 138px; }
.commercial-property-heading h2 { max-width: 870px; font-size: clamp(2.8rem,4.45vw,4.65rem); line-height: .99; }
.commercial-property-intro { max-width: 560px; padding-top: 2px; }
.commercial-property-intro > p:first-child { margin-top: 0; color: var(--ink); font: 600 clamp(1.4rem,1.85vw,1.82rem)/1.25 var(--serif); letter-spacing: -.025em; }
.commercial-image-note { margin: 18px 0 0; padding-top: 15px; color: var(--muted); border-top: 1px solid var(--line); font-size: .72rem; }
.commercial-property-gallery { grid-column: 1 / -1; margin-top: 5px; display: grid; grid-template-columns: 1.08fr .92fr; gap: clamp(17px,2.2vw,31px); align-items: end; }
.commercial-property-card { margin: 0; }
.commercial-property-frame { height: clamp(330px,30vw,470px); overflow: hidden; background: var(--sage-soft); border: 1px solid var(--line); box-shadow: 0 22px 55px rgba(39,53,46,.1); }
.commercial-property-frame img { width: 100%; height: 100%; object-fit: cover; transition: transform .65s ease; }
.commercial-property-card-cafe .commercial-property-frame img { object-position: center 54%; }
.commercial-property-card-works .commercial-property-frame img { object-position: center 50%; }
.commercial-property-card:hover .commercial-property-frame img { transform: scale(1.025); }
.commercial-property-card figcaption { padding: 14px 2px 0; display: grid; gap: 5px; }
.commercial-property-card figcaption span { color: #5f7462; font-size: .63rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.commercial-property-card figcaption strong { font: 600 clamp(1.35rem,2vw,1.8rem)/1.12 var(--serif); letter-spacing: -.025em; }
.self-employed-page { background: var(--paper); }
.self-employed-page .self-employed-hero { min-height: 560px; padding-top: clamp(45px,4.5vw,66px); padding-bottom: clamp(45px,4.5vw,66px); background: linear-gradient(112deg,var(--sage-deep) 0 68%,#e2ebed 68% 100%); }
.self-employed-hero h1 { max-width: 900px; font-size: clamp(3.55rem,5.55vw,5.65rem); line-height: .98; }
.self-employed-hero .bridge-hero-lead { margin-top: 19px; margin-bottom: 24px; }
.self-employed-hero .bridge-hero-meta { margin-top: 26px; }
.self-employed-hero-image img { object-position: center 51%; }
.self-employed-main { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(46px,4.5vw,64px); gap: clamp(42px,6vw,90px); background: var(--sage-soft); }
.self-employed-main .service-content h2 { max-width: 870px; font-size: clamp(2.7rem,4.15vw,4.35rem); line-height: .99; }
.self-employed-main .service-content > p { margin-top: 18px; }
.self-employed-main .considerations { margin-top: 30px; }
.self-employed-main .service-warning { margin-top: 21px; }
.self-employed-aside { padding: 0; overflow: hidden; background: var(--cream-soft); border-top: 0; box-shadow: 0 20px 50px rgba(39,53,46,.1); }
.self-employed-document-image { margin: 0; aspect-ratio: 16 / 9; overflow: hidden; border-bottom: 1px solid var(--line); }
.self-employed-document-image img { width: 100%; height: 100%; object-fit: cover; object-position: center; }
.self-employed-aside-copy { padding: 25px 27px 28px; }
.self-employed-aside-copy > p:not(.kicker) { margin-bottom: 22px; }
.self-employed-work { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(52px,5vw,72px); display: grid; grid-template-columns: minmax(270px,.48fr) minmax(0,1.52fr); align-items: center; gap: clamp(38px,5.5vw,84px); background: var(--cream-soft); }
.self-employed-work-copy h2 { max-width: 530px; font-size: clamp(2.55rem,3.75vw,3.9rem); line-height: .99; }
.self-employed-work-copy > p:last-child { max-width: 530px; margin: 20px 0 0; color: var(--muted); }
.self-employed-gallery { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: clamp(15px,2vw,28px); }
.self-employed-photo-card { margin: 0; }
.self-employed-photo-frame { height: clamp(280px,24vw,370px); overflow: hidden; background: var(--sage-soft); border: 1px solid var(--line); box-shadow: 0 20px 50px rgba(39,53,46,.1); }
.self-employed-photo-frame img { width: 100%; height: 100%; object-fit: cover; transition: transform .65s ease; }
.self-employed-photo-business img { object-position: center 52%; }
.self-employed-photo-contractor img { object-position: center 48%; }
.self-employed-photo-card:hover img { transform: scale(1.025); }
.self-employed-photo-card figcaption { padding: 13px 2px 0; display: grid; gap: 4px; }
.self-employed-photo-card figcaption span { color: #5f7462; font-size: .63rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.self-employed-photo-card figcaption strong { font: 600 clamp(1.25rem,1.8vw,1.65rem)/1.14 var(--serif); letter-spacing: -.025em; }
.self-employed-page .self-employed-process { padding-top: clamp(42px,4.1vw,58px); padding-bottom: clamp(46px,4.3vw,62px); }
.self-employed-process h2 { max-width: 1100px; font-size: clamp(2.55rem,3.85vw,4rem); line-height: .99; }
.self-employed-process .process-steps { margin-top: 25px; }
.self-employed-process .process-step { padding-top: 19px; padding-right: 24px; }
.self-employed-process .process-step + .process-step { padding-left: 24px; }
.self-employed-process .process-step h3 { margin: 11px 0 7px; font-size: 1.58rem; }
.self-employed-process .process-step p { margin-bottom: 0; }
.self-employed-page .self-employed-closing { padding-top: clamp(46px,4.4vw,64px); padding-bottom: clamp(46px,4.4vw,64px); gap: clamp(38px,5.5vw,80px); align-items: center; }
.self-employed-closing h2 { max-width: 930px; font-size: clamp(2.65rem,4vw,4.2rem); line-height: .99; }
.self-employed-closing > div:last-child > p { margin-bottom: 22px; }
.self-employed-cis-route { padding: 27px clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(260px,.7fr) minmax(320px,1fr) auto; align-items: center; gap: 22px clamp(30px,4.5vw,70px); color: var(--cream-soft); background: var(--sage-deep); border-top: 1px solid rgba(255,255,255,.14); border-bottom: 1px solid rgba(255,255,255,.14); }
.self-employed-cis-route .kicker { margin-bottom: 5px; color: #dce6dd; }
.self-employed-cis-route h2 { font-size: clamp(1.7rem,2.45vw,2.45rem); line-height: 1.06; }
.self-employed-cis-route > p { max-width: 630px; margin: 0; color: rgba(255,255,255,.74); font-size: .88rem; }
.self-employed-cis-route .button { white-space: nowrap; }

.cis-page { background: var(--paper); }
.cis-hero { min-height: 590px; padding: clamp(50px,5vw,72px) clamp(22px,5vw,78px); position: relative; display: grid; grid-template-columns: minmax(0,1.08fr) minmax(360px,.62fr); align-items: center; gap: clamp(42px,5.5vw,84px); overflow: hidden; color: var(--cream-soft); background: linear-gradient(112deg,var(--sage-deep) 0 70%,#c0b5ce 70% 100%); }
.cis-hero::before { content: ""; width: 430px; aspect-ratio: 1; position: absolute; left: -245px; bottom: -300px; border: 1px solid rgba(255,255,255,.18); border-radius: 50%; box-shadow: 0 0 0 48px rgba(255,255,255,.035); }
.cis-hero-copy, .cis-hero-photo { position: relative; z-index: 1; }
.cis-hero .breadcrumb { color: rgba(255,255,255,.7); }
.cis-hero .eyebrow { margin-bottom: 14px; color: #dce6dd; }
.cis-hero h1 { max-width: 820px; font-size: clamp(3.65rem,5.8vw,5.9rem); line-height: .98; }
.cis-hero h1 em { color: var(--sage-mid); }
.cis-hero-lead { max-width: 720px; margin: 20px 0 25px; color: rgba(255,255,255,.8); font-size: clamp(.98rem,1.2vw,1.1rem); line-height: 1.68; }
.cis-hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 18px 24px; }
.cis-hero-link { padding: 7px 0; color: var(--cream-soft); font-size: .82rem; font-weight: 600; text-underline-offset: 7px; }
.cis-hero-meta { max-width: 720px; margin-top: 26px; padding-top: 16px; display: flex; flex-wrap: wrap; gap: 8px 23px; border-top: 1px solid rgba(255,255,255,.23); }
.cis-hero-meta span { color: rgba(255,255,255,.68); font-size: .65rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }
.cis-hero-photo { margin: 0; aspect-ratio: 16 / 11; overflow: hidden; background: var(--sage-soft); border: 1px solid rgba(255,255,255,.48); border-radius: var(--radius-panel); box-shadow: 0 30px 76px rgba(28,39,30,.24); }
.cis-hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 51%; transition: transform .7s ease; }
.cis-hero-photo:hover img { transform: scale(1.025); }
.cis-hero-photo figcaption { max-width: calc(100% - 30px); padding: 16px 19px 17px; position: absolute; left: 15px; bottom: 15px; display: grid; gap: 4px; color: var(--ink); background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); border-radius: var(--radius-compact); backdrop-filter: blur(12px); }
.cis-hero-photo figcaption span { color: #5f7462; font-size: .61rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.cis-hero-photo figcaption strong { font: 600 clamp(1.08rem,1.55vw,1.42rem)/1.15 var(--serif); letter-spacing: -.025em; }
.cis-context { padding-top: clamp(48px,4.6vw,66px); padding-bottom: clamp(50px,4.8vw,70px); display: grid; grid-template-columns: minmax(280px,.52fr) minmax(0,1.48fr); align-items: start; gap: clamp(40px,6vw,92px); background: var(--cream-soft); }
.cis-context-heading h2 { max-width: 560px; font-size: clamp(2.75rem,4vw,4.15rem); line-height: .99; }
.cis-context-heading > p:last-child { max-width: 540px; margin: 19px 0 0; color: var(--muted); }
.cis-context-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); border-radius: var(--radius-panel); overflow: hidden; box-shadow: var(--surface-shadow); }
.cis-context-grid article { min-height: 250px; padding: 25px 23px; display: flex; flex-direction: column; background: var(--paper); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.cis-context-grid article:nth-child(2) { background: var(--sage-soft); }
.cis-context-grid article:last-child { border-right: 0; background: var(--cream); }
.cis-context-grid span { color: #607166; font-size: .62rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.cis-context-grid h3 { margin: 20px 0 10px; font-size: clamp(1.5rem,2vw,1.95rem); line-height: 1.05; }
.cis-context-grid p { margin: auto 0 0; color: var(--muted); font-size: .78rem; }
.cis-evidence { padding-top: clamp(48px,4.7vw,68px); padding-bottom: clamp(50px,4.9vw,70px); display: grid; grid-template-columns: minmax(280px,.58fr) minmax(0,1.42fr); gap: 28px clamp(42px,6vw,90px); color: var(--cream-soft); background: var(--sage-deep); }
.cis-evidence .kicker { color: #dce6dd; }
.cis-evidence-heading h2 { max-width: 620px; font-size: clamp(2.7rem,4vw,4.15rem); line-height: .99; }
.cis-evidence-heading h2 em { color: var(--sage-mid); }
.cis-evidence-heading > p:last-child { max-width: 550px; margin: 19px 0 0; color: rgba(255,255,255,.72); }
.cis-document-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid rgba(255,255,255,.2); border-left: 1px solid rgba(255,255,255,.2); border-radius: var(--radius-panel); overflow: hidden; }
.cis-document-grid article { min-height: 158px; padding: 22px; display: grid; grid-template-columns: 31px 1fr; gap: 15px; border-right: 1px solid rgba(255,255,255,.2); border-bottom: 1px solid rgba(255,255,255,.2); }
.cis-document-grid article > span { width: 27px; height: 27px; display: grid; place-items: center; color: var(--sage-deep); background: var(--sage-mid); border-radius: 50%; font-size: .72rem; font-weight: 700; }
.cis-document-grid h3 { margin-bottom: 7px; font-size: 1.4rem; }
.cis-document-grid p { margin: 0; color: rgba(255,255,255,.68); font-size: .76rem; }
.cis-experience-card { grid-column: 1/-1; margin-top: 8px; padding: 14px; display: grid; grid-template-columns: minmax(250px,.48fr) minmax(0,1.52fr); align-items: center; gap: clamp(28px,4.8vw,72px); color: var(--ink); background: var(--sage); border-radius: var(--radius-panel); overflow: hidden; }
.cis-experience-photo { height: clamp(270px,24vw,340px); margin: 0; overflow: hidden; background: var(--sage-soft); border-radius: var(--radius-soft); }
.cis-experience-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 35%; transition: transform .7s ease; }
.cis-experience-card:hover .cis-experience-photo img { transform: scale(1.025); }
.cis-experience-copy { padding: 18px clamp(20px,2.5vw,34px) 18px 0; }
.cis-experience-card .kicker { margin-bottom: 8px; color: #506555; }
.cis-experience-card h3 { max-width: 770px; font-size: clamp(2rem,3vw,3rem); line-height: 1.02; }
.cis-experience-copy > p:not(.kicker) { max-width: 800px; margin: 16px 0 20px; color: #4f5e53; font-size: .84rem; }
.cis-guide { padding-top: clamp(48px,4.7vw,68px); padding-bottom: clamp(50px,4.9vw,72px); display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: clamp(45px,7vw,110px); background: var(--paper); }
.cis-guide h2 { max-width: 660px; font-size: clamp(2.6rem,3.7vw,3.9rem); line-height: .99; }
.cis-journey ol { margin: 26px 0 0; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.cis-journey li { padding: 18px 0; display: grid; grid-template-columns: 90px 1fr; gap: 19px; border-bottom: 1px solid var(--line); }
.cis-journey li > span { padding-top: 4px; color: #607166; font-size: .63rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }
.cis-journey h3 { margin-bottom: 5px; font-size: 1.45rem; }
.cis-journey p { margin: 0; color: var(--muted); font-size: .78rem; }
.cis-faq-list { margin-top: 26px; border-top: 1px solid var(--line); }
.cis-faq-list details { border-bottom: 1px solid var(--line); }
.cis-faq-list summary { min-height: 64px; padding: 17px 42px 17px 0; position: relative; display: flex; align-items: center; cursor: pointer; font: 600 1rem/1.35 var(--serif); list-style: none; }
.cis-faq-list summary::-webkit-details-marker { display: none; }
.cis-faq-list summary::after { content: "+"; width: 27px; height: 27px; position: absolute; right: 0; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 50%; font: 400 1rem/1 var(--sans); transition: transform .2s ease; }
.cis-faq-list details[open] summary::after { transform: rotate(45deg); }
.cis-faq-list details p { max-width: 650px; margin: -2px 40px 17px 0; color: var(--muted); font-size: .79rem; }
.cis-closing { padding-top: clamp(46px,4.4vw,64px); padding-bottom: clamp(38px,4vw,56px); display: grid; grid-template-columns: minmax(0,1.1fr) minmax(320px,.62fr); align-items: center; gap: 26px clamp(45px,7vw,105px); background: var(--sage-soft); }
.cis-closing h2 { max-width: 870px; font-size: clamp(2.65rem,4vw,4.2rem); line-height: .99; }
.cis-closing > div:nth-child(2) > p { margin: 0 0 21px; color: var(--muted); }
.cis-closing-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 16px 23px; }
.cis-closing-link { color: var(--ink); font-size: .77rem; font-weight: 600; text-underline-offset: 6px; }
.cis-risk-warning { grid-column: 1/-1; margin: 11px 0 0; padding: 15px 18px; color: var(--ink); background: var(--paper); border-left: 3px solid var(--sage-deep); border-radius: var(--radius-compact); font-size: .79rem; font-weight: 600; }

@media (max-width: 1050px) {
  .self-employed-cis-route { grid-template-columns: minmax(240px,.7fr) 1fr; }
  .self-employed-cis-route .button { width: max-content; grid-column: 2; }
  .cis-hero { grid-template-columns: minmax(0,1fr) minmax(330px,.7fr); gap: 38px; }
  .cis-context { grid-template-columns: 1fr; }
  .cis-context-heading { max-width: 760px; }
}

@media (max-width: 900px) {
  .cis-hero { min-height: 0; grid-template-columns: 1fr; background: var(--sage-deep); }
  .cis-hero-copy { max-width: 780px; }
  .cis-hero-photo { width: min(760px,100%); aspect-ratio: 16 / 10; }
  .cis-evidence { grid-template-columns: 1fr; }
  .cis-evidence-heading { max-width: 760px; }
  .cis-experience-card { grid-template-columns: minmax(230px,.55fr) minmax(0,1.45fr); gap: 28px; }
  .cis-guide, .cis-closing { grid-template-columns: 1fr; }
  .cis-guide > div { max-width: 780px; }
}

@media (max-width: 640px) {
  .self-employed-cis-route { padding: 27px 22px 30px; grid-template-columns: 1fr; gap: 15px; }
  .self-employed-cis-route .button { width: 100%; grid-column: auto; }
  .cis-hero { padding: 45px 22px 49px; gap: 31px; }
  .cis-hero h1 { font-size: clamp(3rem,13vw,4rem); }
  .cis-hero-actions { align-items: stretch; flex-direction: column; gap: 14px; }
  .cis-hero-actions .button { width: 100%; }
  .cis-hero-link { text-align: center; }
  .cis-hero-meta { display: grid; grid-template-columns: 1fr; gap: 7px; }
  .cis-hero-photo { aspect-ratio: 4 / 3; border-radius: var(--radius-soft); }
  .cis-hero-photo figcaption { max-width: calc(100% - 20px); padding: 13px 15px 14px; left: 10px; bottom: 10px; }
  .cis-context, .cis-evidence, .cis-guide, .cis-closing { padding-left: 22px; padding-right: 22px; }
  .cis-context-grid, .cis-document-grid { grid-template-columns: 1fr; border-radius: var(--radius-soft); }
  .cis-context-grid article { min-height: 0; }
  .cis-context-grid article, .cis-document-grid article { border-right: 0; }
  .cis-context-grid p { margin-top: 18px; }
  .cis-experience-card { padding: 11px; grid-template-columns: 1fr; gap: 0; border-radius: var(--radius-soft); }
  .cis-experience-photo { height: auto; aspect-ratio: 16 / 10; border-radius: var(--radius-compact); }
  .cis-experience-copy { padding: 24px 11px 14px; }
  .cis-experience-card .button { width: 100%; }
  .cis-journey li { grid-template-columns: 1fr; gap: 5px; }
  .cis-closing-actions { align-items: stretch; flex-direction: column; }
  .cis-closing-actions .button { width: 100%; }
  .cis-closing-link { text-align: center; }
}
.residential-gallery { padding-top: clamp(32px,4.5vw,68px); padding-bottom: clamp(68px,7vw,110px); display: grid; grid-template-columns: minmax(0,1.35fr) minmax(280px,.65fr); align-items: end; gap: clamp(18px,2.5vw,38px); background: var(--cream-soft); }
.residential-image { margin: 0; position: relative; overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow); }
.residential-image-main { aspect-ratio: 4 / 3; }
.residential-image-secondary { aspect-ratio: 4 / 5; }
.residential-image img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s ease; }
.residential-image-main img { object-position: center 54%; }
.residential-image-secondary img { object-position: center 47%; }
.residential-image:hover img { transform: scale(1.025); }
.residential-image figcaption { max-width: min(390px,calc(100% - 30px)); padding: 19px 22px 20px; position: absolute; left: 15px; bottom: 15px; display: grid; gap: 4px; background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); backdrop-filter: blur(12px); }
.residential-image figcaption span { color: #5f7462; font-size: .65rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; }
.residential-image figcaption strong { font: 400 clamp(1.25rem,2vw,1.75rem)/1.18 var(--serif); letter-spacing: -.025em; }
.buy-to-let-page { background: var(--paper); }
.btl-hero { min-height: 650px; padding: clamp(66px,7vw,108px) clamp(22px,5vw,78px); position: relative; display: grid; grid-template-columns: minmax(0,1.08fr) minmax(360px,.62fr); align-items: center; gap: clamp(55px,8vw,128px); overflow: hidden; color: var(--cream-soft); background: linear-gradient(112deg,var(--sage-deep) 0 72%,var(--sage) 72% 100%); }
.btl-hero::before { content: ""; width: 480px; aspect-ratio: 1; position: absolute; right: -175px; top: -220px; border: 1px solid rgba(255,255,255,.28); border-radius: 50%; box-shadow: 0 0 0 52px rgba(255,255,255,.045); }
.btl-hero-copy, .btl-brief-card { position: relative; z-index: 1; }
.btl-hero .btl-breadcrumb { color: rgba(255,255,255,.72); }
.btl-hero .eyebrow { color: #dce6dd; }
.btl-hero h1 { max-width: 850px; font-size: clamp(4rem,6.8vw,7rem); }
.btl-hero h1 em { color: var(--sage-mid); }
.btl-hero-lead { max-width: 680px; margin: 30px 0 34px; color: rgba(255,255,255,.8); font-size: clamp(1rem,1.35vw,1.18rem); line-height: 1.7; }
.btl-hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 24px; }
.btl-text-link { padding: 6px 0; color: inherit; font-size: .82rem; font-weight: 600; text-decoration-thickness: 1px; text-underline-offset: 7px; }
.btl-text-link span { margin-left: 7px; }
.btl-text-link:focus-visible { outline: 2px solid currentColor; outline-offset: 5px; }
.btl-hero-meta { max-width: 720px; margin-top: 43px; padding-top: 20px; display: flex; flex-wrap: wrap; gap: 11px 24px; border-top: 1px solid rgba(255,255,255,.23); }
.btl-hero-meta span { color: rgba(255,255,255,.68); font-size: .66rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }
.btl-brief-card { padding: clamp(30px,4vw,48px); color: var(--ink); background: rgba(255,255,255,.97); border: 1px solid rgba(255,255,255,.46); border-radius: 28px; box-shadow: 0 30px 80px rgba(28,39,30,.24); backdrop-filter: blur(12px); }
.btl-brief-card .kicker { margin-bottom: 11px; }
.btl-brief-card h2 { max-width: 420px; font-size: clamp(2.45rem,3.8vw,3.8rem); line-height: 1; }
.btl-brief-list { margin: 28px 0 30px; }
.btl-brief-list div { padding: 14px 0; display: grid; grid-template-columns: 96px 1fr; gap: 18px; border-top: 1px solid var(--line); }
.btl-brief-list dt { font-size: .76rem; font-weight: 600; }
.btl-brief-list dd { margin: 0; color: var(--muted); font-size: .78rem; }
.btl-brief-card .button { width: 100%; }
.btl-brief-note { margin: 15px 0 0; color: var(--muted); font-size: .68rem; text-align: center; }

.btl-audience-bar { padding: 20px clamp(22px,5vw,78px); display: grid; grid-template-columns: auto 1fr; align-items: center; gap: 30px clamp(40px,6vw,90px); color: var(--ink); background: var(--cream); border-bottom: 1px solid var(--line); }
.btl-audience-bar p { margin: 0; font: 400 1.25rem/1.3 var(--serif); }
.btl-audience-bar > div { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 12px; }
.btl-audience-bar span { padding-left: 16px; color: #59665d; border-left: 1px solid var(--line); font-size: .69rem; font-weight: 600; letter-spacing: .09em; text-transform: uppercase; }

.btl-intro { padding-top: clamp(78px,8vw,120px); padding-bottom: clamp(78px,8vw,120px); display: grid; grid-template-columns: minmax(0,.9fr) minmax(360px,.72fr); gap: 42px clamp(55px,9vw,140px); }
.btl-intro-heading h2 { max-width: 830px; font-size: clamp(3rem,5vw,5.15rem); }
.btl-intro-copy { max-width: 640px; padding-top: 2px; }
.btl-intro-copy p { color: var(--muted); }
.btl-intro-copy .btl-intro-lead { margin-top: 0; color: var(--ink); font: 400 clamp(1.65rem,2.3vw,2.25rem)/1.15 var(--serif); letter-spacing: -.03em; }
.btl-factor-grid { grid-column: 1/-1; margin-top: 22px; display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.btl-factor-grid article { padding: 28px 30px 30px 0; }
.btl-factor-grid article + article { padding-left: 30px; border-left: 1px solid var(--line); }
.btl-factor-grid span, .btl-route-card > span { color: #607166; font-size: .65rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.btl-factor-grid h3 { margin: 17px 0 11px; font-size: clamp(1.65rem,2.2vw,2.25rem); line-height: 1.05; }
.btl-factor-grid p { margin: 0; color: var(--muted); font-size: .84rem; }

.btl-routes { padding-top: clamp(78px,8vw,118px); padding-bottom: clamp(82px,8vw,124px); background: var(--cream-soft); }
.btl-section-heading { margin-bottom: 44px; display: grid; grid-template-columns: minmax(0,1.05fr) minmax(300px,.48fr); align-items: end; gap: clamp(42px,8vw,120px); }
.btl-section-heading h2 { max-width: 900px; font-size: clamp(3rem,5vw,5.1rem); }
.btl-section-heading > p { max-width: 500px; margin: 0 0 7px; color: var(--muted); }
.btl-route-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); box-shadow: 0 25px 66px rgba(39,53,46,.08); }
.btl-route-card { min-height: 270px; padding: clamp(28px,3.5vw,45px); position: relative; display: flex; flex-direction: column; color: var(--ink); background: var(--paper); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); text-decoration: none; transition: color .25s ease, background .25s ease, transform .25s ease, box-shadow .25s ease; }
.btl-route-card:nth-child(2) { background: var(--sage); }
.btl-route-card:nth-child(3) { background: var(--cream); }
.btl-route-card:nth-child(4) { background: var(--sage-soft); }
.btl-route-card h3 { margin: 27px 0 13px; font-size: clamp(2rem,3vw,3rem); line-height: 1; }
.btl-route-card p { max-width: 520px; margin: 0; color: var(--muted); font-size: .88rem; }
.btl-route-card i { width: 44px; height: 44px; margin-top: auto; display: grid; place-items: center; align-self: flex-end; border: 1px solid var(--line); border-radius: 50%; font-style: normal; transition: transform .25s ease, background .25s ease; }
.btl-route-card:hover, .btl-route-card:focus-visible { z-index: 1; color: var(--cream-soft); background: var(--sage-deep); outline: 2px solid var(--sage-deep); outline-offset: -2px; transform: translateY(-4px); box-shadow: var(--shadow); }
.btl-route-card:hover > span, .btl-route-card:focus-visible > span, .btl-route-card:hover p, .btl-route-card:focus-visible p { color: rgba(255,255,255,.75); }
.btl-route-card:hover i, .btl-route-card:focus-visible i { color: var(--sage-deep); background: var(--cream-soft); transform: translate(3px,-3px); }

.btl-calculator-section { padding: clamp(76px,8vw,120px) clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(300px,.72fr) minmax(0,1.28fr); align-items: center; gap: clamp(45px,8vw,120px); background: var(--sage-soft); scroll-margin-top: 138px; }
.btl-calculator-copy h2 { max-width: 680px; font-size: clamp(3rem,5vw,5.15rem); }
.btl-calculator-copy > p:not(.kicker) { max-width: 570px; color: var(--muted); }
.btl-calculator-copy ul { padding: 20px 0 20px 20px; margin: 30px 0 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); color: #536058; }
.btl-calculator-copy li + li { margin-top: 7px; }
.btl-calculator-copy .btl-calculator-disclosure { margin-top: 20px; font-size: .73rem; }
.btl-calculator-card { overflow: hidden; background: var(--paper); border: 1px solid var(--line); border-radius: 28px; box-shadow: var(--shadow); }
.btl-calculator-card form { padding: clamp(31px,4.5vw,57px); }
.btl-calculator-card h3 { max-width: 680px; margin: 0 0 29px; font-size: clamp(2.35rem,3.8vw,3.8rem); line-height: 1; }
.btl-calculator-card .calc-submit { margin-top: 29px; }
.btl-page-result { margin: 0 clamp(24px,4.5vw,57px) clamp(24px,4.5vw,57px); padding: clamp(25px,3.5vw,38px); color: var(--cream-soft); background: var(--sage-deep); border-radius: 20px; }
.btl-page-result > span { color: rgba(255,255,255,.7); font-size: .65rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.btl-page-result > strong { margin: 12px 0 5px; display: block; font: 400 clamp(3.8rem,6vw,6rem)/.94 var(--serif); }
.btl-page-result > p { margin: 0 0 27px; color: rgba(255,255,255,.68); font-size: .78rem; }
.btl-page-result dl { margin: 0 0 24px; }
.btl-page-result dl div { padding: 11px 0; display: flex; justify-content: space-between; gap: 20px; border-top: 1px solid rgba(255,255,255,.2); font-size: .79rem; }
.btl-page-result dd { margin: 0; font-weight: 600; text-align: right; }
.btl-page-result a { color: inherit; font-size: .8rem; font-weight: 600; text-underline-offset: 6px; }

.btl-eligibility { padding-top: clamp(80px,8vw,122px); padding-bottom: clamp(80px,8vw,122px); display: grid; grid-template-columns: minmax(300px,.68fr) minmax(0,1.1fr); align-items: start; gap: clamp(55px,9vw,145px); background: var(--cream); }
.btl-eligibility > div:first-child { position: sticky; top: 165px; }
.btl-eligibility h2 { max-width: 650px; font-size: clamp(3rem,5vw,5.15rem); }
.btl-eligibility > div:first-child > p:not(.kicker) { max-width: 550px; color: var(--muted); }
.btl-eligibility .button { margin-top: 21px; }
.btl-criteria-list { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.btl-criteria-list article { min-height: 210px; padding: clamp(25px,3vw,38px); background: rgba(255,255,255,.58); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.btl-criteria-list h3 { font-size: clamp(1.55rem,2.2vw,2.1rem); line-height: 1.08; }
.btl-criteria-list p { margin: 14px 0 0; color: var(--muted); font-size: .83rem; }

.btl-value { padding-top: clamp(80px,8vw,122px); padding-bottom: clamp(80px,8vw,122px); display: grid; grid-template-columns: minmax(300px,.7fr) minmax(0,1.3fr); align-items: start; gap: clamp(55px,9vw,140px); background: var(--paper); }
.btl-value-heading h2 { max-width: 700px; font-size: clamp(3rem,5vw,5.1rem); }
.btl-value-heading > p:not(.kicker) { max-width: 540px; color: var(--muted); }
.btl-value-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); border-top: 1px solid var(--line); }
.btl-value-grid article { padding: 28px 25px 0 0; }
.btl-value-grid article + article { padding-left: 25px; border-left: 1px solid var(--line); }
.btl-value-grid h3 { font-size: clamp(1.6rem,2.1vw,2.05rem); line-height: 1.08; }
.btl-value-grid p { color: var(--muted); font-size: .82rem; }

.btl-faq { padding-top: clamp(78px,8vw,118px); padding-bottom: clamp(80px,8vw,122px); display: grid; grid-template-columns: minmax(300px,.62fr) minmax(0,1.1fr); align-items: start; gap: clamp(55px,9vw,145px); background: var(--cream-soft); }
.btl-faq-heading { position: sticky; top: 165px; }
.btl-faq-heading h2 { max-width: 650px; font-size: clamp(3rem,5vw,5.05rem); }
.btl-faq-heading > p:not(.kicker) { max-width: 540px; color: var(--muted); }
.btl-faq-list { border-top: 1px solid var(--line); }
.btl-faq-list details { border-bottom: 1px solid var(--line); }
.btl-faq-list summary { min-height: 76px; padding: 21px 48px 21px 0; position: relative; display: flex; align-items: center; font-weight: 600; cursor: pointer; list-style: none; }
.btl-faq-list summary::-webkit-details-marker { display: none; }
.btl-faq-list summary::after { content: "+"; width: 31px; height: 31px; position: absolute; right: 0; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 50%; font-size: 1.05rem; font-weight: 400; transition: transform .2s ease, background .2s ease; }
.btl-faq-list details[open] summary::after { background: var(--sage-soft); transform: rotate(45deg); }
.btl-faq-list summary:focus-visible { outline: 2px solid var(--sage-accent); outline-offset: 5px; }
.btl-faq-list details p { max-width: 760px; margin: -2px 45px 24px 0; color: var(--muted); font-size: .88rem; }

.btl-closing { padding: clamp(76px,8vw,118px) clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(0,1.05fr) minmax(300px,.55fr); align-items: end; gap: 45px clamp(55px,9vw,140px); color: var(--cream-soft); background: var(--sage-deep); }
.btl-closing .kicker { color: #dce6dd; }
.btl-closing h2 { max-width: 920px; font-size: clamp(3.1rem,5.3vw,5.5rem); }
.btl-closing-copy > p { margin: 0 0 29px; color: rgba(255,255,255,.75); }
.btl-closing-copy > div { display: flex; align-items: center; flex-wrap: wrap; gap: 23px; }
.btl-risk-warning { grid-column: 1/-1; margin: 8px 0 0; padding-top: 21px; color: rgba(255,255,255,.92); border-top: 1px solid rgba(255,255,255,.23); font-size: 1rem; line-height: 1.6; font-weight: 600; }
.buy-to-let-page .btl-hero { min-height: 560px; padding-top: clamp(46px,4.6vw,66px); padding-bottom: clamp(46px,4.6vw,66px); grid-template-columns: minmax(0,.98fr) minmax(410px,.7fr); gap: clamp(42px,5.2vw,80px); background: linear-gradient(112deg,var(--sage-deep) 0 68%,var(--cream) 68% 100%); }
.buy-to-let-page .btl-hero h1 { max-width: 880px; font-size: clamp(3.55rem,5.5vw,5.65rem); line-height: .98; }
.buy-to-let-page .btl-hero-lead { margin-top: 20px; margin-bottom: 25px; }
.buy-to-let-page .btl-hero-meta { margin-top: 27px; padding-top: 16px; }
.btl-hero-photo { margin: 0; position: relative; z-index: 1; aspect-ratio: 16 / 11; overflow: hidden; border: 1px solid rgba(255,255,255,.5); box-shadow: 0 30px 76px rgba(29,39,31,.25); }
.btl-hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 58%; transition: transform .7s ease; }
.btl-hero-photo:hover img { transform: scale(1.025); }
.btl-hero-photo figcaption, .btl-intro-photo figcaption { max-width: calc(100% - 30px); padding: 16px 19px 17px; position: absolute; left: 15px; bottom: 15px; display: grid; gap: 4px; color: var(--ink); background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); backdrop-filter: blur(12px); }
.btl-hero-photo figcaption span, .btl-intro-photo figcaption span { color: #5f7462; font-size: .63rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.btl-hero-photo figcaption strong, .btl-intro-photo figcaption strong { font: 600 clamp(1.18rem,1.6vw,1.5rem)/1.16 var(--serif); letter-spacing: -.025em; }
.buy-to-let-page .btl-audience-bar { padding-top: 16px; padding-bottom: 16px; background: var(--sage-soft); }
.buy-to-let-page .btl-intro { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(50px,5vw,72px); grid-template-columns: minmax(0,.82fr) minmax(240px,.48fr) minmax(300px,.68fr); align-items: center; gap: 30px clamp(30px,4vw,62px); }
.buy-to-let-page .btl-intro-heading h2 { max-width: 700px; font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.btl-intro-photo { margin: 0; position: relative; aspect-ratio: 4 / 3; overflow: hidden; border: 1px solid var(--line); box-shadow: 0 20px 48px rgba(39,53,46,.11); }
.btl-intro-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 52%; transition: transform .65s ease; }
.btl-intro-photo:hover img { transform: scale(1.025); }
.btl-intro-photo figcaption { max-width: calc(100% - 20px); padding: 12px 14px 13px; left: 10px; bottom: 10px; }
.btl-intro-photo figcaption strong { font-size: 1.12rem; }
.buy-to-let-page .btl-intro-copy .btl-intro-lead { font-size: clamp(1.4rem,1.9vw,1.85rem); }
.buy-to-let-page .btl-intro-copy > p:last-child { font-size: .9rem; line-height: 1.65; }
.buy-to-let-page .btl-factor-grid { margin-top: 14px; }
.buy-to-let-page .btl-factor-grid article { padding-top: 21px; padding-bottom: 22px; }
.buy-to-let-page .btl-factor-grid h3 { margin-top: 12px; margin-bottom: 8px; font-size: clamp(1.5rem,2vw,2rem); }
.buy-to-let-page .btl-routes { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(52px,5.2vw,74px); background: var(--paper); }
.buy-to-let-page .btl-section-heading { margin-bottom: 28px; }
.buy-to-let-page .btl-section-heading h2 { font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.buy-to-let-page .btl-route-card { min-height: 205px; padding: clamp(25px,2.7vw,34px); }
.buy-to-let-page .btl-route-card h3 { margin: 17px 0 9px; font-size: clamp(1.8rem,2.6vw,2.55rem); }
.buy-to-let-page .btl-route-card i { width: 39px; height: 39px; }
.buy-to-let-page .btl-calculator-section { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(50px,5vw,72px); gap: clamp(42px,6vw,88px); background: var(--cream); }
.buy-to-let-page .btl-calculator-copy h2 { font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.buy-to-let-page .btl-calculator-copy ul { margin-top: 22px; padding-top: 15px; padding-bottom: 15px; }
.buy-to-let-page .btl-calculator-card form { padding: clamp(28px,3.2vw,42px); }
.buy-to-let-page .btl-calculator-card h3 { margin-bottom: 22px; font-size: clamp(2.2rem,3.1vw,3.15rem); }
.buy-to-let-page .btl-calculator-card .calc-submit { margin-top: 23px; }
.buy-to-let-page .btl-eligibility { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(50px,5vw,72px); gap: clamp(42px,6vw,90px); background: var(--sage-soft); }
.buy-to-let-page .btl-eligibility h2 { font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.buy-to-let-page .btl-criteria-list article { min-height: 165px; padding: clamp(23px,2.5vw,31px); }
.buy-to-let-page .btl-faq { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(52px,5.2vw,74px); gap: clamp(42px,6vw,90px); background: var(--cream-soft); }
.buy-to-let-page .btl-faq-heading h2 { font-size: clamp(2.65rem,4vw,4.1rem); line-height: .99; }
.buy-to-let-page .btl-faq-list summary { min-height: 66px; padding-top: 16px; padding-bottom: 16px; }
.buy-to-let-page .btl-faq-list details p { margin-bottom: 19px; }
.buy-to-let-page .btl-closing { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(48px,4.8vw,68px); gap: 34px clamp(42px,6vw,90px); }
.buy-to-let-page .btl-closing h2 { font-size: clamp(2.75rem,4.2vw,4.35rem); line-height: .99; }
.buy-to-let-page .btl-closing-copy > p { margin-bottom: 22px; }
.buy-to-let-page .btl-risk-warning { margin-top: 2px; padding-top: 17px; }
.residential-page { background: var(--paper); }
.residential-page .residential-premium-hero { min-height: 560px; padding-top: clamp(46px,4.6vw,66px); padding-bottom: clamp(46px,4.6vw,66px); grid-template-columns: minmax(0,.98fr) minmax(410px,.7fr); gap: clamp(42px,5.2vw,80px); background: linear-gradient(112deg,var(--sage-deep) 0 68%,var(--cream) 68% 100%); }
.residential-premium-hero h1 { max-width: 880px; font-size: clamp(3.55rem,5.5vw,5.65rem); line-height: .98; }
.residential-premium-hero h1 em { color: var(--sage-soft); }
.residential-premium-hero .btl-hero-lead { margin-top: 20px; margin-bottom: 25px; }
.residential-premium-hero .btl-hero-meta { margin-top: 27px; padding-top: 16px; }
.residential-hero-photo { margin: 0; position: relative; z-index: 1; aspect-ratio: 16 / 11; overflow: hidden; border: 1px solid rgba(255,255,255,.5); box-shadow: 0 30px 76px rgba(29,39,31,.25); }
.residential-hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center; transition: transform .7s ease; }
.residential-hero-photo:hover img { transform: scale(1.025); }
.residential-hero-photo figcaption, .residential-intro-photo figcaption { max-width: calc(100% - 30px); padding: 16px 19px 17px; position: absolute; left: 15px; bottom: 15px; display: grid; gap: 4px; color: var(--ink); background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); backdrop-filter: blur(12px); }
.residential-hero-photo figcaption span, .residential-intro-photo figcaption span { color: #5f7462; font-size: .63rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.residential-hero-photo figcaption strong, .residential-intro-photo figcaption strong { font: 600 clamp(1.18rem,1.6vw,1.5rem)/1.16 var(--serif); letter-spacing: -.025em; }
.residential-audience-bar { padding-top: 16px; padding-bottom: 16px; background: var(--sage-soft); }
.residential-page .btl-intro { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(28px,2.8vw,40px); grid-template-columns: minmax(0,.82fr) minmax(240px,.48fr) minmax(300px,.68fr); align-items: center; gap: 30px clamp(30px,4vw,62px); }
.residential-page .btl-intro-heading h2 { max-width: 700px; font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.residential-intro-photo { margin: 0; position: relative; aspect-ratio: 4 / 3; overflow: hidden; border: 1px solid var(--line); box-shadow: 0 20px 48px rgba(39,53,46,.11); }
.residential-intro-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 52%; transition: transform .65s ease; }
.residential-intro-photo:hover img { transform: scale(1.025); }
.residential-intro-photo figcaption { max-width: calc(100% - 20px); padding: 12px 14px 13px; left: 10px; bottom: 10px; }
.residential-intro-photo figcaption strong { font-size: 1.12rem; }
.residential-page .btl-intro-copy > p { margin: 0; color: var(--muted); font-size: .92rem; line-height: 1.68; }
.residential-intro-actions { margin-top: 22px; display: flex; flex-direction: column; align-items: flex-start; gap: 9px; }
.residential-intro-actions .button { min-height: 49px; }
.residential-intro-actions > span { color: var(--muted); font-size: .7rem; }
.residential-page .btl-factor-grid { margin-top: 8px; }
.residential-page .btl-factor-grid article { padding-top: 18px; padding-bottom: 19px; }
.residential-page .btl-factor-grid h3 { margin: 9px 0 0; font-size: clamp(1.35rem,1.7vw,1.75rem); line-height: 1.12; }
.residential-calculator-section { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(50px,5vw,72px); gap: clamp(42px,6vw,88px); background: var(--cream); }
.residential-calculator-section .btl-calculator-copy h2 { font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.residential-calculator-section .btl-calculator-copy ul { margin-top: 22px; padding-top: 15px; padding-bottom: 15px; }
.residential-calculator-section .btl-calculator-card form { padding: clamp(28px,3.2vw,42px); }
.residential-calculator-section .btl-calculator-card h3 { margin-bottom: 22px; font-size: clamp(2.2rem,3.1vw,3.15rem); }
.residential-calculator-section .btl-calculator-card .calc-submit { margin-top: 23px; }
.residential-eligibility { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(50px,5vw,72px); gap: clamp(42px,6vw,90px); background: var(--sage-soft); }
.residential-eligibility h2 { font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.residential-eligibility .btl-criteria-list article { min-height: 165px; padding: clamp(23px,2.5vw,31px); }
.residential-faq { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(52px,5.2vw,74px); gap: clamp(42px,6vw,90px); background: var(--cream-soft); }
.residential-faq .btl-faq-heading h2 { font-size: clamp(2.65rem,4vw,4.1rem); line-height: .99; }
.residential-faq .btl-faq-list summary { min-height: 66px; padding-top: 16px; padding-bottom: 16px; }
.residential-faq .btl-faq-list details p { margin-bottom: 19px; }
.residential-page .residential-closing { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(48px,4.8vw,68px); gap: 34px clamp(42px,6vw,90px); }
.residential-closing h2 { font-size: clamp(2.75rem,4.2vw,4.35rem); line-height: .99; }
.residential-closing .btl-closing-copy > p { margin-bottom: 22px; }
.residential-closing .btl-risk-warning { margin-top: 2px; padding-top: 17px; }

/* Remortgage page */
.remortgage-page { background: var(--paper); }
.remortgage-page .remortgage-hero { min-height: 550px; padding-top: clamp(44px,4.4vw,62px); padding-bottom: clamp(44px,4.4vw,62px); grid-template-columns: minmax(0,.98fr) minmax(410px,.7fr); gap: clamp(40px,5vw,76px); background: linear-gradient(112deg,var(--sage-deep) 0 68%,var(--cream) 68% 100%); }
.remortgage-hero h1 { max-width: 900px; font-size: clamp(3.45rem,5.25vw,5.45rem); line-height: .98; }
.remortgage-hero h1 em { color: var(--sage-soft); }
.remortgage-hero .btl-hero-lead { margin-top: 19px; margin-bottom: 24px; }
.remortgage-hero .btl-hero-meta { margin-top: 26px; padding-top: 15px; }
.remortgage-hero-photo { margin: 0; position: relative; z-index: 1; aspect-ratio: 16 / 11; overflow: hidden; border: 1px solid rgba(255,255,255,.5); box-shadow: 0 30px 76px rgba(29,39,31,.25); }
.remortgage-hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 50%; transition: transform .7s ease; }
.remortgage-hero-photo:hover img { transform: scale(1.025); }
.remortgage-hero-photo figcaption { max-width: calc(100% - 30px); padding: 15px 18px 16px; position: absolute; left: 15px; bottom: 15px; display: grid; gap: 4px; color: var(--ink); background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); backdrop-filter: blur(12px); }
.remortgage-hero-photo figcaption span { color: #5f7462; font-size: .63rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.remortgage-hero-photo figcaption strong { font: 600 clamp(1.14rem,1.55vw,1.45rem)/1.16 var(--serif); letter-spacing: -.025em; }
.remortgage-audience-bar { padding-top: 15px; padding-bottom: 15px; background: var(--sage-soft); }

.remortgage-page .remortgage-intro { padding-top: clamp(46px,4.6vw,64px); padding-bottom: clamp(48px,4.8vw,68px); grid-template-columns: minmax(0,.9fr) minmax(330px,.65fr); gap: 28px clamp(38px,6vw,92px); }
.remortgage-intro .btl-intro-heading h2 { max-width: 760px; font-size: clamp(2.55rem,3.8vw,3.95rem); line-height: .99; }
.remortgage-intro .btl-intro-copy .btl-intro-lead { font-size: clamp(1.35rem,1.8vw,1.72rem); }
.remortgage-intro .btl-intro-copy > p:last-child { font-size: .89rem; line-height: 1.65; }
.remortgage-intro .btl-factor-grid { margin-top: 8px; }
.remortgage-intro .btl-factor-grid article { padding-top: 19px; padding-bottom: 20px; }
.remortgage-intro .btl-factor-grid h3 { margin-top: 11px; margin-bottom: 7px; font-size: clamp(1.45rem,1.9vw,1.9rem); }

.remortgage-routes { padding-top: clamp(46px,4.6vw,64px); padding-bottom: clamp(50px,5vw,70px); background: var(--paper); }
.remortgage-routes .btl-section-heading { margin-bottom: 26px; }
.remortgage-routes .btl-section-heading h2 { max-width: 790px; font-size: clamp(2.55rem,3.9vw,4rem); line-height: .99; }
.remortgage-routes .btl-route-card { min-height: 198px; padding: clamp(23px,2.5vw,31px); }
.remortgage-routes .btl-route-card h3 { margin: 15px 0 8px; font-size: clamp(1.7rem,2.35vw,2.35rem); }
.remortgage-routes .btl-route-card i { width: 37px; height: 37px; }

.remortgage-comparison { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(48px,4.8vw,68px); background: var(--cream); }
.remortgage-comparison-heading { margin-bottom: 27px; }
.remortgage-comparison-heading h2 { max-width: 790px; font-size: clamp(2.55rem,3.9vw,4rem); line-height: .99; }
.remortgage-comparison-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); box-shadow: 0 22px 58px rgba(39,53,46,.08); }
.remortgage-comparison-card { min-height: 310px; padding: clamp(25px,3vw,38px); background: var(--paper); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.remortgage-comparison-card + .remortgage-comparison-card { background: var(--sage-soft); }
.remortgage-comparison-card > span { color: #607166; font-size: .65rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.remortgage-comparison-card h3 { margin: 14px 0 9px; font-size: clamp(2rem,2.8vw,2.75rem); line-height: 1; }
.remortgage-comparison-card > p { max-width: 650px; margin: 0; color: var(--muted); font-size: .86rem; }
.remortgage-comparison-card ul { margin: 21px 0 0; padding: 16px 0 0; border-top: 1px solid var(--line); list-style: none; }
.remortgage-comparison-card li { padding: 5px 0 5px 18px; position: relative; color: #536058; font-size: .8rem; }
.remortgage-comparison-card li::before { content: ""; width: 5px; height: 5px; position: absolute; left: 0; top: 14px; background: var(--sage-accent); border-radius: 50%; }
.remortgage-comparison-note { margin: 18px 0 0; padding: 17px 20px; color: #566159; background: rgba(255,255,255,.62); border-left: 3px solid var(--sage-accent); font-size: .79rem; }

.remortgage-criteria { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(48px,4.8vw,68px); gap: 35px clamp(40px,6vw,90px); background: var(--sage-soft); }
.remortgage-criteria > div:first-child { position: static; }
.remortgage-criteria h2 { font-size: clamp(2.55rem,3.9vw,4rem); line-height: .99; }
.remortgage-criteria .btl-criteria-list article { min-height: 152px; padding: clamp(21px,2.35vw,29px); }
.remortgage-criteria .btl-criteria-list h3 { font-size: clamp(1.45rem,1.9vw,1.85rem); }
.remortgage-capital-note { grid-column: 1/-1; padding: clamp(26px,3.2vw,39px); display: grid; grid-template-columns: minmax(270px,.72fr) minmax(0,1.28fr); gap: 28px clamp(35px,6vw,86px); color: var(--cream-soft); background: var(--sage-deep); }
.remortgage-capital-note .kicker { margin-bottom: 10px; color: #dce6dd; }
.remortgage-capital-note h3 { max-width: 530px; font-size: clamp(1.9rem,2.8vw,2.7rem); line-height: 1.02; }
.remortgage-capital-note > div:last-child { padding-left: clamp(0px,2vw,28px); border-left: 1px solid rgba(255,255,255,.22); }
.remortgage-capital-note p:not(.kicker) { margin: 0; color: rgba(255,255,255,.76); font-size: .82rem; }
.remortgage-capital-note p + p { margin-top: 12px; }
.remortgage-capital-note .debt-consolidation-warning { margin-top: 16px; padding-top: 15px; color: var(--cream-soft); border-top: 1px solid rgba(255,255,255,.25); font-size: .95rem; line-height: 1.6; font-weight: 600; }

.remortgage-faq { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(50px,5vw,70px); gap: clamp(40px,6vw,90px); background: var(--cream-soft); }
.remortgage-faq .btl-faq-heading { position: static; }
.remortgage-faq .btl-faq-heading h2 { font-size: clamp(2.55rem,3.9vw,3.95rem); line-height: .99; }
.remortgage-faq .btl-faq-list summary { min-height: 62px; padding-top: 14px; padding-bottom: 14px; }
.remortgage-faq .btl-faq-list details p { margin-bottom: 17px; }
.remortgage-closing { padding-top: clamp(46px,4.6vw,64px); padding-bottom: clamp(46px,4.6vw,64px); gap: 31px clamp(40px,6vw,90px); }
.remortgage-closing h2 { max-width: 830px; font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.remortgage-closing .btl-closing-copy > p { margin-bottom: 20px; }
.remortgage-closing .btl-risk-warning { margin-top: 0; padding-top: 16px; }
.breadcrumb { margin-bottom: 26px; display: flex; align-items: center; gap: 9px; color: #5a695e; font-size: .69rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }
.breadcrumb a { text-underline-offset: 4px; }
.service-body { display: grid; grid-template-columns: .62fr 1fr; gap: clamp(55px,9vw,145px); }
.service-aside { align-self: start; padding: 30px; background: var(--cream); border-top: 3px solid var(--sage-mid); }
.service-aside p { margin-top: 0; color: var(--muted); font-size: .88rem; }
.service-aside a { width: 100%; }
.service-content h2 { max-width: 820px; font-size: clamp(2.8rem,5vw,5rem); }
.service-content > p { max-width: 820px; color: var(--muted); font-size: 1.06rem; }
.considerations { margin-top: 50px; display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); border-top: 1px solid var(--line); }
.consideration { padding: 25px 24px 25px 0; border-right: 1px solid var(--line); }
.consideration + .consideration { padding-left: 24px; }
.consideration:last-child { border-right: 0; }
.consideration h3 { margin: 0 0 8px; font-size: 1.55rem; }
.consideration p { margin: 0; color: var(--muted); font-size: .82rem; }
.process-band { padding: clamp(75px,9vw,125px) clamp(22px,5vw,78px); background: var(--cream); }
.process-band h2 { max-width: 900px; }
.process-steps { margin-top: 55px; display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); border-top: 1px solid var(--line); }
.process-step { padding: 25px 30px 0 0; }
.process-step + .process-step { padding-left: 30px; border-left: 1px solid var(--line); }
.process-step span { font-size: .63rem; letter-spacing: .13em; }
.process-step h3 { margin: 15px 0 9px; font-size: 1.8rem; }
.process-step > h3:first-child { margin-top: 0; }
.process-step p { color: var(--muted); font-size: .86rem; }
.service-warning { margin-top: 38px; padding: 20px; background: var(--sage-soft); border-left: 3px solid var(--sage-accent); font-size: 1rem; line-height: 1.65; }
.bridging-page .service-body { padding-top: clamp(62px,6vw,90px); padding-bottom: clamp(52px,5vw,72px); gap: clamp(45px,6.5vw,100px); }
.bridging-page .considerations { margin-top: 36px; }
.bridging-page .service-warning { margin-top: 25px; }
.bridging-page .bridge-hero { min-height: 0; padding-top: clamp(42px,4.4vw,64px); padding-bottom: clamp(46px,4.8vw,68px); grid-template-columns: minmax(0,.72fr) minmax(500px,1fr); grid-template-rows: auto auto; align-items: start; column-gap: clamp(48px,6vw,100px); row-gap: clamp(28px,3vw,42px); }
.bridging-page .bridge-hero-heading { width: min(1280px,72vw); max-width: none; grid-column: 1 / -1; }
.bridging-page .bridge-hero-heading .eyebrow { margin-bottom: 14px; }
.bridging-page .bridge-hero-heading h1 { max-width: none; font-size: clamp(3.9rem,5.1vw,5.25rem); line-height: .94; }
.bridging-page .bridge-hero-copy { max-width: 720px; align-self: center; }
.bridging-page .bridge-hero-lead { max-width: 720px; margin: 0 0 22px; font-size: clamp(.96rem,1.12vw,1.08rem); line-height: 1.64; }
.bridging-page .bridge-hero-image { width: 100%; aspect-ratio: 16 / 9; align-self: start; }
.bridge-button-outline { color: var(--cream-soft); background: transparent; border-color: rgba(255,255,255,.55); }
.bridge-button-outline:hover { color: var(--sage-deep); background: var(--cream-soft); border-color: var(--cream-soft); }
.bridge-prime-main { padding-top: clamp(60px,6vw,88px); padding-bottom: clamp(64px,6vw,92px); display: grid; grid-template-columns: minmax(0,1fr) minmax(340px,.53fr); align-items: start; gap: clamp(48px,7vw,110px); background: var(--sage-soft); scroll-margin-top: 138px; }
.bridge-prime-content h2 { max-width: 850px; font-size: clamp(3rem,4.8vw,4.9rem); line-height: .99; }
.bridge-prime-intro { max-width: 760px; margin: 20px 0 0; color: var(--muted); font-size: 1.04rem; }
.bridge-scenario-list { max-width: 860px; margin: 31px 0 0; padding: 0; border-top: 1px solid rgba(39,53,46,.22); list-style: none; }
.bridge-scenario-list li { padding: 18px 0 18px 31px; position: relative; display: grid; grid-template-columns: minmax(180px,.6fr) minmax(0,1fr); gap: 22px; border-bottom: 1px solid rgba(39,53,46,.22); }
.bridge-scenario-list li::before { content: "✓"; position: absolute; left: 0; top: 17px; color: var(--sage-deep); font-weight: 700; }
.bridge-scenario-list strong { font-size: .95rem; }
.bridge-scenario-list span { color: var(--muted); font-size: .88rem; }
.bridge-exit-block { max-width: 860px; margin-top: 34px; padding: 29px 31px 31px; color: var(--cream-soft); background: var(--sage-deep); }
.bridge-exit-block .kicker { color: #dce6dd; }
.bridge-exit-block h3 { margin: 0 0 13px; color: inherit; font-size: clamp(1.85rem,2.7vw,2.7rem); line-height: 1.08; }
.bridge-exit-block > p:last-child { margin: 0; color: rgba(255,255,255,.76); font-size: .89rem; }
.bridge-prime-note { max-width: 860px; margin: 18px 0 0; color: var(--muted); font-size: .76rem; }
.bridge-prime-note a { font-weight: 600; text-underline-offset: 4px; }
.bridge-enquiry-card { padding: clamp(29px,3vw,42px); position: sticky; top: 142px; background: var(--cream-soft); border-top: 4px solid var(--sage-deep); box-shadow: 0 24px 64px rgba(46,57,48,.14); }
.bridge-enquiry-card h2 { margin: 0 0 14px; font-size: clamp(2.25rem,3.2vw,3.25rem); line-height: 1.02; }
.bridge-enquiry-card > p:not(.kicker):not(.bridge-enquiry-small) { margin-top: 0; color: var(--muted); font-size: .92rem; }
.bridge-enquiry-details { margin: 25px 0 27px; display: grid; border-top: 1px solid var(--line); }
.bridge-enquiry-details span { padding: 11px 0 11px 23px; position: relative; color: var(--ink); border-bottom: 1px solid var(--line); font-size: .8rem; }
.bridge-enquiry-details span::before { content: "✓"; position: absolute; left: 0; color: var(--sage-deep); font-weight: 700; }
.bridge-enquiry-card .button { width: 100%; }
.bridge-enquiry-link { margin-top: 17px; display: block; color: var(--sage-deep); font-size: .79rem; font-weight: 600; text-align: center; text-decoration-thickness: 1px; text-underline-offset: 5px; }
.bridge-enquiry-small { margin: 18px 0 0; color: var(--muted); font-size: .68rem; text-align: center; }
.bridge-uses { padding-top: clamp(58px,5.5vw,82px); padding-bottom: clamp(62px,5.8vw,86px); background: var(--sage-soft); scroll-margin-top: 138px; }
.bridge-uses-heading { max-width: 990px; }
.bridge-uses-heading h2 { max-width: 920px; font-size: clamp(2.9rem,4.7vw,4.8rem); line-height: .99; }
.bridge-uses-heading > p:last-child { max-width: 720px; margin-top: 18px; color: var(--muted); font-size: 1.03rem; }
.bridge-use-grid { margin-top: 32px; display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); border-top: 1px solid rgba(39,53,46,.2); border-left: 1px solid rgba(39,53,46,.2); }
.bridge-use-card { min-height: 205px; padding: 25px 28px 27px; background: rgba(255,255,255,.38); border-right: 1px solid rgba(39,53,46,.2); border-bottom: 1px solid rgba(39,53,46,.2); }
.bridge-use-label { margin: 0 0 25px; color: #536b57; font-size: .67rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.bridge-use-card h3 { margin: 0 0 11px; font-size: clamp(1.45rem,2vw,1.85rem); line-height: 1.12; }
.bridge-use-card > p:last-child { margin: 0; color: var(--muted); font-size: .86rem; }
.bridge-auction-feature { margin-top: 28px; padding: clamp(30px,3.5vw,46px); display: grid; grid-template-columns: minmax(0,.9fr) minmax(340px,.7fr); gap: clamp(35px,6vw,90px); color: var(--cream-soft); background: var(--sage-deep); }
.bridge-auction-feature .kicker { color: #dce6dd; }
.bridge-auction-feature h2 { max-width: 700px; color: inherit; font-size: clamp(2.65rem,4vw,4.15rem); line-height: .98; }
.bridge-auction-copy p { margin-top: 0; color: rgba(255,255,255,.78); font-size: .95rem; }
.bridge-auction-copy .button { margin-top: 9px; }
.bridge-uses-note { max-width: 990px; margin: 20px 0 0; color: var(--muted); font-size: .79rem; }
.bridge-uses-note a { font-weight: 600; text-underline-offset: 4px; }
.bridging-page .process-band { padding-top: clamp(46px,4.4vw,64px); padding-bottom: clamp(50px,4.6vw,68px); }
.bridging-page .process-band h2 { max-width: 1120px; font-size: clamp(2.75rem,4.1vw,4.35rem); line-height: .98; }
.bridging-page .process-steps { margin-top: 28px; }
.bridging-page .process-step { padding-top: 20px; padding-right: 24px; }
.bridging-page .process-step + .process-step { padding-left: 24px; }
.bridging-page .process-step h3 { margin-top: 12px; font-size: 1.6rem; }
.bridging-page .process-step p { margin-bottom: 0; }
.bridging-page .closing-section { padding-top: clamp(48px,4.6vw,68px); padding-bottom: clamp(48px,4.6vw,68px); gap: clamp(38px,5.5vw,80px); align-items: center; }
.bridging-page .closing-section h2 { max-width: 980px; font-size: clamp(2.75rem,4.2vw,4.45rem); line-height: .98; }
.bridging-page .closing-section > div:last-child > p { margin-bottom: 22px; }
.development-page .service-body { padding-top: clamp(56px,5.5vw,82px); padding-bottom: clamp(48px,4.6vw,66px); gap: clamp(45px,6.5vw,100px); }
.development-page .service-content h2 { max-width: 860px; font-size: clamp(2.75rem,4.3vw,4.45rem); line-height: .99; }
.development-page .considerations { margin-top: 32px; }
.development-page .service-warning { margin-top: 22px; }
.development-page .process-band { padding-top: clamp(46px,4.4vw,64px); padding-bottom: clamp(50px,4.6vw,68px); }
.development-page .process-band h2 { max-width: 1080px; font-size: clamp(2.75rem,4vw,4.25rem); line-height: .98; }
.development-page .process-steps { margin-top: 28px; }
.development-page .process-step { padding-top: 20px; padding-right: 24px; }
.development-page .process-step + .process-step { padding-left: 24px; }
.development-page .process-step h3 { margin-top: 12px; font-size: 1.6rem; }
.development-page .process-step p { margin-bottom: 0; }
.development-page .closing-section { padding-top: clamp(48px,4.6vw,68px); padding-bottom: clamp(48px,4.6vw,68px); gap: clamp(38px,5.5vw,80px); align-items: center; }
.development-page .closing-section h2 { max-width: 920px; font-size: clamp(2.75rem,4.1vw,4.35rem); line-height: .98; }
.development-page .closing-section > div:last-child > p { margin-bottom: 22px; }
.commercial-page .process-band { padding-top: clamp(46px,4.4vw,64px); padding-bottom: clamp(50px,4.6vw,68px); }
.commercial-page .process-band h2 { max-width: 1040px; font-size: clamp(2.75rem,4vw,4.2rem); line-height: .98; }
.commercial-page .process-steps { margin-top: 28px; }
.commercial-page .process-step { padding-top: 20px; padding-right: 24px; }
.commercial-page .process-step + .process-step { padding-left: 24px; }
.commercial-page .process-step h3 { margin-top: 12px; font-size: 1.6rem; }
.commercial-page .process-step p { margin-bottom: 0; }
.commercial-page .closing-section { padding-top: clamp(48px,4.6vw,68px); padding-bottom: clamp(48px,4.6vw,68px); gap: clamp(38px,5.5vw,80px); align-items: center; }
.commercial-page .closing-section h2 { max-width: 900px; font-size: clamp(2.75rem,4.05vw,4.3rem); line-height: .98; }
.commercial-page .closing-section > div:last-child > p { margin-bottom: 22px; }

.protection-hero { background: linear-gradient(112deg,var(--sage) 0 73%,var(--sage-soft) 73% 100%); }
.protection-hero h1 { max-width: 1030px; font-size: clamp(3.8rem,6.6vw,6.8rem); }
.protection-selector { background: var(--paper); scroll-margin-top: 132px; }
.protection-selector-head { margin-bottom: 54px; display: grid; grid-template-columns: 1.1fr .55fr; align-items: end; gap: clamp(45px,8vw,115px); }
.protection-selector-head h2 { max-width: 760px; font-size: clamp(3rem,5.1vw,5.2rem); }
.protection-selector-head > p { margin: 0 0 4px; color: var(--muted); }
.protection-choice-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.protection-choice-grid.choice-grid-four { grid-template-columns: repeat(2,minmax(0,1fr)); }
.protection-choice { min-height: 315px; padding: clamp(27px,3vw,42px); display: flex; flex-direction: column; background: var(--cream-soft); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); text-decoration: none; transition: transform .25s ease, background .25s ease, box-shadow .25s ease; }
.protection-choice:nth-child(2) { background: var(--sage); }
.protection-choice:nth-child(3) { background: var(--cream); }
.protection-choice:hover, .protection-choice:focus-visible { position: relative; z-index: 1; background: var(--sage-soft); box-shadow: var(--shadow); outline: 2px solid var(--sage-accent); outline-offset: -2px; transform: translateY(-5px); }
.protection-choice > span { color: #607166; font-size: .65rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.protection-choice h3 { margin: 24px 0 13px; font-size: clamp(2rem,3vw,2.85rem); line-height: 1; }
.protection-choice p { margin: 0; color: var(--muted); font-size: .88rem; }
.protection-choice i { width: 44px; height: 44px; margin-top: auto; display: grid; place-items: center; align-self: flex-end; border: 1px solid var(--line); border-radius: 50%; font-style: normal; transition: .2s ease; }
.protection-choice:nth-child(2) { color: var(--ink); }
.protection-choice:nth-child(2) > span { color: #607166; }
.protection-choice:nth-child(2) p { color: var(--muted); }
.protection-choice:nth-child(2) i { border-color: var(--line); }
.protection-choice:nth-child(2):hover, .protection-choice:nth-child(2):focus-visible { color: var(--ink); }
.protection-choice:nth-child(2):hover > span, .protection-choice:nth-child(2):focus-visible > span, .protection-choice:nth-child(2):hover p, .protection-choice:nth-child(2):focus-visible p { color: var(--muted); }
.protection-choice:hover i { color: white; background: var(--ink); transform: translateY(4px); }

.protection-offer { display: grid; grid-template-columns: minmax(0,.78fr) minmax(0,1.22fr); gap: clamp(55px,8vw,125px); align-items: center; background: var(--paper); scroll-margin-top: 132px; }
.protection-offer-business { background: var(--cream); }
.protection-offer-business .protection-offer-intro { order: 2; }
.protection-offer-business .protection-product-grid { order: 1; }
.protection-offer-intro h2 { max-width: 680px; font-size: clamp(3rem,5.2vw,5.3rem); }
.protection-offer-intro > p:not(.kicker) { max-width: 610px; margin: 28px 0 32px; color: var(--muted); font-size: 1rem; }
.protection-product-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.protection-product { min-height: 228px; padding: clamp(25px,3.3vw,43px); background: rgba(255,255,255,.7); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.protection-product h3 { margin: 0 0 10px; font-size: clamp(1.65rem,2.3vw,2.2rem); line-height: 1.08; }
.protection-product p { margin: 0; color: var(--muted); font-size: .83rem; }

.pmi-section { display: grid; grid-template-columns: minmax(0,.82fr) minmax(0,1.18fr); gap: clamp(55px,8vw,125px); align-items: center; background: var(--sage-soft); scroll-margin-top: 132px; }
.pmi-intro h2 { max-width: 720px; font-size: clamp(3rem,5.2vw,5.4rem); }
.pmi-intro > p:not(.kicker) { max-width: 620px; margin: 28px 0 0; color: var(--muted); font-size: 1.02rem; }
.pmi-actions { margin-top: 34px; display: flex; align-items: center; flex-wrap: wrap; gap: 22px; }
.pmi-details { padding: clamp(30px,4.5vw,60px); background: var(--paper); border: 1px solid var(--line); box-shadow: var(--shadow); }
.pmi-label { margin: 0 0 8px; color: #5f7462; font-size: .68rem; font-weight: 600; letter-spacing: .15em; text-transform: uppercase; }
.pmi-points { border-top: 1px solid var(--line); }
.pmi-point { padding: 25px 0; display: grid; grid-template-columns: 1fr; border-bottom: 1px solid var(--line); }
.pmi-point h3 { margin-bottom: 6px; font-size: 1.65rem; line-height: 1.1; }
.pmi-point p { margin: 0; color: var(--muted); font-size: .84rem; }
.pmi-notice { margin-top: 28px; padding: 20px 22px; background: var(--cream); border-left: 3px solid var(--sage-accent); }
.pmi-notice strong { display: block; margin-bottom: 5px; font-size: .75rem; letter-spacing: .04em; }
.pmi-notice p { margin: 0; color: var(--muted); font-size: .75rem; }
.protection-disclaimer { max-width: 1050px; margin: 50px 0 0; padding: 20px 22px; background: rgba(255,255,255,.55); border-left: 3px solid var(--sage-accent); color: var(--muted); font-size: .75rem; }

.pmi-page .pmi-section { padding-top: clamp(50px,5vw,72px); padding-bottom: clamp(52px,5.2vw,74px); gap: clamp(42px,6vw,88px); }
.pmi-page .pmi-intro h2 { font-size: clamp(2.9rem,4.4vw,4.65rem); line-height: .99; }
.pmi-page .pmi-intro > p:not(.kicker) { margin-top: 22px; }
.pmi-page .pmi-actions { margin-top: 27px; }
.pmi-page .pmi-details { padding: clamp(28px,3.4vw,44px); }
.pmi-page .pmi-point { padding: 20px 0; }
.pmi-page .pmi-point h3 { font-size: clamp(1.4rem,1.8vw,1.65rem); }
.pmi-page .pmi-notice { margin-top: 22px; padding: 18px 20px; }
.pmi-page .pmi-policy-section { padding-top: clamp(48px,4.7vw,66px); padding-bottom: clamp(50px,4.9vw,68px); }
.pmi-page .pmi-policy-section h2 { max-width: 1030px; font-size: clamp(2.75rem,4vw,4.2rem); line-height: .98; }
.pmi-page .pmi-policy-section .process-steps { margin-top: 29px; }
.pmi-page .pmi-policy-section .process-step { padding-top: 20px; padding-right: 24px; }
.pmi-page .pmi-policy-section .process-step + .process-step { padding-left: 24px; }
.pmi-page .pmi-policy-section .process-step h3 { margin-top: 12px; font-size: 1.6rem; }
.pmi-page .pmi-policy-section .process-step p { margin-bottom: 0; }
.pmi-conversation-note { margin-top: 30px; padding: 23px 26px; display: grid; grid-template-columns: minmax(0,1fr) auto; align-items: center; gap: 24px 42px; background: var(--sage-soft); border-left: 3px solid var(--sage-accent); }
.pmi-conversation-note strong { display: block; margin-bottom: 5px; font-size: .9rem; }
.pmi-conversation-note p { max-width: 900px; margin: 0; color: var(--muted); font-size: .86rem; }
.pmi-conversation-note .button { white-space: nowrap; }
.pmi-page .protection-disclaimer { margin-top: 27px; }
.pmi-page .closing-section { padding-top: clamp(48px,4.6vw,68px); padding-bottom: clamp(48px,4.6vw,68px); gap: clamp(38px,5.5vw,80px); align-items: center; }
.pmi-page .closing-section h2 { max-width: 900px; font-size: clamp(2.75rem,4.05vw,4.3rem); line-height: .98; }
.pmi-page .closing-section > div:last-child > p { margin-bottom: 22px; }

/* Compact premium protection pages */
.protection-page { background: var(--paper); }
.protection-page .eyebrow, .protection-page .kicker { font-size: .75rem; }
.protection-page .btl-hero-meta span { font-size: .75rem; }
.protection-page .protection-premium-hero { min-height: 548px; padding-top: clamp(44px,4.4vw,62px); padding-bottom: clamp(44px,4.4vw,62px); grid-template-columns: minmax(0,.98fr) minmax(390px,.66fr); gap: clamp(40px,5vw,76px); background: linear-gradient(112deg,var(--sage-deep) 0 70%,var(--cream) 70% 100%); }
.protection-premium-hero h1 { max-width: 900px; font-size: clamp(3.35rem,5.05vw,5.25rem); line-height: .98; }
.protection-premium-hero h1 em { color: var(--sage-soft); }
.protection-premium-hero .btl-hero-lead { margin-top: 19px; margin-bottom: 24px; }
.protection-premium-hero .btl-hero-meta { margin-top: 26px; padding-top: 15px; }
.protection-brief-card { padding: clamp(29px,3.5vw,43px); position: relative; z-index: 1; color: var(--ink); background: rgba(255,255,255,.97); border: 1px solid rgba(255,255,255,.48); box-shadow: 0 28px 76px rgba(28,39,30,.23); backdrop-filter: blur(12px); }
.protection-brief-card .kicker { margin-bottom: 10px; }
.protection-brief-card h2 { max-width: 460px; font-size: clamp(2.15rem,3.1vw,3.15rem); line-height: 1; }
.protection-brief-list { margin: 23px 0 25px; }
.protection-brief-list div { padding: 12px 0; display: grid; grid-template-columns: 92px 1fr; gap: 16px; border-top: 1px solid var(--line); }
.protection-brief-list dt { font-size: .76rem; font-weight: 600; }
.protection-brief-list dd { margin: 0; color: var(--muted); font-size: .82rem; }
.protection-brief-card .button { width: 100%; }
.personal-protection-hero-photo, .pmi-hero-photo { margin: 0; position: relative; z-index: 1; aspect-ratio: 16 / 11; overflow: hidden; border: 1px solid rgba(255,255,255,.5); box-shadow: 0 30px 76px rgba(29,39,31,.25); }
.personal-protection-hero-photo img, .pmi-hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 48%; transition: transform .7s ease; }
.personal-protection-hero-photo:hover img, .pmi-hero-photo:hover img { transform: scale(1.025); }
.personal-protection-hero-photo figcaption, .pmi-hero-photo figcaption { max-width: calc(100% - 30px); padding: 15px 18px 16px; position: absolute; left: 15px; bottom: 15px; display: grid; gap: 4px; color: var(--ink); background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); backdrop-filter: blur(12px); }
.personal-protection-hero-photo figcaption span, .pmi-hero-photo figcaption span { color: #5f7462; font-size: .63rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.personal-protection-hero-photo figcaption strong, .pmi-hero-photo figcaption strong { font: 600 clamp(1.14rem,1.55vw,1.45rem)/1.16 var(--serif); letter-spacing: -.025em; }

.protection-selector-compact { padding-top: clamp(46px,4.6vw,64px); padding-bottom: clamp(50px,5vw,70px); }
.protection-selector-compact .protection-selector-head { margin-bottom: 27px; }
.protection-selector-compact .protection-selector-head h2 { max-width: 760px; font-size: clamp(2.55rem,3.9vw,4rem); line-height: .99; }
.protection-selector-compact .protection-choice { min-height: 224px; padding: clamp(24px,2.6vw,32px); }
.protection-selector-compact .protection-choice h3 { margin: 16px 0 9px; font-size: clamp(1.75rem,2.45vw,2.4rem); }
.protection-selector-compact .protection-choice > span { font-size: .75rem; }
.protection-choice > strong { margin-top: auto; padding-top: 20px; color: var(--ink); font-size: .75rem; font-weight: 600; text-decoration: underline; text-underline-offset: 5px; }

.protection-risk-section { padding-top: clamp(46px,4.6vw,64px); padding-bottom: clamp(50px,5vw,70px); background: var(--cream); }
.protection-compact-heading { margin-bottom: 27px; display: grid; grid-template-columns: minmax(0,1.05fr) minmax(300px,.5fr); align-items: end; gap: clamp(40px,7vw,105px); }
.protection-compact-heading h2 { max-width: 840px; font-size: clamp(2.55rem,3.9vw,4rem); line-height: .99; }
.protection-compact-heading > p { max-width: 520px; margin: 0 0 5px; color: var(--muted); }
.protection-risk-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.protection-risk-grid article { min-height: 215px; padding: clamp(22px,2.4vw,30px); background: rgba(255,255,255,.64); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.protection-risk-grid article:nth-child(even) { background: var(--sage-soft); }
.protection-risk-grid span, .protection-cover-card > span { color: #607166; font-size: .75rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }
.protection-risk-grid h3 { margin: 14px 0 8px; font-size: clamp(1.45rem,1.9vw,1.82rem); line-height: 1.05; }
.protection-risk-grid p { margin: 0; color: var(--muted); font-size: .875rem; }
.protection-review-banner { padding: clamp(32px,3.8vw,49px) clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(290px,.62fr) minmax(0,1.38fr); align-items: center; gap: 30px clamp(42px,7vw,105px); color: var(--cream-soft); background: var(--sage-deep); }
.protection-review-banner .kicker { margin-bottom: 9px; color: #dce6dd; }
.protection-review-banner h2 { max-width: 560px; font-size: clamp(2rem,3.1vw,3.15rem); line-height: 1; }
.protection-review-points { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid rgba(255,255,255,.22); border-left: 1px solid rgba(255,255,255,.22); }
.protection-review-points span { min-height: 54px; padding: 13px 16px; display: flex; align-items: center; color: rgba(255,255,255,.8); border-right: 1px solid rgba(255,255,255,.22); border-bottom: 1px solid rgba(255,255,255,.22); font-size: .75rem; font-weight: 600; }

.protection-page .protection-intro { padding-top: clamp(46px,4.6vw,64px); padding-bottom: clamp(48px,4.8vw,68px); grid-template-columns: minmax(0,.9fr) minmax(330px,.65fr); gap: 28px clamp(38px,6vw,92px); }
.protection-intro .btl-intro-heading h2 { max-width: 770px; font-size: clamp(2.55rem,3.8vw,3.95rem); line-height: .99; }
.protection-intro .btl-intro-copy .btl-intro-lead { font-size: clamp(1.35rem,1.8vw,1.72rem); }
.protection-intro .btl-intro-copy > p:last-child { font-size: .89rem; line-height: 1.65; }
.protection-intro .btl-factor-grid { margin-top: 8px; }
.protection-intro .btl-factor-grid article { padding-top: 19px; padding-bottom: 20px; }
.protection-intro .btl-factor-grid h3 { margin-top: 11px; margin-bottom: 7px; font-size: clamp(1.45rem,1.9vw,1.9rem); }
.protection-intro .btl-factor-grid p { font-size: .875rem; }
.protection-audience-bar { padding-top: 15px; padding-bottom: 15px; background: var(--sage-soft); }
.protection-audience-bar span { font-size: .75rem; }

.protection-cover-section { padding-top: clamp(46px,4.6vw,64px); padding-bottom: clamp(50px,5vw,70px); background: var(--cream-soft); scroll-margin-top: 132px; }
.business-cover-section { background: var(--paper); }
.protection-cover-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid var(--line); border-left: 1px solid var(--line); box-shadow: 0 22px 58px rgba(39,53,46,.07); }
.protection-cover-card { min-height: 262px; padding: clamp(24px,2.8vw,35px); background: var(--paper); border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.protection-cover-card:nth-child(2) { background: var(--sage-soft); }
.protection-cover-card:nth-child(3) { background: var(--cream); }
.protection-cover-card:nth-child(4) { background: rgba(192,181,206,.5); }
.protection-cover-card h3 { margin: 14px 0 9px; font-size: clamp(1.85rem,2.55vw,2.5rem); line-height: 1.02; }
.protection-cover-card > p { max-width: 650px; margin: 0; color: var(--muted); font-size: .875rem; }
.protection-cover-card ul { margin: 19px 0 0; padding: 14px 0 0; border-top: 1px solid var(--line); list-style: none; }
.protection-cover-card li { padding: 4px 0 4px 17px; position: relative; color: #566159; font-size: .78rem; }
.protection-cover-card li::before { content: ""; width: 5px; height: 5px; position: absolute; left: 0; top: 13px; background: var(--sage-accent); border-radius: 50%; }
.home-cover-feature { margin-top: 22px; padding: clamp(27px,3.2vw,40px); display: grid; grid-template-columns: minmax(280px,.72fr) minmax(0,1.28fr); gap: 30px clamp(38px,6vw,88px); color: var(--cream-soft); background: var(--sage-deep); }
.home-cover-feature .kicker { margin-bottom: 10px; color: #dce6dd; }
.home-cover-feature h3 { max-width: 570px; font-size: clamp(2rem,3vw,3rem); line-height: 1; }
.home-cover-feature > div:first-child > p:last-child { max-width: 620px; color: rgba(255,255,255,.75); font-size: .875rem; }
.home-cover-columns { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 1px solid rgba(255,255,255,.22); border-left: 1px solid rgba(255,255,255,.22); }
.home-cover-columns > div { padding: 20px; border-right: 1px solid rgba(255,255,255,.22); border-bottom: 1px solid rgba(255,255,255,.22); }
.home-cover-columns strong { display: block; margin-bottom: 7px; font-size: .8rem; }
.home-cover-columns p { margin: 0; color: rgba(255,255,255,.72); font-size: .82rem; }

.protection-considerations { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(48px,4.8vw,68px); gap: 34px clamp(40px,6vw,90px); background: var(--sage-soft); }
.business-considerations { background: var(--cream); }
.protection-considerations > div:first-child { position: static; }
.protection-considerations h2 { font-size: clamp(2.55rem,3.9vw,4rem); line-height: .99; }
.protection-considerations .btl-criteria-list article { min-height: 150px; padding: clamp(21px,2.35vw,29px); }
.protection-considerations .btl-criteria-list h3 { font-size: clamp(1.45rem,1.9vw,1.85rem); }
.protection-considerations .btl-criteria-list p { font-size: .875rem; }
.protection-definition-note { grid-column: 1/-1; padding: 18px 21px; display: grid; grid-template-columns: minmax(210px,.35fr) minmax(0,1.65fr); align-items: start; gap: 17px 32px; color: var(--cream-soft); background: var(--sage-deep); border-left: 3px solid var(--sage-mid); }
.protection-definition-note strong { font-size: .79rem; }
.protection-definition-note p { margin: 0; color: rgba(255,255,255,.74); font-size: .77rem; }

.protection-faq-section { padding-top: clamp(48px,4.8vw,68px); padding-bottom: clamp(50px,5vw,70px); gap: clamp(40px,6vw,90px); background: var(--paper); }
.business-protection-faq { background: var(--cream-soft); }
.protection-faq-section .btl-faq-heading { position: static; }
.protection-faq-section .btl-faq-heading h2 { font-size: clamp(2.55rem,3.9vw,3.95rem); line-height: .99; }
.protection-faq-section .btl-faq-list summary { min-height: 62px; padding-top: 14px; padding-bottom: 14px; }
.protection-faq-section .btl-faq-list details p { margin-bottom: 17px; }
.protection-page .protection-closing { padding-top: clamp(46px,4.6vw,64px); padding-bottom: clamp(46px,4.6vw,64px); gap: 31px clamp(40px,6vw,90px); }
.protection-closing h2 { max-width: 850px; font-size: clamp(2.65rem,4vw,4.15rem); line-height: .99; }
.protection-closing .btl-closing-copy > p { margin-bottom: 20px; }
.protection-closing .btl-risk-warning { margin-top: 0; padding-top: 16px; }

.calculator-page { background: var(--cream-soft); }
.calculator-hero { min-height: 320px; padding: clamp(58px,7vw,92px) clamp(22px,5vw,78px); color: var(--ink); background: var(--sage); }
.calculator-hero h1 { max-width: 900px; font-size: clamp(3.8rem,6.5vw,6.4rem); }
.calculator-hero h1 em { color: var(--sage-deep); }
.calculator-hero .eyebrow { color: #5f7462; }
.calculator-hero p:not(.eyebrow) { max-width: 680px; color: #58665c; }
.calculator-shell { padding: clamp(60px,7vw,105px) clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(300px,.78fr) minmax(0,1.22fr); align-items: start; gap: clamp(30px,4vw,58px); }
.calc-selector { position: sticky; top: 165px; }
.calc-selector h2 { max-width: 520px; margin-bottom: 34px; font-size: clamp(2.55rem,4vw,4.2rem); }
.calc-tabs { display: grid; gap: 11px; }
.calc-tab { width: 100%; min-height: 84px; padding: 18px 23px; display: flex; align-items: center; justify-content: space-between; gap: 18px; color: var(--ink); background: #edf3f4; border: 1px solid transparent; border-radius: 22px; text-align: left; font-size: clamp(.9rem,1.2vw,1.05rem); font-weight: 600; line-height: 1.35; cursor: pointer; transition: color .2s ease, background .2s ease, transform .2s ease, box-shadow .2s ease; }
.calc-tab span { flex: 0 0 auto; transition: transform .2s ease; }
.calc-tab:hover, .calc-tab:focus-visible { border-color: var(--sage-accent); outline: none; transform: translateX(4px); }
.calc-tab[aria-selected="true"] { color: var(--cream-soft); background: var(--sage-deep); border-color: var(--sage-deep); box-shadow: 0 18px 42px rgba(59,81,71,.18); }
.calc-tab[aria-selected="true"] span { transform: rotate(45deg); }
.calc-stage { min-width: 0; }
.calculator-panel { overflow: hidden; background: var(--sage-soft); border: 1px solid rgba(39,53,46,.1); border-radius: 28px; box-shadow: var(--shadow); }
.calc-inputs { padding: clamp(32px,5vw,62px); }
.calc-inputs h2 { max-width: 760px; margin-bottom: 17px; font-size: clamp(2.55rem,4.1vw,4.25rem); }
.calc-inputs > p:not(.kicker) { max-width: 720px; margin: 0 0 31px; color: var(--muted); }
.input-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 22px 18px; }
.field { display: grid; gap: 8px; }
.field-full { grid-column: 1/-1; }
.field label { font-size: .86rem; font-weight: 600; }
.field small { color: var(--muted); font-size: .72rem; }
.input-wrap { position: relative; }
.input-wrap span { min-width: 50px; position: absolute; left: 0; top: 0; bottom: 0; display: grid; place-items: center; color: var(--cream-soft); background: var(--sage-deep); border-radius: 12px 0 0 12px; font-weight: 600; }
.field input, .field select { width: 100%; min-height: 60px; padding: 14px 17px; background: var(--paper); border: 1px solid rgba(39,53,46,.12); border-radius: 12px; font-size: 1rem; }
.input-wrap input { padding-left: 66px; }
.input-wrap-suffix span { min-width: 64px; right: 0; left: auto; border-radius: 0 12px 12px 0; }
.input-wrap-suffix input { padding-right: 78px; padding-left: 17px; }
.field input:focus, .field select:focus { outline: 2px solid var(--sage-accent); outline-offset: 2px; }
.calc-action-row { margin-top: 32px; display: flex; align-items: center; justify-content: space-between; gap: 22px; }
.calc-action-row a { font-size: .82rem; font-weight: 600; text-underline-offset: 6px; }
.calc-submit { min-height: 52px; padding: 13px 24px; color: var(--cream-soft); background: var(--sage-deep); border: 1px solid var(--sage-deep); border-radius: 999px; font-size: .84rem; font-weight: 600; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.calc-submit:hover, .calc-submit:focus-visible { background: #2d4433; outline: 2px solid var(--sage-deep); outline-offset: 3px; box-shadow: 0 13px 28px rgba(59,81,71,.18); transform: translateY(-2px); }
.calc-results { margin: 0 clamp(24px,5vw,62px) clamp(24px,5vw,62px); padding: clamp(27px,4vw,42px); background: var(--paper); border: 1px solid var(--line); border-radius: 19px; }
.calc-results > span { color: var(--muted); font-size: .66rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.primary-result { margin: 14px 0 7px; display: block; font: 400 clamp(3.7rem,6vw,6.2rem)/.95 var(--serif); }
.range-result { font-size: clamp(2.8rem,5vw,5.1rem); }
.result-caption { margin: 0 0 29px; color: var(--muted); }
.result-list { padding: 0; margin: 0; list-style: none; }
.result-list li { padding: 12px 0; display: flex; justify-content: space-between; gap: 20px; border-top: 1px solid var(--line); font-size: .81rem; }
.result-list strong { text-align: right; }
.calculator-note { margin: 25px 0 0; color: var(--muted); font-size: .72rem; }
.calc-disclosure { grid-column: 1/-1; margin: 4px 0 0; }

.about-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(55px,9vw,140px); align-items: center; }
.profile-portrait { margin: 0; position: relative; }
.profile-image { aspect-ratio: 4 / 5; overflow: hidden; background: var(--cream); border: 1px solid var(--line); border-radius: 300px 300px 4px 4px; box-shadow: var(--shadow); }
.profile-image img { width: 100%; height: 100%; object-fit: cover; object-position: center 34%; }
.profile-portrait figcaption { width: calc(100% - 44px); margin: -44px 22px 0; padding: 20px 22px; position: relative; z-index: 2; display: grid; gap: 3px; background: rgba(255,255,255,.96); border: 1px solid var(--line); box-shadow: 0 18px 40px rgba(39,53,46,.13); backdrop-filter: blur(12px); }
.profile-portrait figcaption strong { font: 400 1.6rem/1.15 var(--serif); letter-spacing: -.03em; }
.profile-portrait figcaption span { color: #607166; font-size: .66rem; font-weight: 600; letter-spacing: .11em; text-transform: uppercase; }
.about-copy h2 { font-size: clamp(3rem,5vw,5.2rem); }
.about-copy p { color: var(--muted); }
.values-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); border-top: 1px solid var(--line); }
.value { padding: 26px 28px 0 0; }
.value + .value { padding-left: 28px; border-left: 1px solid var(--line); }
.value h3 { font-size: 1.6rem; }
.value p { color: var(--muted); font-size: .84rem; }
.about-page .about-grid { padding-top: clamp(52px,5.4vw,76px); padding-bottom: clamp(48px,5vw,70px); grid-template-columns: minmax(300px,.72fr) minmax(0,1.28fr); gap: clamp(46px,6vw,88px); }
.about-page .profile-portrait { width: min(100%,440px); justify-self: center; }
.about-page .about-copy h1 { max-width: 880px; margin-bottom: 24px; font-size: clamp(3rem,4.7vw,4.9rem); line-height: .98; }
.about-page .about-copy > p { margin: 0 0 16px; }
.about-page .values-grid { margin-top: 30px; }
.about-page .value { padding-top: 21px; }
.about-page .closing-section { padding-top: clamp(44px,4.4vw,62px); padding-bottom: clamp(44px,4.4vw,62px); gap: clamp(36px,5vw,72px); align-items: center; }
.about-page .closing-section h2 { max-width: 850px; font-size: clamp(2.65rem,3.9vw,4.05rem); line-height: .99; }
.about-page .closing-section > div:last-child > p { margin-bottom: 21px; }

.contact-page { background: var(--cream-soft); }
.contact-enquiry { padding-top: clamp(42px,4.4vw,64px); padding-bottom: clamp(46px,4.8vw,70px); background: linear-gradient(135deg,var(--cream-soft) 0 72%,var(--sage-soft) 72% 100%); }
.contact-enquiry-shell { max-width: 1500px; margin: 0 auto; display: grid; grid-template-columns: minmax(0,1.16fr) minmax(365px,.74fr); overflow: hidden; background: var(--paper); border: 1px solid var(--line); box-shadow: 0 26px 72px rgba(39,53,46,.11); }
.contact-form-panel { padding: clamp(34px,3.6vw,56px) clamp(28px,4.2vw,66px) clamp(36px,4vw,58px); }
.contact-form-panel .eyebrow { margin-bottom: 11px; }
.contact-form-panel h1 { max-width: 760px; font-size: clamp(3.1rem,4.5vw,4.9rem); line-height: .96; }
.contact-enquiry-lead { max-width: 740px; margin: 17px 0 0; color: var(--muted); font-size: clamp(.9rem,1vw,1rem); }
.contact-enquiry-form { margin-top: clamp(26px,2.8vw,38px); }
.contact-honeypot { width: 1px; height: 1px; position: absolute; left: -10000px; overflow: hidden; opacity: 0; pointer-events: none; }
.contact-field-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 17px 18px; }
.contact-field { display: grid; gap: 7px; }
.contact-field-wide { margin-top: 17px; }
.contact-field > span { color: var(--ink); font-size: .72rem; font-weight: 600; }
.contact-field > span small { color: var(--muted); font-size: .62rem; font-weight: 400; }
.contact-field input, .contact-field select, .contact-field textarea { width: 100%; min-height: 54px; padding: 13px 15px; color: var(--ink); background: #fff; border: 1px solid rgba(39,53,46,.28); border-radius: 4px; font: 400 .85rem/1.5 var(--sans); transition: border-color .2s ease, box-shadow .2s ease, background .2s ease; }
.contact-field textarea { min-height: 116px; resize: vertical; }
.contact-field input::placeholder, .contact-field textarea::placeholder { color: #8a918c; }
.contact-field input:hover, .contact-field select:hover, .contact-field textarea:hover { border-color: var(--sage-accent); }
.contact-field input:focus, .contact-field select:focus, .contact-field textarea:focus { outline: none; background: var(--paper); border-color: var(--sage-deep); box-shadow: 0 0 0 3px rgba(59,81,71,.12); }
.contact-field-help { margin: 9px 2px 0; color: var(--muted); font-size: .64rem; line-height: 1.5; }
.contact-form-disclosure { margin-top: 20px; padding: 14px 16px; background: var(--sage-soft); border-left: 3px solid var(--sage-deep); }
.contact-form-disclosure strong { font-size: .72rem; }
.contact-form-disclosure p { margin: 3px 0 0; color: #566158; font-size: .68rem; line-height: 1.55; }
.contact-form-disclosure a { color: var(--ink); font-weight: 600; text-underline-offset: 4px; }
.contact-submit { width: 100%; min-height: 56px; margin-top: 17px; padding: 10px 13px 10px 22px; display: flex; align-items: center; justify-content: space-between; gap: 20px; color: var(--cream-soft); background: var(--sage-deep); border: 1px solid var(--sage-deep); border-radius: 999px; font: 600 .8rem/1.2 var(--sans); cursor: pointer; transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
.contact-submit > span:last-child { width: 34px; height: 34px; display: grid; place-items: center; color: var(--sage-deep); background: var(--cream-soft); border-radius: 50%; transition: transform .2s ease; }
.contact-submit:hover, .contact-submit:focus-visible { background: var(--ink); outline: 2px solid var(--sage-deep); outline-offset: 3px; transform: translateY(-1px); box-shadow: 0 13px 28px rgba(39,53,46,.14); }
.contact-submit:hover > span:last-child, .contact-submit:focus-visible > span:last-child { transform: translateX(3px); }
.contact-submit:disabled { opacity: .68; cursor: wait; transform: none; box-shadow: none; }
.contact-form-note { margin: 9px 2px 0; color: var(--muted); font-size: .62rem; line-height: 1.5; }
.contact-form-status { margin: 12px 0 0; padding: 11px 13px; color: var(--sage-deep); background: var(--sage-soft); border: 1px solid rgba(59,81,71,.18); font-size: .68rem; font-weight: 600; }
.contact-form-status.is-error { color: #7c322b; background: #f9ebe7; border-color: rgba(124,50,43,.2); }
.contact-form-status:empty { display: none; }

.contact-success-page { background: var(--cream-soft); }
.contact-success { min-height: 66vh; padding-top: clamp(60px,7vw,100px); padding-bottom: clamp(60px,7vw,100px); display: grid; place-items: center; background: linear-gradient(135deg,var(--cream-soft) 0 70%,var(--sage-soft) 70% 100%); }
.contact-success-card { width: min(100%,880px); padding: clamp(38px,5.8vw,76px); text-align: center; background: var(--paper); border: 1px solid var(--line); box-shadow: 0 26px 72px rgba(39,53,46,.11); }
.contact-success-card h1 { max-width: 760px; margin: 0 auto; font-size: clamp(3.2rem,5.8vw,5.7rem); line-height: .97; }
.contact-success-card > p:not(.eyebrow) { max-width: 620px; margin: 22px auto 0; color: var(--muted); }
.contact-success-actions { margin-top: 30px; display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 14px 22px; }
.contact-success-actions .button { margin-top: 0; }
.contact-success-actions .text-link { font-size: .78rem; font-weight: 600; text-underline-offset: 5px; }

.contact-company-panel { padding: clamp(34px,3.5vw,54px) clamp(28px,3vw,44px); display: flex; flex-direction: column; gap: clamp(24px,2.4vw,34px); color: var(--cream-soft); background: var(--sage-deep); }
.contact-company-panel .kicker { margin-bottom: 8px; color: #dce6dd; }
.contact-company-panel h2 { max-width: 540px; font-size: clamp(2.1rem,2.8vw,3.15rem); line-height: 1; }
.contact-company-intro { max-width: 520px; margin: 13px 0 0; color: rgba(255,255,255,.72); font-size: .79rem; }
.contact-company-details { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 0 22px; font-style: normal; border-top: 1px solid rgba(255,255,255,.2); }
.contact-company-details > div { padding: 16px 0; display: grid; align-content: start; gap: 4px; border-bottom: 1px solid rgba(255,255,255,.2); }
.contact-company-details span { color: #dce6dd; font-size: .58rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.contact-company-details strong, .contact-company-details a { font-size: .74rem; font-weight: 500; line-height: 1.55; }
.contact-company-details a { overflow-wrap: anywhere; text-underline-offset: 4px; }
.contact-booking-card { min-height: 275px; padding: 28px 26px; display: flex; flex-direction: column; justify-content: center; color: var(--ink); background: var(--sage); border: 1px solid rgba(255,255,255,.18); }
.contact-booking-label { margin: 0; font: 600 clamp(1.16rem,1.28vw,1.3rem)/1.2 var(--serif); letter-spacing: -.02em; }
.contact-booking-card > p:not(.contact-booking-label) { margin: 12px 0 0; color: #48594c; font-size: .75rem; line-height: 1.55; }
.contact-booking-card > p a { font-weight: 600; text-underline-offset: 4px; }
.contact-booking-link { min-height: 66px; margin-top: 20px; padding: 11px 13px 11px 22px; display: flex; align-items: center; justify-content: space-between; gap: 18px; color: var(--cream-soft); background: var(--ink); border-radius: 999px; text-decoration: none; font-size: .86rem; font-weight: 600; transition: transform .2s ease, box-shadow .2s ease; }
.contact-booking-link > span:last-child { width: 42px; height: 42px; display: grid; place-items: center; color: var(--ink); background: var(--cream-soft); border-radius: 50%; transition: transform .2s ease; }
.contact-booking-link:hover, .contact-booking-link:focus-visible { outline: 2px solid var(--cream-soft); outline-offset: 3px; transform: translateY(-1px); box-shadow: 0 12px 26px rgba(39,53,46,.18); }
.contact-booking-link:hover > span:last-child, .contact-booking-link:focus-visible > span:last-child { transform: translate(2px,-2px); }
.contact-booking-card small { margin-top: 12px; display: block; color: #566158; font-size: .68rem; line-height: 1.45; }
.contact-social-section { margin-top: auto; padding-top: 2px; display: flex; align-items: center; justify-content: space-between; gap: 18px; }
.contact-social-section > span { color: #dce6dd; font-size: .6rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }
.contact-social-links { display: flex; align-items: center; gap: 7px; }
.contact-social-links a { width: 38px; height: 38px; display: grid; place-items: center; color: var(--cream-soft); border: 1px solid rgba(255,255,255,.35); border-radius: 50%; transition: color .2s ease, background .2s ease, transform .2s ease; }
.contact-social-links svg { width: 16px; height: 16px; fill: none; stroke: currentColor; stroke-width: 1.65; stroke-linecap: round; stroke-linejoin: round; }
.contact-social-links .icon-fill { fill: currentColor; stroke: none; }
.contact-social-links a:hover, .contact-social-links a:focus-visible { color: var(--sage-deep); background: var(--cream-soft); outline: none; transform: translateY(-2px); }

.sitewide-risk-warning { padding: 16px clamp(22px,5vw,78px); color: var(--ink); background: var(--stone); border-top: 1px solid rgba(39,53,46,.17); border-bottom: 1px solid rgba(39,53,46,.17); }
.sitewide-risk-warning p { width: min(1180px,100%); margin: 0 auto; font-size: .95rem; font-weight: 400; line-height: 1.55; text-align: left; }
.site-footer { padding: 52px clamp(22px,5vw,78px) 18px; color: #515953; background: var(--stone); }
.footer-main { padding-bottom: 30px; display: grid; grid-template-columns: .48fr .9fr 1.25fr; gap: clamp(32px,4vw,60px); align-items: start; }
.footer-brand img { width: 210px; height: 78px; object-fit: contain; object-position: left center; }
.footer-introduction { max-width: 430px; margin-top: 9px; display: grid; gap: 5px; font-size: .8rem; }
.footer-introduction p { margin: 0 0 7px; }
.footer-introduction a { width: fit-content; text-underline-offset: 4px; }
.footer-nav { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 6px 20px; align-content: start; font-size: .75rem; }
.footer-nav a { text-underline-offset: 5px; }
.regulatory-panel { padding: 20px 0; border-top: 1px solid rgba(39,53,46,.17); border-bottom: 1px solid rgba(39,53,46,.17); font-size: .875rem; line-height: 1.6; }
.regulatory-panel p { margin: 8px 0; }
.regulatory-panel a { text-underline-offset: 4px; }
.regulatory-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1.2fr); gap: 14px; }
.regulatory-card { padding: clamp(23px,2.6vw,34px); background: rgba(255,255,255,.5); border: 1px solid rgba(39,53,46,.13); }
.regulatory-fees-card { background: rgba(192,181,206,.42); }
.regulatory-card .regulatory-eyebrow { margin: 0 0 8px; color: #5f7462; font-size: .62rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; }
.regulatory-card h2 { margin: 0 0 17px; font-size: clamp(1.55rem,2.2vw,2.15rem); line-height: 1.08; letter-spacing: -.03em; }
.regulatory-card p { margin: 0; }
.regulatory-card p + p { margin-top: 15px; }
.regulatory-card .regulatory-fee-statement { padding: 13px 0 15px; color: var(--ink); border-top: 1px solid rgba(39,53,46,.16); border-bottom: 1px solid rgba(39,53,46,.16); font-size: .88rem; line-height: 1.45; }
.regulatory-card .regulatory-qualification { padding-top: 14px; border-top: 1px solid rgba(39,53,46,.12); color: #4f5952; font-size: .875rem; }
.risk-warning { color: var(--ink); font-weight: 600; }
.footer-complaints { margin-top: 14px; padding: 20px clamp(20px,2.6vw,34px); display: grid; grid-template-columns: minmax(190px,.42fr) minmax(0,1.58fr); gap: 18px clamp(28px,3vw,48px); align-items: start; background: rgba(255,255,255,.5); border: 1px solid rgba(39,53,46,.13); }
.footer-complaints h2 { margin: 0; color: var(--ink); font-size: clamp(1.45rem,2vw,1.85rem); line-height: 1.12; letter-spacing: -.025em; }
.footer-complaints p { margin: 0; }
.footer-complaints a { font-weight: 600; }
.external-link-warning { color: #4f5952; font-size: .875rem; }
.footer-bottom { padding-top: 15px; display: flex; justify-content: space-between; gap: 22px; font-size: .7rem; }

.legal-page { min-height: 100vh; background: var(--cream-soft); }
.legal-shell { width: min(840px,calc(100% - 44px)); margin: 0 auto; padding: 70px 0 110px; }
.legal-shell h1 { font-size: clamp(3.5rem,8vw,6rem); }
.legal-shell h2 { margin-top: 42px; font: 400 2rem/1.15 var(--serif); }
.legal-shell p, .legal-shell li { color: var(--muted); }
.legal-shell li + li { margin-top: 8px; }
.legal-shell a { overflow-wrap: anywhere; }
.legal-shell .notice { margin: 30px 0; padding: 18px; background: var(--sage-soft); border-left: 3px solid var(--sage-accent); font-size: .82rem; }
.legal-intro { margin-top: 30px; font-size: 1.08rem; line-height: 1.75; }
.privacy-contact { width: min(100%,420px); margin-top: 24px; padding: 24px 26px; display: grid; gap: 5px; color: var(--muted); background: var(--paper); border: 1px solid var(--line); }
.privacy-contact strong { margin-bottom: 5px; color: var(--ink); }
.privacy-contact a:first-of-type { margin-top: 10px; }
.document-reference { margin-top: 52px; padding-top: 20px; border-top: 1px solid var(--line); font-size: .68rem; letter-spacing: .08em; text-transform: uppercase; }
.back-home { display: inline-block; margin-bottom: 48px; text-underline-offset: 5px; }
.complaints-address { width: min(100%,420px); margin: 20px 0; padding: 24px 26px; display: grid; gap: 4px; color: var(--muted); background: var(--paper); border: 1px solid var(--line); font-style: normal; }
.complaints-address strong { margin-bottom: 5px; color: var(--ink); }
.external-link-note { padding-top: 16px; border-top: 1px solid var(--line); font-size: .76rem; }
.important-information-page .legal-shell { width: min(980px,calc(100% - 44px)); }
.important-information-page .legal-intro { max-width: 790px; }
.important-information-index { margin: 34px 0 8px; padding: 19px 0; display: flex; flex-wrap: wrap; gap: 10px 24px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.important-information-index a { color: var(--sage-deep); font-size: .75rem; font-weight: 600; text-underline-offset: 5px; }
.important-information-section { padding: 32px 0; display: grid; grid-template-columns: minmax(190px,.55fr) minmax(0,1.45fr); gap: clamp(30px,5vw,68px); border-bottom: 1px solid var(--line); scroll-margin-top: 150px; }
.important-information-section h2 { margin: 0; font-size: clamp(1.7rem,2.5vw,2.25rem); line-height: 1.1; }
.important-information-copy > :first-child { margin-top: 0; }
.important-information-copy > :last-child { margin-bottom: 0; }
.important-information-copy strong { color: var(--ink); }
.important-information-page .important-risk-warning { margin: 0; padding: 17px 19px; color: var(--ink); background: var(--sage-soft); border-left: 3px solid var(--sage-deep); font-weight: 600; }

@media (max-width: 1120px) {
  .site-header { grid-template-columns: 150px 1fr auto; gap: 20px; }
  .brand img { width: 145px; height: 62px; }
  .site-nav { gap: 16px; }
  .home-hero { grid-template-columns: 1fr .78fr; gap: 48px; }
  .home-moving-image { width: min(560px,100%); }
  .primary-path-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .confidence-strip { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .confidence-strip article:nth-child(2) { border-right: 0; }
  .confidence-strip article:nth-child(-n+2) { border-bottom: 1px solid rgba(255,255,255,.18); }
  .calculator-shell { grid-template-columns: minmax(275px,.72fr) minmax(0,1.28fr); gap: 30px; }
}

@media (max-width: 1040px) {
  .site-header { height: 82px; grid-template-columns: 1fr auto; }
  .brand img { width: 168px; height: 62px; }
  .menu-toggle { display: block; }
  .header-cta { display: none; }
  .site-nav { height: calc(100vh - 82px); padding: 22px; position: absolute; top: 82px; left: 0; right: 0; display: none; align-content: start; overflow-y: auto; color: var(--ink); background: var(--cream-soft); }
  .site-nav.is-open { display: grid; }
  .nav-item { border-bottom: 1px solid var(--line); }
  .nav-link, .nav-trigger { width: 100%; min-height: 55px; justify-content: space-between; font-size: .92rem; }
  .mobile-booking-link { min-height: 52px; margin-top: 12px; padding: 0 17px; display: flex; color: var(--cream-soft); background: var(--ink); }
  .dropdown { width: 100%; padding: 0 0 12px; position: static; display: none; visibility: visible; opacity: 1; transform: none; background: transparent; border: 0; box-shadow: none; }
  .nav-item:hover .dropdown, .nav-item:focus-within .dropdown { display: none; }
  .nav-item.is-open .dropdown { display: block; }
  .dropdown a { padding-left: 13px; }
}

@media (max-width: 900px) {
  .home-hero { grid-template-columns: 1fr; background: var(--sage-deep); }
  .home-hero-copy { max-width: 720px; }
  .home-hero-visual { width: min(720px,100%); min-height: 0; margin: 8px auto 0; }
  .home-moving-image { width: 100%; }
  .home-guidance-cta { grid-template-columns: 1fr; }
  .home-guidance-cta .button { width: max-content; }
  .editorial-intro, .section-title-row, .home-trust-section, .page-hero, .service-body, .protection-selector-head, .protection-offer, .pmi-section, .about-grid, .contact-layout, .social-intro, .existing-client-section, .closing-section { grid-template-columns: 1fr; }
  .primary-path-grid, .protection-choice-grid, .protection-choice-grid.choice-grid-four { grid-template-columns: 1fr; }
  .primary-path { min-height: 285px; }
  .home-profile { width: min(500px,100%); }
  .protection-choice { min-height: 235px; }
  .protection-offer-business .protection-offer-intro, .protection-offer-business .protection-product-grid { order: initial; }
  .service-aside { max-width: 520px; }
  .home-calculator { grid-template-columns: 1fr; }
  .existing-client-heading { max-width: 760px; position: static; }
  .calculator-shell { grid-template-columns: 1fr; }
  .calc-selector { position: static; }
  .calc-selector h2 { margin-bottom: 25px; }
  .calc-tabs { padding-bottom: 9px; display: flex; overflow-x: auto; scrollbar-width: thin; }
  .calc-tab { min-width: 275px; min-height: 78px; flex: 0 0 auto; }
  .footer-main { grid-template-columns: .6fr 1.4fr; }
  .footer-nav { grid-column: 1/-1; }
  .regulatory-grid { grid-template-columns: 1fr; gap: 10px; }
  .footer-complaints { grid-template-columns: 1fr; gap: 10px; }
  .about-page .about-grid { grid-template-columns: 1fr; gap: 38px; }
  .about-page .profile-portrait { width: min(430px,100%); }
  .about-page .about-copy h1 { max-width: 760px; }
}

@media (max-width: 640px) {
  body { font-size: 16px; }
  .top-contact-inner { padding-inline: 14px; gap: 8px; }
  .top-email-address { display: none; }
  .top-email-short { display: inline; }
  .top-email { font-size: .72rem; }
  .top-socials { gap: 0; }
  .top-social-link { width: 40px; }
  .home-hero { min-height: 0; padding-top: 44px; padding-bottom: 52px; gap: 34px; }
  h1 { font-size: clamp(3.3rem,16vw,5.2rem); }
  .hero-actions { align-items: stretch; flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .hero-details { gap: 10px 16px; }
  .home-hero-visual { min-height: 0; }
  .home-moving-image { aspect-ratio: 4 / 3; border-radius: 82px 24px 24px 24px; }
  .home-moving-image figcaption { max-width: calc(100% - 20px); padding: 13px 15px 14px; left: 10px; bottom: 10px; }
  .statement-strip { align-items: flex-start; flex-direction: column; gap: 4px; }
  .path-secondary-links { margin-top: 14px; padding: 18px; gap: 12px 20px; }
  .service-links { grid-template-columns: 1fr; }
  .feature-service, .feature-service:nth-child(even) { min-height: 190px; grid-template-columns: 27px 1fr 38px; padding: 26px 18px; border-right: 0; }
  .feature-service.protection { grid-column: auto; }
  .home-guidance-cta { padding: 25px 22px 27px; gap: 18px; }
  .home-guidance-cta h2 { font-size: clamp(1.6rem,8vw,2.1rem); }
  .home-guidance-cta .button { width: 100%; }
  .tools-card { padding: 42px 24px; }
  .home-calc-card { min-height: 0; padding: 42px 24px; }
  .home-calc-fields, .home-calc-result > div { grid-template-columns: 1fr; }
  .home-calc-field-full { grid-column: auto; }
  .home-calc-result p + p { padding-left: 0; border-left: 0; }
  .confidence-strip { grid-template-columns: 1fr; padding-inline: 22px; }
  .confidence-strip article, .confidence-strip article:nth-child(2) { min-height: 0; padding: 24px 0; border-right: 0; border-bottom: 1px solid rgba(255,255,255,.18); }
  .confidence-strip article:last-child { border-bottom: 0; }
  .existing-client-links { grid-template-columns: 1fr; }
  .existing-client-links a { min-height: 145px; }
  .considerations, .process-steps, .values-grid { grid-template-columns: 1fr; }
  .bridge-use-grid { grid-template-columns: 1fr; }
  .bridge-auction-feature { grid-template-columns: 1fr; }
  .consideration, .consideration + .consideration, .process-step, .process-step + .process-step, .value, .value + .value { padding: 23px 0; border-right: 0; border-left: 0; border-bottom: 1px solid var(--line); }
  .calculator-hero { min-height: 0; }
  .calc-tab { min-width: 82vw; }
  .calc-inputs { padding: 34px 20px; }
  .calc-results { margin: 0 20px 20px; padding: 25px 20px; }
  .calc-action-row { align-items: stretch; flex-direction: column; }
  .calc-submit { width: 100%; }
  .input-grid { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .profile-portrait { width: min(500px,100%); margin-inline: auto; }
  .profile-portrait figcaption { width: calc(100% - 24px); margin: -34px 12px 0; padding: 17px; }
  .profile-portrait figcaption span { font-size: .59rem; letter-spacing: .08em; }
  .about-page .about-grid { padding: 40px 22px 44px; gap: 31px; }
  .about-page .about-copy h1 { margin-bottom: 20px; font-size: clamp(2.65rem,12.2vw,3.55rem); }
  .about-page .about-copy > p { margin-bottom: 14px; }
  .about-page .values-grid { margin-top: 24px; }
  .about-page .closing-section { padding: 40px 22px 43px; gap: 25px; }
  .about-page .closing-section h2 { font-size: clamp(2.35rem,11vw,3.15rem); }
  .residential-gallery { grid-template-columns: 1fr; }
  .residential-image-main { aspect-ratio: 4 / 5; }
  .residential-image-secondary { width: 88%; aspect-ratio: 4 / 3; justify-self: end; }
  .residential-image figcaption { left: 10px; bottom: 10px; max-width: calc(100% - 20px); padding: 16px 17px; }
  .social-links { grid-template-columns: 1fr; }
  .social-link { min-height: 145px; }
  .social-link + .social-link { border-left: 0; border-top: 1px solid var(--line); }
  .pmi-actions { align-items: stretch; flex-direction: column; }
  .pmi-actions .button { width: 100%; }
  .pmi-conversation-note { grid-template-columns: 1fr; }
  .pmi-conversation-note .button { width: max-content; }
  .protection-product-grid { grid-template-columns: 1fr; }
  .important-information-index { gap: 9px 18px; }
  .important-information-section { padding: 27px 0; grid-template-columns: 1fr; gap: 13px; }
  .footer-main { grid-template-columns: 1fr; }
  .footer-nav { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .footer-bottom { flex-direction: column; }
}

@media (max-width: 1100px) {
  .btl-hero { grid-template-columns: minmax(0,1fr) minmax(330px,.68fr); gap: 50px; }
  .btl-hero h1 { font-size: clamp(3.9rem,6.5vw,6.1rem); }
  .btl-value { grid-template-columns: 1fr; }
  .btl-value-heading { max-width: 780px; }
}

@media (max-width: 900px) {
  .btl-hero { min-height: 0; grid-template-columns: 1fr; background: var(--sage-deep); }
  .btl-hero::before { right: -250px; top: -260px; }
  .btl-hero-copy { max-width: 760px; }
  .btl-brief-card { width: min(720px,100%); }
  .btl-audience-bar { grid-template-columns: 1fr; gap: 13px; }
  .btl-intro, .btl-section-heading, .btl-calculator-section, .btl-eligibility, .btl-faq, .btl-closing { grid-template-columns: 1fr; }
  .btl-intro-copy, .btl-section-heading > p, .btl-calculator-copy, .btl-eligibility > div:first-child, .btl-faq-heading { max-width: 740px; }
  .btl-calculator-card { width: min(780px,100%); }
  .btl-eligibility > div:first-child, .btl-faq-heading { position: static; }
  .btl-value-grid { grid-template-columns: 1fr; }
  .btl-value-grid article, .btl-value-grid article + article { padding: 24px 0; border-left: 0; border-bottom: 1px solid var(--line); }
  .btl-risk-warning { grid-column: auto; }
}

@media (max-width: 640px) {
  .home-hero h1 { font-size: clamp(2.75rem,12vw,3.5rem); }
  .btl-hero { padding: 52px 22px 64px; gap: 40px; }
  .btl-hero h1 { font-size: clamp(3.25rem,15vw,4.8rem); }
  .btl-hero-lead { margin: 24px 0 28px; }
  .btl-hero-actions { align-items: stretch; flex-direction: column; gap: 15px; }
  .btl-hero-actions .button { width: 100%; }
  .btl-hero-actions .btl-text-link { text-align: center; }
  .btl-hero-meta { margin-top: 31px; display: grid; grid-template-columns: 1fr; gap: 8px; }
  .btl-brief-card { padding: 27px 22px; border-radius: 21px; }
  .btl-brief-card h2 { font-size: 2.45rem; }
  .btl-brief-list div { grid-template-columns: 78px 1fr; gap: 12px; }
  .btl-audience-bar { padding-block: 22px; }
  .btl-audience-bar > div { grid-template-columns: repeat(2,minmax(0,1fr)); gap: 13px 8px; }
  .btl-audience-bar span { padding-left: 10px; font-size: .61rem; }
  .btl-intro, .btl-routes, .btl-eligibility, .btl-value, .btl-faq { padding-top: 70px; padding-bottom: 74px; }
  .btl-factor-grid { grid-template-columns: 1fr; }
  .btl-factor-grid article, .btl-factor-grid article + article { padding: 24px 0; border-left: 0; border-bottom: 1px solid var(--line); }
  .btl-factor-grid article:last-child { border-bottom: 0; }
  .btl-section-heading { margin-bottom: 31px; }
  .btl-route-grid, .btl-criteria-list { grid-template-columns: 1fr; }
  .btl-route-card { min-height: 240px; padding: 27px 22px; }
  .btl-calculator-section { padding: 70px 22px 74px; gap: 38px; }
  .btl-calculator-card { border-radius: 21px; }
  .btl-calculator-card form { padding: 30px 22px; }
  .btl-calculator-card h3 { font-size: 2.35rem; }
  .btl-page-result { margin: 0 14px 14px; padding: 24px 20px; }
  .btl-page-result > strong { font-size: 3.65rem; }
  .btl-page-result dl div { align-items: flex-start; flex-direction: column; gap: 3px; }
  .btl-page-result dd { text-align: left; }
  .btl-criteria-list article { min-height: 0; }
  .btl-faq-list summary { min-height: 70px; padding-right: 43px; }
  .btl-faq-list details p { margin-right: 0; }
  .btl-closing { padding: 70px 22px 72px; }
  .btl-closing-copy > div { align-items: stretch; flex-direction: column; }
  .btl-closing-copy .button { width: 100%; }
  .btl-closing-copy .btl-text-link { text-align: center; }
}

@media (max-width: 1100px) {
  .bridge-hero { grid-template-columns: minmax(0,.9fr) minmax(380px,.72fr); gap: 48px; }
  .bridge-hero h1 { font-size: clamp(3.9rem,6.5vw,6.1rem); }
  .bridging-page .bridge-hero { grid-template-columns: minmax(0,.78fr) minmax(380px,1fr); column-gap: 48px; row-gap: 30px; }
  .bridging-page .bridge-hero-heading h1 { font-size: clamp(3.8rem,6.2vw,5.25rem); }
  .self-employed-page .self-employed-hero h1 { font-size: clamp(3.45rem,5.5vw,5.2rem); }
}

@media (max-width: 900px) {
  .bridge-hero { min-height: 0; grid-template-columns: 1fr; background: var(--sage-deep); }
  .bridge-hero-copy { max-width: 760px; }
  .bridge-hero-image { width: min(780px,100%); }
  .bridging-page .bridge-hero { grid-template-columns: 1fr; row-gap: 30px; background: var(--sage-deep); }
  .bridging-page .bridge-hero-heading { width: 100%; max-width: 760px; grid-column: 1; }
  .bridging-page .bridge-hero-copy { max-width: 760px; }
  .bridging-page .bridge-hero-image { width: min(780px,100%); }
  .bridge-project-section { grid-template-columns: 1fr; }
  .bridge-project-intro { max-width: 720px; }
  .bridge-project-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .bridge-project-card:last-child { grid-column: 1 / -1; width: calc(50% - 8px); }
  .bridge-prime-main { grid-template-columns: 1fr; }
  .bridge-enquiry-card { max-width: 620px; position: static; }
  .commercial-property-section { grid-template-columns: 1fr; }
  .commercial-property-intro { max-width: 720px; }
  .self-employed-work { grid-template-columns: 1fr; }
  .self-employed-work-copy { max-width: 720px; }
}

@media (max-width: 640px) {
  .bridge-hero { padding: 48px 22px 54px; gap: 34px; }
  .bridge-hero h1 { font-size: clamp(3.25rem,15vw,4.8rem); }
  .bridge-hero-lead { margin: 24px 0 28px; }
  .bridge-hero-actions { align-items: stretch; flex-direction: column; gap: 15px; }
  .bridge-hero-actions .button { width: 100%; }
  .bridge-text-link { text-align: center; }
  .bridge-hero-meta { margin-top: 27px; display: grid; grid-template-columns: 1fr; gap: 8px; }
  .bridge-hero-image { aspect-ratio: 4 / 3; }
  .bridge-hero-image figcaption { max-width: calc(100% - 20px); padding: 15px 16px; left: 10px; bottom: 10px; }
  .bridging-page .bridge-hero { padding: 42px 22px 50px; row-gap: 26px; }
  .bridging-page .bridge-hero-heading h1 { font-size: clamp(3rem,13.5vw,4.15rem); }
  .bridging-page .bridge-hero-lead { margin: 0 0 23px; }
  .bridging-page .service-body { padding-top: 58px; padding-bottom: 48px; gap: 42px; }
  .bridge-prime-main { padding-top: 52px; padding-bottom: 58px; gap: 34px; }
  .bridge-prime-content h2 { font-size: clamp(2.65rem,12vw,3.7rem); }
  .bridge-scenario-list li { grid-template-columns: 1fr; gap: 5px; }
  .bridge-exit-block { padding: 25px 22px 27px; }
  .bridge-enquiry-card { padding: 28px 22px 30px; }
  .bridge-uses { padding-top: 52px; padding-bottom: 58px; }
  .bridge-uses-heading h2 { font-size: clamp(2.65rem,12vw,3.7rem); }
  .bridge-use-grid { margin-top: 30px; }
  .bridge-use-card { min-height: 0; padding: 24px 22px 26px; }
  .bridge-use-label { margin-bottom: 18px; }
  .bridge-auction-feature { margin-top: 26px; padding: 30px 22px 32px; gap: 25px; }
  .bridge-auction-feature h2 { font-size: clamp(2.55rem,11vw,3.55rem); }
  .bridge-auction-copy .button { width: 100%; }
  .bridging-page .process-band { padding-top: 46px; padding-bottom: 50px; }
  .bridging-page .process-steps { margin-top: 24px; }
  .bridging-page .closing-section { padding-top: 48px; padding-bottom: 50px; gap: 30px; }
  .development-page .bridge-hero { padding-top: 46px; padding-bottom: 52px; }
  .development-page .service-body { padding-top: 54px; padding-bottom: 46px; gap: 40px; }
  .development-page .process-band { padding-top: 46px; padding-bottom: 50px; }
  .development-page .process-steps { margin-top: 24px; }
  .development-page .closing-section { padding-top: 48px; padding-bottom: 50px; gap: 30px; }
  .commercial-page .bridge-hero { padding-top: 46px; padding-bottom: 52px; }
  .commercial-page .bridge-hero h1 { font-size: clamp(3rem,13vw,4rem); }
  .commercial-page .service-body { padding-top: 54px; padding-bottom: 46px; gap: 40px; }
  .commercial-property-section { padding-top: 52px; padding-bottom: 60px; gap: 25px; }
  .commercial-property-gallery { margin-top: 7px; grid-template-columns: 1fr; gap: 31px; }
  .commercial-property-frame { height: clamp(310px,76vw,460px); }
  .commercial-page .process-band { padding-top: 46px; padding-bottom: 50px; }
  .commercial-page .process-steps { margin-top: 24px; }
  .commercial-page .closing-section { padding-top: 48px; padding-bottom: 50px; gap: 30px; }
  .self-employed-page .self-employed-hero { padding-top: 46px; padding-bottom: 52px; }
  .self-employed-page .self-employed-hero h1 { font-size: clamp(3rem,13vw,4rem); }
  .self-employed-page .self-employed-main { padding-top: 50px; padding-bottom: 44px; gap: 36px; }
  .self-employed-aside { width: 100%; max-width: none; }
  .self-employed-work { padding-top: 48px; padding-bottom: 52px; gap: 31px; }
  .self-employed-gallery { grid-template-columns: repeat(2,minmax(0,1fr)); gap: 12px; }
  .self-employed-photo-frame { height: clamp(230px,68vw,310px); }
  .self-employed-photo-card figcaption strong { font-size: 1.08rem; }
  .self-employed-page .self-employed-process { padding-top: 44px; padding-bottom: 48px; }
  .self-employed-process .process-steps { margin-top: 22px; }
  .self-employed-process .process-step, .self-employed-process .process-step + .process-step { padding: 20px 0; border-left: 0; }
  .self-employed-page .self-employed-closing { padding-top: 46px; padding-bottom: 48px; gap: 28px; }
  .bridge-project-section { padding-top: 54px; padding-bottom: 62px; gap: 25px; }
  .bridge-project-grid { margin-top: 8px; grid-template-columns: 1fr; gap: 31px; }
  .bridge-project-card:last-child { grid-column: auto; width: 100%; }
}

@media (max-width: 1100px) {
  .buy-to-let-page .btl-hero {
    grid-template-columns: minmax(0,1fr) minmax(340px,.72fr);
    gap: 38px;
  }
}

@media (max-width: 900px) {
  .buy-to-let-page .btl-hero {
    min-height: 0;
    grid-template-columns: 1fr;
    background: var(--sage-deep);
  }
  .btl-hero-photo { width: min(760px,100%); }
  .buy-to-let-page .btl-intro { grid-template-columns: 1fr; }
  .btl-intro-photo { width: min(620px,100%); aspect-ratio: 16 / 10; }
}

@media (max-width: 640px) {
  .buy-to-let-page .btl-hero { padding: 44px 22px 50px; gap: 31px; }
  .buy-to-let-page .btl-hero h1 { font-size: clamp(2.9rem,13vw,4rem); }
  .buy-to-let-page .btl-hero-lead { margin-top: 19px; margin-bottom: 24px; }
  .buy-to-let-page .btl-hero-meta { margin-top: 25px; }
  .btl-hero-photo { aspect-ratio: 4 / 3; }
  .btl-hero-photo figcaption, .btl-intro-photo figcaption { max-width: calc(100% - 20px); padding: 12px 14px 13px; left: 10px; bottom: 10px; }
  .btl-hero-photo figcaption strong, .btl-intro-photo figcaption strong { font-size: 1.05rem; }
  .buy-to-let-page .btl-audience-bar { padding-block: 15px; }
  .buy-to-let-page .btl-intro { padding-top: 46px; padding-bottom: 50px; gap: 26px; }
  .buy-to-let-page .btl-intro-heading h2, .buy-to-let-page .btl-section-heading h2, .buy-to-let-page .btl-calculator-copy h2, .buy-to-let-page .btl-eligibility h2, .buy-to-let-page .btl-faq-heading h2 { font-size: clamp(2.45rem,11vw,3.25rem); }
  .btl-intro-photo { width: 100%; aspect-ratio: 4 / 3; }
  .buy-to-let-page .btl-factor-grid { margin-top: 0; }
  .buy-to-let-page .btl-routes { padding-top: 46px; padding-bottom: 52px; }
  .buy-to-let-page .btl-section-heading { margin-bottom: 25px; }
  .buy-to-let-page .btl-route-card { min-height: 190px; padding: 24px 21px; }
  .buy-to-let-page .btl-calculator-section { padding: 48px 22px 52px; gap: 31px; }
  .buy-to-let-page .btl-calculator-card form { padding: 27px 20px; }
  .buy-to-let-page .btl-eligibility { padding-top: 48px; padding-bottom: 52px; gap: 31px; }
  .buy-to-let-page .btl-criteria-list article { min-height: 0; padding: 23px 21px; }
  .buy-to-let-page .btl-faq { padding-top: 48px; padding-bottom: 52px; gap: 29px; }
  .buy-to-let-page .btl-closing { padding: 47px 22px 49px; gap: 27px; }
  .buy-to-let-page .btl-closing h2 { font-size: clamp(2.5rem,11.5vw,3.45rem); }
}

@media (max-width: 1100px) {
  .residential-page .residential-premium-hero {
    grid-template-columns: minmax(0,1fr) minmax(340px,.72fr);
    gap: 38px;
  }
}

@media (max-width: 900px) {
  .residential-page .residential-premium-hero {
    min-height: 0;
    grid-template-columns: 1fr;
    background: var(--sage-deep);
  }
  .residential-hero-photo { width: min(760px,100%); }
  .residential-page .btl-intro { grid-template-columns: 1fr; }
  .residential-intro-photo { width: min(620px,100%); aspect-ratio: 16 / 10; }
}

@media (max-width: 640px) {
  .residential-page .residential-premium-hero { padding: 44px 22px 50px; gap: 31px; }
  .residential-premium-hero h1 { font-size: clamp(2.9rem,13vw,4rem); }
  .residential-premium-hero .btl-hero-lead { margin-top: 19px; margin-bottom: 24px; }
  .residential-premium-hero .btl-hero-meta { margin-top: 25px; }
  .residential-hero-photo { aspect-ratio: 4 / 3; }
  .residential-hero-photo figcaption, .residential-intro-photo figcaption { max-width: calc(100% - 20px); padding: 12px 14px 13px; left: 10px; bottom: 10px; }
  .residential-hero-photo figcaption strong, .residential-intro-photo figcaption strong { font-size: 1.05rem; }
  .residential-audience-bar { padding-block: 15px; }
  .residential-page .btl-intro { padding-top: 46px; padding-bottom: 32px; gap: 26px; }
  .residential-page .btl-intro-heading h2, .residential-calculator-section .btl-calculator-copy h2, .residential-eligibility h2, .residential-faq .btl-faq-heading h2 { font-size: clamp(2.45rem,11vw,3.25rem); }
  .residential-intro-photo { width: 100%; aspect-ratio: 4 / 3; }
  .residential-page .btl-factor-grid { margin-top: 0; }
  .residential-intro-actions { margin-top: 19px; }
  .residential-intro-actions .button { width: 100%; }
  .residential-calculator-section { padding: 48px 22px 52px; gap: 31px; }
  .residential-calculator-section .btl-calculator-card form { padding: 27px 20px; }
  .residential-eligibility { padding-top: 48px; padding-bottom: 52px; gap: 31px; }
  .residential-eligibility .btl-criteria-list article { min-height: 0; padding: 23px 21px; }
  .residential-faq { padding-top: 48px; padding-bottom: 52px; gap: 29px; }
  .residential-page .residential-closing { padding: 47px 22px 49px; gap: 27px; }
  .residential-closing h2 { font-size: clamp(2.5rem,11.5vw,3.45rem); }
}

@media (max-width: 1100px) {
  .remortgage-page .remortgage-hero {
    grid-template-columns: minmax(0,1fr) minmax(340px,.72fr);
    gap: 38px;
  }
}

@media (max-width: 900px) {
  .remortgage-page .remortgage-hero {
    min-height: 0;
    grid-template-columns: 1fr;
    background: var(--sage-deep);
  }
  .remortgage-hero-photo { width: min(760px,100%); }
  .remortgage-page .remortgage-intro, .remortgage-comparison-heading { grid-template-columns: 1fr; }
  .remortgage-comparison-grid { grid-template-columns: 1fr; }
  .remortgage-comparison-card { min-height: 0; }
  .remortgage-capital-note { grid-template-columns: 1fr; }
  .remortgage-capital-note > div:last-child { padding: 22px 0 0; border-top: 1px solid rgba(255,255,255,.22); border-left: 0; }
}

@media (max-width: 640px) {
  .remortgage-page .remortgage-hero { padding: 42px 22px 48px; gap: 29px; }
  .remortgage-hero .breadcrumb { flex-wrap: wrap; }
  .remortgage-hero h1 { font-size: clamp(2.85rem,12.7vw,3.9rem); }
  .remortgage-hero .btl-hero-lead { margin-top: 18px; margin-bottom: 23px; }
  .remortgage-hero .btl-hero-meta { margin-top: 24px; }
  .remortgage-hero-photo { aspect-ratio: 4 / 3; }
  .remortgage-hero-photo figcaption { max-width: calc(100% - 20px); padding: 12px 14px 13px; left: 10px; bottom: 10px; }
  .remortgage-hero-photo figcaption strong { font-size: 1.03rem; }
  .remortgage-audience-bar { padding-block: 14px; }
  .remortgage-page .remortgage-intro { padding-top: 44px; padding-bottom: 48px; gap: 25px; }
  .remortgage-intro .btl-intro-heading h2, .remortgage-routes .btl-section-heading h2, .remortgage-comparison-heading h2, .remortgage-criteria h2, .remortgage-faq .btl-faq-heading h2 { font-size: clamp(2.35rem,10.7vw,3.15rem); }
  .remortgage-intro .btl-factor-grid { margin-top: 0; }
  .remortgage-routes { padding-top: 44px; padding-bottom: 49px; }
  .remortgage-routes .btl-section-heading { margin-bottom: 24px; }
  .remortgage-routes .btl-route-card { min-height: 184px; padding: 23px 20px; }
  .remortgage-comparison { padding-top: 45px; padding-bottom: 48px; }
  .remortgage-comparison-heading { margin-bottom: 24px; }
  .remortgage-comparison-card { padding: 25px 21px; }
  .remortgage-comparison-card h3 { font-size: 2rem; }
  .remortgage-comparison-note { padding: 15px 17px; }
  .remortgage-criteria { padding-top: 45px; padding-bottom: 48px; gap: 29px; }
  .remortgage-criteria .btl-criteria-list article { min-height: 0; padding: 22px 20px; }
  .remortgage-capital-note { padding: 27px 21px; gap: 19px; }
  .remortgage-capital-note h3 { font-size: clamp(1.9rem,9vw,2.45rem); }
  .remortgage-capital-note > div:last-child { padding-top: 19px; }
  .remortgage-faq { padding-top: 45px; padding-bottom: 49px; gap: 28px; }
  .remortgage-page .remortgage-closing { padding: 45px 22px 47px; gap: 26px; }
  .remortgage-closing h2 { font-size: clamp(2.4rem,11vw,3.35rem); }
}

@media (max-width: 1100px) {
  .protection-page .protection-premium-hero {
    grid-template-columns: minmax(0,1fr) minmax(340px,.72fr);
    gap: 38px;
  }
  .protection-risk-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
}

@media (max-width: 900px) {
  .protection-page .protection-premium-hero {
    min-height: 0;
    grid-template-columns: 1fr;
    background: var(--sage-deep);
  }
  .protection-brief-card { width: min(720px,100%); }
  .personal-protection-hero-photo, .pmi-hero-photo { width: min(760px,100%); }
  .protection-selector-compact .protection-selector-head, .protection-compact-heading, .protection-page .protection-intro, .protection-review-banner { grid-template-columns: 1fr; }
  .protection-selector-compact .protection-selector-head > p, .protection-compact-heading > p { max-width: 740px; }
  .home-cover-feature { grid-template-columns: 1fr; }
  .protection-definition-note { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .protection-page .protection-premium-hero { padding: 42px 22px 48px; gap: 29px; }
  .protection-premium-hero .breadcrumb { flex-wrap: wrap; }
  .protection-premium-hero h1 { font-size: clamp(2.75rem,12.3vw,3.8rem); }
  .protection-premium-hero .btl-hero-lead { margin-top: 18px; margin-bottom: 23px; }
  .protection-premium-hero .btl-hero-meta { margin-top: 24px; }
  .protection-brief-card { padding: 27px 21px; }
  .protection-brief-card h2 { font-size: clamp(2rem,9.8vw,2.7rem); }
  .protection-brief-list div { grid-template-columns: 76px 1fr; gap: 12px; }
  .personal-protection-hero-photo, .pmi-hero-photo { aspect-ratio: 4 / 3; }
  .personal-protection-hero-photo figcaption, .pmi-hero-photo figcaption { max-width: calc(100% - 20px); padding: 12px 14px 13px; left: 10px; bottom: 10px; }
  .personal-protection-hero-photo figcaption strong, .pmi-hero-photo figcaption strong { font-size: 1.03rem; }
  .pmi-page .pmi-section { padding: 44px 22px 48px; gap: 27px; }
  .pmi-page .pmi-details { padding: 25px 21px; }
  .pmi-page .pmi-policy-section { padding: 44px 22px 48px; }
  .pmi-page .pmi-policy-section .process-steps { margin-top: 24px; }
  .pmi-conversation-note { margin-top: 25px; padding: 21px 19px; gap: 18px; }
  .pmi-conversation-note .button { width: 100%; }
  .pmi-page .closing-section { padding: 46px 22px 49px; gap: 28px; }
  .protection-selector-compact { padding-top: 44px; padding-bottom: 49px; }
  .protection-selector-compact .protection-selector-head { margin-bottom: 24px; }
  .protection-selector-compact .protection-selector-head h2, .protection-compact-heading h2, .protection-intro .btl-intro-heading h2, .protection-considerations h2, .protection-faq-section .btl-faq-heading h2 { font-size: clamp(2.35rem,10.7vw,3.15rem); }
  .protection-selector-compact .protection-choice { min-height: 198px; padding: 23px 20px; }
  .protection-risk-section { padding-top: 44px; padding-bottom: 49px; }
  .protection-compact-heading { margin-bottom: 24px; }
  .protection-risk-grid { grid-template-columns: 1fr; }
  .protection-risk-grid article { min-height: 0; padding: 23px 20px; }
  .protection-review-banner { padding: 31px 22px; gap: 24px; }
  .protection-review-points { grid-template-columns: 1fr; }
  .protection-page .protection-intro { padding-top: 44px; padding-bottom: 48px; gap: 25px; }
  .protection-intro .btl-factor-grid { margin-top: 0; }
  .protection-audience-bar { padding-block: 14px; }
  .protection-cover-section { padding-top: 44px; padding-bottom: 49px; }
  .protection-cover-grid { grid-template-columns: 1fr; }
  .protection-cover-card { min-height: 0; padding: 24px 20px; }
  .protection-cover-card h3 { font-size: 2rem; }
  .home-cover-feature { margin-top: 18px; padding: 27px 21px; gap: 21px; }
  .home-cover-feature h3 { font-size: clamp(2rem,9.8vw,2.65rem); }
  .home-cover-columns { grid-template-columns: 1fr; }
  .protection-considerations { padding-top: 45px; padding-bottom: 48px; gap: 29px; }
  .protection-considerations .btl-criteria-list article { min-height: 0; padding: 22px 20px; }
  .protection-definition-note { padding: 18px 19px; gap: 8px; }
  .protection-faq-section { padding-top: 45px; padding-bottom: 49px; gap: 28px; }
  .protection-page .protection-closing { padding: 45px 22px 47px; gap: 26px; }
  .protection-closing h2 { font-size: clamp(2.4rem,11vw,3.35rem); }
}

/* Compact calculator layouts */
.calculator-page .calculator-hero { min-height: 230px; padding: clamp(38px,4.5vw,58px) clamp(22px,5vw,78px); }
.calculator-page .calculator-hero h1 { font-size: clamp(3.15rem,5vw,5.2rem); line-height: .96; }
.calculator-page .calculator-hero p:not(.eyebrow) { margin: 14px 0 0; }
.calculator-page .calculator-shell { padding: clamp(42px,4.8vw,66px) clamp(22px,5vw,78px); grid-template-columns: minmax(280px,.68fr) minmax(0,1.32fr); gap: clamp(27px,3.5vw,48px); }
.calculator-page .calc-selector { top: 145px; }
.calculator-page .calc-selector h2 { margin-bottom: 21px; font-size: clamp(2.25rem,3.2vw,3.4rem); line-height: 1; }
.calculator-page .calc-tabs { gap: 8px; }
.calculator-page .calc-tab { min-height: 64px; padding: 13px 18px; gap: 14px; border-radius: 16px; font-size: clamp(.84rem,1vw,.95rem); }
.calculator-page .calculator-panel { border-radius: 22px; }
.calculator-page .calc-inputs { padding: clamp(27px,3.5vw,42px); }
.calculator-page .calc-inputs h2 { margin-bottom: 11px; font-size: clamp(2.25rem,3.25vw,3.45rem); line-height: 1; }
.calculator-page .calc-inputs > p:not(.kicker) { margin-bottom: 21px; }
.calculator-page .input-grid { gap: 16px 14px; }
.calculator-page .calc-action-row { margin-top: 23px; }
.calculator-page .calc-submit { min-height: 48px; padding: 11px 21px; }
.calculator-page .calc-results { margin: 0 clamp(18px,3.5vw,42px) clamp(18px,3.5vw,42px); padding: clamp(22px,2.8vw,31px); border-radius: 16px; }
.calculator-page .primary-result { margin: 10px 0 5px; font-size: clamp(3.25rem,4.8vw,4.9rem); }
.calculator-page .range-result { font-size: clamp(2.65rem,4vw,4.15rem); }
.calculator-page .result-caption { margin-bottom: 20px; }
.calculator-page .result-list li { padding: 10px 0; }
.calculator-page .calculator-note { margin-top: 18px; }
.calculator-page .calc-disclosure { margin-top: 0; padding: 17px 19px; }
.calculator-page .closing-section { padding-top: clamp(46px,4.5vw,64px); padding-bottom: clamp(46px,4.5vw,64px); gap: clamp(34px,5vw,72px); align-items: center; }
.calculator-page .closing-section h2 { font-size: clamp(2.6rem,3.9vw,4rem); line-height: .98; }
.calculator-page .closing-section > div:last-child > p { margin-bottom: 21px; }

.home-calculator { grid-template-columns: minmax(0,.82fr) minmax(0,1.18fr); padding-top: clamp(44px,4.7vw,64px); padding-bottom: clamp(44px,4.7vw,64px); }
.home-calculator .tools-card { padding: clamp(28px,3.2vw,42px); }
.home-calculator .tools-card h2 { font-size: clamp(2.55rem,3.7vw,3.85rem); line-height: .99; }
.home-calculator .tools-card > p:not(.kicker) { margin-top: 18px; }
.home-calculator .tools-card .home-calc-guidance { margin-top: 23px; padding-top: 15px; }
.home-calculator .home-calc-card { min-height: 0; padding: clamp(28px,3.2vw,42px); }
.home-calculator .home-calc-card h3 { margin-bottom: 20px; font-size: clamp(2.15rem,2.8vw,2.9rem); }
.home-calculator .home-calc-fields { gap: 15px 13px; }
.home-calculator .home-calc-card .calc-submit { margin-top: 22px; }
.home-calculator .home-calc-result { margin-top: 21px; padding: 21px 23px; border-radius: 15px; }
.home-calculator .home-calc-result > strong { margin: 7px 0 14px; font-size: clamp(3.1rem,4.3vw,4.35rem); }
.home-calculator .home-calc-result p { padding-top: 12px; }
.home-calculator .home-calc-note { margin-top: 17px; }

.btl-calculator-section { padding-top: clamp(42px,4.4vw,60px); padding-bottom: clamp(42px,4.4vw,60px); gap: clamp(34px,5vw,66px); align-items: start; }
.btl-calculator-section .btl-calculator-copy h2 { font-size: clamp(2.5rem,3.6vw,3.7rem); line-height: .99; }
.btl-calculator-section .btl-calculator-copy > p:not(.kicker) { margin-top: 17px; }
.btl-calculator-section .btl-calculator-copy ul { margin-top: 18px; padding-top: 13px; padding-bottom: 13px; }
.btl-calculator-section .btl-calculator-copy .btl-calculator-disclosure { margin-top: 14px; }
.btl-calculator-section .btl-calculator-card { border-radius: 22px; }
.btl-calculator-section .btl-calculator-card form { padding: clamp(24px,2.7vw,35px); }
.btl-calculator-section .btl-calculator-card h3 { margin-bottom: 18px; font-size: clamp(2rem,2.65vw,2.7rem); }
.btl-calculator-section .btl-calculator-card .calc-submit { margin-top: 20px; }
.btl-calculator-section .btl-page-result { margin: 0 clamp(18px,2.7vw,35px) clamp(18px,2.7vw,35px); padding: clamp(21px,2.5vw,29px); border-radius: 16px; }
.btl-calculator-section .btl-page-result > strong { margin-top: 8px; font-size: clamp(3.2rem,4.6vw,4.7rem); }
.btl-calculator-section .btl-page-result > p { margin-bottom: 18px; }
.btl-calculator-section .btl-page-result dl { margin-bottom: 18px; }
.btl-calculator-section .btl-page-result dl div { padding: 9px 0; }

.calculator-page .field, .home-calculator .field, .btl-calculator-section .field { gap: 6px; }
.calculator-page .field input, .calculator-page .field select, .home-calculator .field input, .home-calculator .field select, .btl-calculator-section .field input, .btl-calculator-section .field select { min-height: 52px; padding-top: 11px; padding-bottom: 11px; }
.calculator-page .input-wrap span, .home-calculator .input-wrap span, .btl-calculator-section .input-wrap span { min-width: 46px; }
.calculator-page .input-wrap input, .home-calculator .input-wrap input, .btl-calculator-section .input-wrap input { padding-left: 60px; }
.calculator-page .input-wrap-suffix span, .home-calculator .input-wrap-suffix span, .btl-calculator-section .input-wrap-suffix span { min-width: 58px; }
.calculator-page .input-wrap-suffix input, .home-calculator .input-wrap-suffix input, .btl-calculator-section .input-wrap-suffix input { padding-right: 70px; padding-left: 15px; }

@media (min-width: 1200px) {
  .calculator-page #panel-repayment .input-grid, .calculator-page #panel-btl .input-grid, .home-calculator .home-calc-fields, .btl-calculator-section .input-grid { grid-template-columns: repeat(3,minmax(0,1fr)); }
  .calculator-page #panel-repayment .field-full, .calculator-page #panel-btl .field-full, .home-calculator .home-calc-field-full, .btl-calculator-section .field-full { grid-column: auto; }
}

@media (max-width: 900px) {
  .calculator-page .calculator-hero { padding-top: 36px; padding-bottom: 45px; }
  .calculator-page .calculator-shell { padding-top: 38px; padding-bottom: 50px; grid-template-columns: 1fr; gap: 27px; }
  .calculator-page .calc-selector h2 { margin-bottom: 18px; }
  .calculator-page .calc-tab { min-width: 245px; min-height: 60px; }
  .calculator-page .closing-section { padding-top: 44px; padding-bottom: 47px; gap: 28px; }
  .home-calculator { grid-template-columns: 1fr; padding-top: 44px; padding-bottom: 49px; }
  .btl-calculator-section { padding-top: 44px; padding-bottom: 49px; grid-template-columns: 1fr; gap: 27px; }
}

@media (max-width: 640px) {
  .calculator-page .calculator-hero { padding: 32px 22px 38px; }
  .calculator-page .calculator-hero h1 { font-size: clamp(2.85rem,13vw,3.65rem); }
  .calculator-page .calculator-shell { padding: 32px 22px 40px; gap: 22px; }
  .calculator-page .calc-tabs { gap: 7px; }
  .calculator-page .calc-tab { min-width: 74vw; min-height: 56px; padding: 11px 15px; border-radius: 14px; }
  .calculator-page .calculator-panel { border-radius: 18px; }
  .calculator-page .calc-inputs { padding: 24px 18px; }
  .calculator-page .calc-inputs h2 { font-size: clamp(2.1rem,10vw,2.7rem); }
  .calculator-page .calc-inputs > p:not(.kicker) { margin-bottom: 18px; }
  .calculator-page .input-grid { gap: 13px; }
  .calculator-page .calc-action-row { margin-top: 20px; gap: 12px; }
  .calculator-page .calc-results { margin: 0 12px 12px; padding: 20px 18px; }
  .calculator-page .primary-result { font-size: clamp(3rem,14vw,4.05rem); }
  .calculator-page .range-result { font-size: clamp(2.35rem,10vw,3.15rem); }
  .calculator-page .result-caption { margin-bottom: 16px; }
  .calculator-page .calculator-note { margin-top: 16px; }
  .calculator-page .calc-disclosure { padding: 15px 17px; }
  .calculator-page .closing-section { padding: 40px 22px 43px; gap: 24px; }
  .calculator-page .closing-section h2 { font-size: clamp(2.35rem,11vw,3.15rem); }
  .home-calculator { padding: 38px 22px 42px; }
  .home-calculator .tools-card, .home-calculator .home-calc-card { padding: 26px 20px; }
  .home-calculator .tools-card h2 { font-size: clamp(2.35rem,10.5vw,3rem); }
  .home-calculator .home-calc-card h3 { margin-bottom: 17px; font-size: clamp(2rem,9vw,2.45rem); }
  .home-calculator .home-calc-fields { gap: 13px; }
  .home-calculator .home-calc-card .calc-submit { margin-top: 19px; }
  .home-calculator .home-calc-result { margin-top: 18px; padding: 19px 18px; }
  .home-calculator .home-calc-result > strong { font-size: clamp(3rem,14vw,4rem); }
  .btl-calculator-section { padding: 39px 22px 43px; gap: 24px; }
  .btl-calculator-section .btl-calculator-copy h2 { font-size: clamp(2.35rem,10.5vw,3.05rem); }
  .btl-calculator-section .btl-calculator-copy ul { margin-top: 15px; padding-top: 11px; padding-bottom: 11px; }
  .btl-calculator-section .btl-calculator-card form { padding: 23px 18px; }
  .btl-calculator-section .btl-calculator-card h3 { margin-bottom: 16px; font-size: clamp(2rem,9.2vw,2.4rem); }
  .btl-calculator-section .btl-page-result { margin: 0 10px 10px; padding: 19px 17px; }
  .btl-calculator-section .btl-page-result > strong { font-size: 3.2rem; }
  .calculator-page .field input, .calculator-page .field select, .home-calculator .field input, .home-calculator .field select, .btl-calculator-section .field input, .btl-calculator-section .field select { min-height: 50px; }
}

/* Contact page responsive refinements */
@media (max-width: 1050px) {
  .contact-enquiry-shell { grid-template-columns: 1fr; }
  .contact-company-panel { display: grid; grid-template-columns: minmax(0,1fr) minmax(340px,.8fr); align-items: start; }
  .contact-company-details { grid-column: 1; }
  .contact-booking-card { grid-column: 2; grid-row: 1 / span 2; }
  .contact-social-section { grid-column: 1/-1; margin-top: 0; }
}

@media (max-width: 700px) {
  .contact-enquiry { padding: 28px 16px 34px; }
  .contact-form-panel { padding: 30px 21px 32px; }
  .contact-form-panel h1 { font-size: clamp(2.8rem,12vw,3.6rem); }
  .contact-field-grid { grid-template-columns: 1fr; gap: 14px; }
  .contact-field-wide { margin-top: 14px; }
  .contact-field input, .contact-field select, .contact-field textarea { min-height: 52px; }
  .contact-company-panel { padding: 30px 21px 32px; display: flex; }
  .contact-booking-card { min-height: 250px; padding: 24px 22px; }
  .contact-company-panel h2 { font-size: clamp(2.1rem,10.5vw,2.8rem); }
  .contact-company-details { grid-template-columns: 1fr; }
  .contact-company-details > div { padding: 14px 0; }
  .contact-social-section { align-items: flex-start; flex-direction: column; gap: 11px; }
}

/* Specialist finance hub */
.specialist-hub-page { background: var(--paper); }
.specialist-hub-hero { min-height: 570px; padding: clamp(48px,5.5vw,82px) clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(0,1.05fr) minmax(410px,.78fr); align-items: center; gap: clamp(42px,5.5vw,86px); overflow: hidden; color: var(--cream-soft); background: linear-gradient(112deg,var(--sage-deep) 0 69%,var(--cream) 69% 100%); }
.specialist-hub-copy { max-width: 860px; }
.specialist-hub-hero .breadcrumb { margin-bottom: 36px; }
.specialist-hub-hero .breadcrumb a, .specialist-hub-hero .breadcrumb span { color: rgba(255,255,255,.7); }
.specialist-hub-hero .eyebrow { margin-bottom: 13px; color: var(--sage-soft); }
.specialist-hub-hero h1 { max-width: 880px; font-size: clamp(3.65rem,5.9vw,6.15rem); line-height: .93; }
.specialist-hub-hero h1 em { color: var(--sage-soft); }
.specialist-hub-lead { max-width: 760px; margin: 24px 0 0; color: rgba(255,255,255,.76); font-size: 1rem; line-height: 1.72; }
.specialist-hub-actions { margin-top: 29px; display: flex; align-items: center; flex-wrap: wrap; gap: 20px 25px; }
.specialist-hub-text-link { color: var(--cream-soft); font-size: .82rem; font-weight: 600; text-underline-offset: 6px; }
.specialist-hub-meta { margin-top: 34px; padding-top: 19px; display: flex; flex-wrap: wrap; gap: 10px 25px; border-top: 1px solid rgba(255,255,255,.19); }
.specialist-hub-meta span { color: rgba(255,255,255,.68); font-size: .65rem; font-weight: 600; letter-spacing: .09em; text-transform: uppercase; }
.specialist-hub-image { min-height: 420px; margin: 0; position: relative; overflow: hidden; background: var(--sage); border-radius: 115px 24px 24px 24px; box-shadow: 0 28px 68px rgba(38,44,39,.2); }
.specialist-hub-image img { width: 100%; height: 100%; position: absolute; inset: 0; object-fit: cover; object-position: center; transition: transform .6s ease; }
.specialist-hub-image:hover img { transform: scale(1.02); }
.specialist-hub-image figcaption { max-width: calc(100% - 28px); padding: 15px 18px 16px; position: absolute; left: 14px; bottom: 14px; display: grid; gap: 3px; color: var(--ink); background: rgba(255,255,255,.94); border: 1px solid rgba(39,53,46,.12); backdrop-filter: blur(12px); }
.specialist-hub-image figcaption span { color: #5f7462; font-size: .61rem; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; }
.specialist-hub-image figcaption strong { font: 600 clamp(1.08rem,1.45vw,1.35rem)/1.15 var(--serif); letter-spacing: -.025em; }

.specialist-routes { padding-top: clamp(58px,6vw,84px); padding-bottom: clamp(62px,6.5vw,90px); background: var(--paper); scroll-margin-top: 130px; }
.specialist-routes-heading { margin-bottom: clamp(31px,3.7vw,47px); display: grid; grid-template-columns: minmax(0,1.2fr) minmax(300px,.55fr); align-items: end; gap: clamp(42px,7vw,105px); }
.specialist-routes-heading h2 { max-width: 920px; font-size: clamp(2.8rem,4.3vw,4.5rem); line-height: .98; }
.specialist-routes-heading > p { max-width: 520px; margin: 0 0 4px; color: var(--muted); }
.specialist-route-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 18px; }
.specialist-route-card { min-width: 0; display: flex; flex-direction: column; color: var(--ink); background: var(--cream-soft); border: 1px solid var(--line); text-decoration: none; box-shadow: 0 18px 44px rgba(39,53,46,.06); transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease; }
.specialist-route-card:nth-child(2) { background: var(--sage-soft); }
.specialist-route-card:hover, .specialist-route-card:focus-visible { border-color: var(--sage-accent); outline: none; box-shadow: 0 25px 58px rgba(39,53,46,.13); transform: translateY(-5px); }
.specialist-route-image { aspect-ratio: 4 / 2.65; overflow: hidden; background: var(--sage); }
.specialist-route-image img { width: 100%; height: 100%; object-fit: cover; transition: transform .55s ease; }
.specialist-route-card:nth-child(2) .specialist-route-image img { object-position: center 58%; }
.specialist-route-card:nth-child(3) .specialist-route-image img { object-position: center 43%; }
.specialist-route-card:hover .specialist-route-image img, .specialist-route-card:focus-visible .specialist-route-image img { transform: scale(1.035); }
.specialist-route-content { min-height: 330px; padding: clamp(24px,2.5vw,32px); display: flex; flex-direction: column; }
.specialist-route-label { color: #607166; font-size: .65rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.specialist-route-content h3 { margin: 17px 0 11px; font-size: clamp(2rem,2.7vw,2.65rem); line-height: .98; }
.specialist-route-content p { margin: 0; color: var(--muted); font-size: .84rem; line-height: 1.63; }
.specialist-route-tags { margin: 21px 0 22px; display: flex; flex-wrap: wrap; gap: 7px; }
.specialist-route-tags span { padding: 6px 9px; color: #56645b; background: rgba(255,255,255,.66); border: 1px solid var(--line); font-size: .62rem; font-weight: 600; }
.specialist-route-content > strong { margin-top: auto; display: flex; align-items: center; justify-content: space-between; gap: 18px; font-size: .76rem; text-decoration: underline; text-underline-offset: 5px; }
.specialist-route-content > strong i { width: 38px; height: 38px; display: grid; place-items: center; flex: 0 0 auto; border: 1px solid var(--line); border-radius: 50%; font-style: normal; text-decoration: none; transition: .25s ease; }
.specialist-route-card:hover .specialist-route-content > strong i, .specialist-route-card:focus-visible .specialist-route-content > strong i { color: var(--cream-soft); background: var(--ink); transform: translate(2px,-2px); }

.specialist-brief { padding: clamp(48px,5vw,70px) clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(280px,.68fr) minmax(0,1.32fr); align-items: center; gap: clamp(44px,7vw,112px); background: var(--sage); }
.specialist-brief-intro { max-width: 600px; }
.specialist-brief-intro .kicker { margin-bottom: 13px; }
.specialist-brief-intro h2 { max-width: 620px; font-size: clamp(2.75rem,4vw,4.15rem); line-height: .98; }
.specialist-brief-intro > p:not(.kicker) { max-width: 520px; margin: 22px 0 0; color: #59665d; }
.specialist-brief-checklist { overflow: hidden; background: var(--cream-soft); border: 1px solid rgba(39,53,46,.14); border-radius: 24px; box-shadow: 0 24px 58px rgba(39,53,46,.12); }
.specialist-brief-checklist article { min-height: 112px; padding: 19px clamp(20px,2.5vw,30px); display: grid; grid-template-columns: 48px minmax(0,1fr); align-items: center; gap: 19px; border-bottom: 1px solid var(--line); }
.specialist-brief-checklist article:last-child { border-bottom: 0; }
.specialist-brief-icon { width: 46px; height: 46px; display: grid; place-items: center; color: var(--ink); background: var(--sage-soft); border: 1px solid var(--line); border-radius: 50%; }
.specialist-brief-icon svg { width: 23px; height: 23px; fill: none; stroke: currentColor; stroke-width: 1.45; stroke-linecap: round; stroke-linejoin: round; }
.specialist-brief-icon-money { font: 600 1.35rem var(--serif); }
.specialist-brief-label { color: #607166; font-size: .62rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.specialist-brief-checklist h3 { margin: 5px 0 3px; font-size: clamp(1.32rem,1.65vw,1.68rem); line-height: 1.08; }
.specialist-brief-checklist p { margin: 0; color: var(--muted); font-size: .76rem; line-height: 1.5; }
.specialist-brief-note { grid-column: 1/-1; max-width: 1120px; margin: -9px 0 0; padding-top: 16px; color: #59665d; border-top: 1px solid rgba(39,53,46,.14); font-size: .71rem; }

.specialist-hub-cta { padding: clamp(48px,5vw,70px) clamp(22px,5vw,78px); display: grid; grid-template-columns: minmax(0,1.12fr) minmax(300px,.58fr); align-items: center; gap: clamp(44px,7vw,105px); background: var(--cream-soft); }
.specialist-hub-cta h2 { max-width: 880px; font-size: clamp(2.75rem,4.2vw,4.4rem); line-height: .98; }
.specialist-hub-cta > div:last-child > p { margin: 0 0 23px; color: var(--muted); }

.protection-overview-image img { object-position: center 48%; }
.protection-overview-routes .specialist-route-card:nth-child(1) .specialist-route-image img { object-position: center 48%; }
.protection-overview-routes .specialist-route-card:nth-child(2) .specialist-route-image img { object-position: center 51%; }
.protection-overview-routes .specialist-route-card:nth-child(3) .specialist-route-image img { object-position: center 48%; }

@media (max-width: 1050px) {
  .specialist-hub-hero { grid-template-columns: minmax(0,1fr) minmax(340px,.72fr); gap: 38px; }
  .specialist-route-grid { grid-template-columns: 1fr; }
  .specialist-route-card { display: grid; grid-template-columns: minmax(300px,.82fr) minmax(0,1.18fr); }
  .specialist-route-image { height: 100%; min-height: 300px; aspect-ratio: auto; }
  .specialist-route-content { min-height: 300px; }
}

@media (max-width: 800px) {
  .specialist-hub-hero { min-height: 0; grid-template-columns: 1fr; background: var(--sage-deep); }
  .specialist-hub-copy { max-width: 760px; }
  .specialist-hub-image { min-height: 390px; }
  .specialist-routes-heading, .specialist-hub-cta { grid-template-columns: 1fr; }
  .specialist-routes-heading { gap: 20px; }
  .specialist-routes-heading > p { max-width: 700px; }
  .specialist-brief { grid-template-columns: 1fr; gap: 28px; }
  .specialist-brief-intro { max-width: 720px; }
  .specialist-brief-note { margin-top: -7px; }
  .specialist-hub-cta { gap: 25px; }
}

@media (max-width: 640px) {
  .specialist-hub-hero { padding: 40px 22px 43px; gap: 32px; }
  .specialist-hub-hero .breadcrumb { margin-bottom: 27px; }
  .specialist-hub-hero h1 { font-size: clamp(3.1rem,14.2vw,4.25rem); }
  .specialist-hub-lead { margin-top: 19px; font-size: .92rem; }
  .specialist-hub-actions { margin-top: 24px; align-items: stretch; flex-direction: column; gap: 15px; }
  .specialist-hub-actions .button { width: 100%; }
  .specialist-hub-meta { margin-top: 26px; gap: 9px 17px; }
  .specialist-hub-image { min-height: 270px; border-radius: 76px 20px 20px 20px; }
  .specialist-hub-image figcaption { max-width: calc(100% - 20px); padding: 12px 14px 13px; left: 10px; bottom: 10px; }
  .specialist-routes { padding: 44px 22px 49px; }
  .specialist-routes-heading { margin-bottom: 25px; }
  .specialist-routes-heading h2 { font-size: clamp(2.4rem,11vw,3.15rem); }
  .specialist-route-grid { gap: 13px; }
  .specialist-route-card { display: flex; }
  .specialist-route-image { min-height: 0; aspect-ratio: 4 / 2.6; }
  .specialist-route-content { min-height: 300px; padding: 24px 20px; }
  .specialist-route-content h3 { font-size: 2.15rem; }
  .specialist-brief { padding: 42px 22px 45px; gap: 24px; }
  .specialist-brief-intro h2 { font-size: clamp(2.4rem,11vw,3.15rem); }
  .specialist-brief-intro > p:not(.kicker) { margin-top: 17px; }
  .specialist-brief-checklist { border-radius: 18px; }
  .specialist-brief-checklist article { min-height: 0; padding: 18px 17px; grid-template-columns: 42px minmax(0,1fr); gap: 14px; }
  .specialist-brief-icon { width: 40px; height: 40px; }
  .specialist-brief-icon svg { width: 20px; height: 20px; }
  .specialist-brief-checklist h3 { font-size: 1.35rem; }
  .specialist-brief-note { margin-top: -5px; }
  .specialist-hub-cta { padding: 43px 22px 46px; }
  .specialist-hub-cta h2 { font-size: clamp(2.4rem,11vw,3.2rem); }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; transition-duration: .01ms !important; }
}

/* Premium rounded surface system */
.skip-link,
.dropdown,
.header-cta,
.menu-toggle,
.button,
.mobile-booking-link,
.contact-field input,
.contact-field select,
.contact-field textarea {
  border-radius: var(--radius-compact);
}

.primary-path-grid,
.service-links,
.existing-client-links,
.btl-route-grid,
.btl-criteria-list,
.remortgage-comparison-grid,
.bridge-use-grid,
.protection-choice-grid,
.protection-product-grid,
.protection-risk-grid,
.protection-cover-grid,
.home-cover-columns,
.protection-review-points {
  overflow: hidden;
  border-radius: var(--radius-panel);
}

.service-links {
  border-left: 1px solid var(--line);
}

.path-secondary-links {
  border-radius: var(--radius-soft);
  box-shadow: var(--surface-shadow);
}

.tools-card {
  border-radius: var(--radius-panel) 0 0 var(--radius-panel);
}

.home-calc-card {
  overflow: hidden;
  border-radius: 0 var(--radius-panel) var(--radius-panel) 0;
}

.btl-brief-card,
.btl-calculator-card,
.calculator-panel,
.service-aside,
.bridge-exit-block,
.bridge-enquiry-card,
.bridge-auction-feature,
.remortgage-capital-note,
.protection-brief-card,
.pmi-details,
.home-cover-feature,
.contact-enquiry-shell,
.contact-booking-card,
.regulatory-card,
.privacy-contact,
.complaints-address,
.specialist-route-card,
.specialist-brief-checklist {
  border-radius: var(--radius-panel);
}

.service-aside,
.specialist-route-card {
  overflow: hidden;
}

.home-calc-result,
.btl-page-result,
.calc-results {
  border-radius: var(--radius-soft);
}

.calc-tab,
.calculator-page .calc-tab {
  border-radius: var(--radius-soft);
}

.calculator-page .calculator-panel,
.btl-calculator-section .btl-calculator-card {
  border-radius: var(--radius-panel);
}

.calculator-page .calc-results,
.home-calculator .home-calc-result,
.btl-calculator-section .btl-page-result {
  border-radius: var(--radius-soft);
}

.calculator-client-info,
.service-warning,
.remortgage-comparison-note,
.pmi-notice,
.protection-disclaimer,
.pmi-conversation-note,
.protection-definition-note,
.contact-form-disclosure,
.contact-form-status,
.regulatory-panel > .risk-warning,
.legal-shell .notice,
.important-information-page .important-risk-warning {
  border-radius: var(--radius-compact);
}

.bridge-hero-image,
.bridge-project-frame,
.commercial-property-frame,
.self-employed-photo-frame,
.residential-image,
.btl-hero-photo,
.btl-intro-photo,
.residential-hero-photo,
.residential-intro-photo,
.remortgage-hero-photo,
.personal-protection-hero-photo,
.pmi-hero-photo {
  border-radius: var(--radius-panel);
}

.home-moving-image figcaption,
.specialist-hub-image figcaption,
.bridge-hero-image figcaption,
.residential-image figcaption,
.btl-hero-photo figcaption,
.btl-intro-photo figcaption,
.residential-hero-photo figcaption,
.residential-intro-photo figcaption,
.remortgage-hero-photo figcaption,
.personal-protection-hero-photo figcaption,
.pmi-hero-photo figcaption {
  border-radius: var(--radius-compact);
}

/* Grouped cards retain their internal dividers without clipping hover movement. */
.primary-path:hover,
.primary-path:focus-visible,
.btl-route-card:hover,
.btl-route-card:focus-visible,
.protection-choice:hover,
.protection-choice:focus-visible,
.existing-client-links a:hover,
.existing-client-links a:focus-visible {
  transform: none;
}

@media (max-width: 900px) {
  .tools-card {
    border-radius: var(--radius-panel) var(--radius-panel) 0 0;
  }

  .home-calc-card {
    border-radius: 0 0 var(--radius-panel) var(--radius-panel);
  }
}

@media (max-width: 640px) {
  .primary-path-grid,
  .service-links,
  .existing-client-links,
  .btl-route-grid,
  .btl-criteria-list,
  .remortgage-comparison-grid,
  .bridge-use-grid,
  .protection-choice-grid,
  .protection-product-grid,
  .protection-risk-grid,
  .protection-cover-grid,
  .home-cover-columns,
  .protection-review-points,
  .btl-brief-card,
  .btl-calculator-card,
  .calculator-panel,
  .service-aside,
  .bridge-exit-block,
  .bridge-enquiry-card,
  .bridge-auction-feature,
  .remortgage-capital-note,
  .protection-brief-card,
  .pmi-details,
  .home-cover-feature,
  .contact-enquiry-shell,
  .contact-booking-card,
  .regulatory-card,
  .privacy-contact,
  .complaints-address,
  .specialist-route-card,
  .specialist-brief-checklist,
  .bridge-hero-image,
  .bridge-project-frame,
  .commercial-property-frame,
  .self-employed-photo-frame,
  .residential-image,
  .btl-hero-photo,
  .btl-intro-photo,
  .residential-hero-photo,
  .residential-intro-photo,
  .remortgage-hero-photo,
  .personal-protection-hero-photo,
  .pmi-hero-photo {
    border-radius: var(--radius-soft);
  }

  .calculator-page .calculator-panel,
  .btl-calculator-section .btl-calculator-card {
    border-radius: var(--radius-soft);
  }

  .tools-card {
    border-radius: var(--radius-soft) var(--radius-soft) 0 0;
  }

  .home-calc-card {
    border-radius: 0 0 var(--radius-soft) var(--radius-soft);
  }
}

/* Cookie consent and conversion-measurement controls */
body.cookie-dialog-open { overflow: hidden; }

.footer-cookie-button {
  width: fit-content;
  padding: 0;
  color: inherit;
  background: transparent;
  border: 0;
  font: inherit;
  text-align: left;
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 5px;
  cursor: pointer;
}

.footer-cookie-button:hover,
.footer-cookie-button:focus-visible,
.inline-cookie-settings:hover,
.inline-cookie-settings:focus-visible { color: var(--sage-deep); }

.cookie-banner {
  width: min(930px,calc(100% - 28px));
  margin: 0 auto;
  padding: 16px 18px;
  position: fixed;
  z-index: 350;
  right: 0;
  bottom: 12px;
  left: 0;
  display: grid;
  grid-template-columns: minmax(0,1fr) auto;
  align-items: center;
  gap: 18px 24px;
  color: var(--ink);
  background: rgba(255,255,255,.98);
  border: 1px solid rgba(39,53,46,.23);
  border-radius: var(--radius-panel);
  box-shadow: 0 24px 80px rgba(31,42,33,.28);
  backdrop-filter: blur(18px);
}

.cookie-banner[hidden] { display: none; }
.cookie-banner-copy { max-width: 560px; }
.cookie-eyebrow { margin: 0 0 3px; color: #5f7462; font-size: .57rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
.cookie-banner h2 { font-size: clamp(1.35rem,2vw,1.65rem); line-height: 1.05; }
.cookie-dialog h2 { font-size: clamp(1.65rem,2.3vw,2.1rem); line-height: 1.05; }
.cookie-banner-copy > p:last-child { margin: 6px 0 0; color: var(--muted); font-size: .7rem; line-height: 1.5; }
.cookie-banner a, .cookie-dialog a { font-weight: 600; text-underline-offset: 4px; }

.cookie-banner-actions {
  min-width: 300px;
  display: grid;
  grid-template-columns: repeat(2,minmax(0,1fr));
  gap: 9px;
}

.cookie-action {
  min-height: 40px;
  padding: 9px 13px;
  border: 1px solid var(--sage-deep);
  border-radius: var(--radius-compact);
  font-size: .68rem;
  font-weight: 700;
  cursor: pointer;
  transition: background .2s ease, color .2s ease, transform .2s ease;
}

.cookie-action:hover { transform: translateY(-1px); }
.cookie-action:focus-visible, .cookie-manage-link:focus-visible, .cookie-dialog-close:focus-visible, .footer-cookie-button:focus-visible, .inline-cookie-settings:focus-visible { outline: 2px solid var(--sage-deep); outline-offset: 3px; }
.cookie-action-accept, .cookie-action-save { color: var(--cream-soft); background: var(--sage-deep); }
.cookie-action-reject { color: var(--sage-deep); background: var(--cream-soft); }
.cookie-action-accept:hover, .cookie-action-save:hover { background: #2d4433; }
.cookie-action-reject:hover { background: var(--sage-soft); }
.cookie-manage-link { grid-column: 1/-1; padding: 2px 5px; color: var(--ink); background: transparent; border: 0; font-size: .67rem; font-weight: 600; text-decoration: underline; text-underline-offset: 4px; cursor: pointer; }

.cookie-dialog {
  width: min(580px,calc(100% - 32px));
  max-height: min(700px,calc(100vh - 32px));
  padding: 0;
  color: var(--ink);
  background: transparent;
  border: 0;
  border-radius: var(--radius-panel);
  overflow: auto;
}

.cookie-dialog::backdrop { background: rgba(29,39,31,.64); backdrop-filter: blur(5px); }
.cookie-dialog-inner { padding: clamp(23px,3vw,32px); position: relative; background: var(--cream-soft); border: 1px solid rgba(39,53,46,.2); border-radius: var(--radius-panel); box-shadow: 0 30px 90px rgba(23,33,25,.34); }
.cookie-dialog-close { width: 38px; height: 38px; padding: 0; position: absolute; top: 14px; right: 14px; color: var(--ink); background: var(--paper); border: 1px solid var(--line); border-radius: 50%; font: 400 1.4rem/1 var(--sans); cursor: pointer; }
.cookie-dialog-intro { max-width: 500px; margin: 10px 0 18px; padding-right: 28px; color: var(--muted); font-size: .77rem; }

.cookie-choice-row {
  min-height: 74px;
  padding: 14px 0;
  display: grid;
  grid-template-columns: minmax(0,1fr) auto;
  align-items: center;
  gap: 20px;
  border-top: 1px solid var(--line);
}

.cookie-choice-row > div, .cookie-choice-row > span:first-child { display: grid; gap: 3px; }
.cookie-choice-row strong { color: var(--ink); font: 600 1rem/1.2 var(--serif); }
.cookie-choice-row span span, .cookie-choice-row > div span { color: var(--muted); font-size: .68rem; line-height: 1.45; }
.cookie-always-on { color: var(--sage-deep); font-size: .68rem; font-weight: 700; letter-spacing: .05em; text-transform: uppercase; }
.cookie-choice-toggle { cursor: pointer; }

.cookie-switch { width: 52px; height: 30px; position: relative; display: block; flex: 0 0 auto; }
.cookie-switch input { width: 1px; height: 1px; position: absolute; opacity: 0; }
.cookie-switch > span { position: absolute; inset: 0; background: #c9ccc8; border: 1px solid rgba(39,53,46,.2); border-radius: 999px; transition: background .2s ease; }
.cookie-switch > span::after { content: ""; width: 22px; height: 22px; position: absolute; top: 3px; left: 3px; background: white; border-radius: 50%; box-shadow: 0 2px 6px rgba(39,53,46,.2); transition: transform .2s ease; }
.cookie-switch input:checked + span { background: var(--sage-deep); }
.cookie-switch input:checked + span::after { transform: translateX(22px); }
.cookie-switch input:focus-visible + span { outline: 2px solid var(--sage-deep); outline-offset: 3px; }
.cookie-dialog-note { margin: 0; padding: 13px 0 15px; color: var(--muted); border-top: 1px solid var(--line); font-size: .66rem; }
.cookie-dialog-actions { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px; }

.inline-cookie-settings { padding: 0; color: inherit; background: transparent; border: 0; font: inherit; font-weight: 600; text-decoration: underline; text-underline-offset: 4px; cursor: pointer; }
.cookie-table-wrap { margin: 25px 0 8px; overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-soft); background: var(--paper); }
.cookie-table { width: 100%; min-width: 650px; border-collapse: collapse; font-size: .78rem; line-height: 1.55; }
.cookie-table th, .cookie-table td { padding: 17px 18px; text-align: left; vertical-align: top; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.cookie-table tr > :last-child { border-right: 0; }
.cookie-table tbody tr:last-child > * { border-bottom: 0; }
.cookie-table thead th { color: var(--ink); background: var(--sage-soft); font-size: .68rem; letter-spacing: .06em; text-transform: uppercase; }
.cookie-table tbody th { width: 190px; color: var(--ink); font-weight: 600; }
.cookie-table code { overflow-wrap: anywhere; font-size: .74rem; }
.cookie-status-notice strong { color: var(--ink); }

@media (max-width: 780px) {
  .cookie-banner { grid-template-columns: 1fr; gap: 19px; }
  .cookie-banner-actions { width: 100%; min-width: 0; }
}

@media (max-width: 520px) {
  .cookie-banner { width: calc(100% - 16px); padding: 15px 14px; bottom: 8px; border-radius: var(--radius-soft); }
  .cookie-banner h2 { padding-right: 8px; font-size: 1.38rem; }
  .cookie-banner-copy > p:last-child { font-size: .67rem; }
  .cookie-banner-actions, .cookie-dialog-actions { grid-template-columns: 1fr; }
  .cookie-manage-link { grid-column: auto; }
  .cookie-dialog { width: calc(100% - 20px); max-height: calc(100vh - 20px); }
  .cookie-dialog-inner { padding: 23px 18px 19px; border-radius: var(--radius-soft); }
  .cookie-dialog h2 { padding-right: 42px; font-size: 1.65rem; }
  .cookie-dialog-intro { padding-right: 0; }
  .cookie-choice-row { gap: 13px; }
  .cookie-choice-row span span, .cookie-choice-row > div span { font-size: .68rem; }
}

/* Premium calculator experience */
.calculator-page { background: var(--paper); }

.calculator-page .calculator-premium-hero {
  min-height: 490px;
  padding: clamp(52px,6vw,82px) clamp(22px,5vw,78px);
  position: relative;
  display: grid;
  grid-template-columns: minmax(0,1.08fr) minmax(330px,.62fr);
  align-items: center;
  gap: clamp(42px,7vw,110px);
  overflow: hidden;
  color: var(--cream-soft);
  background: linear-gradient(112deg,var(--sage-deep) 0 72%,var(--cream) 72% 100%);
}

.calculator-page .calculator-premium-hero::before {
  content: "";
  width: 430px;
  aspect-ratio: 1;
  position: absolute;
  left: -250px;
  bottom: -300px;
  border: 1px solid rgba(255,255,255,.17);
  border-radius: 50%;
  box-shadow: 0 0 0 54px rgba(255,255,255,.035);
}

.calculator-hero-copy,
.calculator-hero-card { position: relative; z-index: 1; }
.calculator-breadcrumb { margin-bottom: 27px; display: flex; align-items: center; gap: 9px; color: rgba(255,255,255,.64); font-size: .68rem; }
.calculator-breadcrumb a { text-underline-offset: 4px; }
.calculator-page .calculator-premium-hero .eyebrow { margin-bottom: 12px; color: #dce6dd; }
.calculator-page .calculator-premium-hero h1 { max-width: 850px; font-size: clamp(3.65rem,5.75vw,6rem); line-height: .95; }
.calculator-page .calculator-premium-hero h1 em { color: var(--sage-mid); }
.calculator-page .calculator-premium-hero .calculator-hero-copy > p:not(.eyebrow) { max-width: 680px; margin: 23px 0 0; color: rgba(255,255,255,.78); font-size: clamp(.96rem,1.2vw,1.1rem); }
.calculator-hero-meta { margin-top: 29px; padding-top: 17px; display: flex; flex-wrap: wrap; gap: 9px 24px; border-top: 1px solid rgba(255,255,255,.22); }
.calculator-hero-meta span { color: rgba(255,255,255,.68); font-size: .64rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; }

.calculator-hero-card {
  padding: clamp(28px,3vw,39px);
  color: var(--ink);
  background: rgba(255,255,255,.96);
  border: 1px solid rgba(39,53,46,.13);
  border-radius: var(--radius-panel);
  box-shadow: 0 30px 75px rgba(28,38,30,.22);
  backdrop-filter: blur(14px);
}

.calculator-hero-card .kicker { margin-bottom: 12px; }
.calculator-hero-card h2 { font-size: clamp(2rem,3vw,2.85rem); line-height: 1; }
.calculator-hero-card > p:not(.kicker) { margin: 18px 0 22px; color: var(--muted); font-size: .79rem; }
.calculator-hero-card a { display: inline-flex; align-items: center; gap: 17px; color: var(--sage-deep); font-size: .76rem; font-weight: 700; text-underline-offset: 6px; }

.calculator-page .calculator-shell {
  padding: clamp(48px,5.3vw,76px) clamp(22px,5vw,78px) clamp(52px,6vw,86px);
  display: block;
  background: var(--cream-soft);
}

.calculator-page .calc-selector { position: static; }
.calc-selector-heading { margin-bottom: 27px; display: grid; grid-template-columns: minmax(0,1fr) minmax(280px,.55fr); align-items: end; gap: clamp(32px,6vw,90px); }
.calculator-page .calc-selector-heading .kicker { margin-bottom: 8px; }
.calculator-page .calc-selector-heading h2 { max-width: 720px; margin: 0; font-size: clamp(2.6rem,4vw,4.1rem); line-height: .98; }
.calc-selector-heading > p { max-width: 510px; margin: 0 0 4px; color: var(--muted); font-size: .83rem; }

.calculator-page .calc-tabs {
  padding: 1px;
  display: grid;
  grid-template-columns: repeat(5,minmax(0,1fr));
  gap: 1px;
  overflow: hidden;
  background: var(--line);
  border: 0;
  border-radius: var(--radius-panel);
  box-shadow: var(--surface-shadow);
}

.calculator-page .calc-tab {
  width: 100%;
  min-width: 0;
  min-height: 116px;
  padding: 18px 17px;
  display: grid;
  grid-template-columns: minmax(0,1fr) auto;
  align-items: end;
  gap: 12px;
  color: var(--ink);
  background: var(--paper);
  border: 0;
  border-radius: 0;
  text-align: left;
  cursor: pointer;
  transition: color .2s ease, background .2s ease;
}

.calculator-page .calc-tab:hover,
.calculator-page .calc-tab:focus-visible { background: var(--sage-soft); outline: 2px solid var(--sage-accent); outline-offset: -2px; transform: none; }
.calculator-page .calc-tab[aria-selected="true"] { color: var(--cream-soft); background: var(--sage-deep); border: 0; box-shadow: none; }
.calculator-page .calc-tab .calc-tab-copy { display: grid; flex: 1 1 auto; gap: 7px; transform: none; transition: none; }
.calculator-page .calc-tab .calc-tab-copy small { color: #65736a; font-size: .58rem; font-weight: 700; letter-spacing: .11em; text-transform: uppercase; }
.calculator-page .calc-tab .calc-tab-copy strong { font: 600 clamp(.94rem,1.25vw,1.14rem)/1.18 var(--serif); letter-spacing: -.02em; }
.calculator-page .calc-tab i { width: 31px; height: 31px; display: grid; place-items: center; border: 1px solid var(--line); border-radius: 50%; font-style: normal; transition: transform .2s ease, background .2s ease; }
.calculator-page .calc-tab[aria-selected="true"] .calc-tab-copy { transform: none; }
.calculator-page .calc-tab[aria-selected="true"] .calc-tab-copy small { color: rgba(255,255,255,.65); }
.calculator-page .calc-tab[aria-selected="true"] i { color: var(--sage-deep); background: var(--cream-soft); border-color: var(--cream-soft); transform: rotate(45deg); }

.calculator-page .calculator-terms-note {
  margin: 17px 0 23px;
  padding: 12px 15px;
  background: rgba(255,255,255,.72);
  border: 1px solid var(--line);
  border-left: 1px solid var(--line);
  border-radius: var(--radius-compact);
  font-size: .69rem;
}

.calculator-page .calc-stage { min-width: 0; }
.calculator-page .calculator-panel {
  overflow: hidden;
  background: var(--paper);
  border: 1px solid rgba(39,53,46,.14);
  border-radius: var(--radius-panel);
  box-shadow: var(--surface-shadow);
}
.calculator-page .calc-inputs { padding: clamp(28px,3.8vw,46px); }
.calculator-page .calc-inputs .kicker { margin-bottom: 9px; }
.calculator-page .calc-inputs h2 { max-width: 790px; margin-bottom: 11px; font-size: clamp(2.35rem,3.55vw,3.7rem); line-height: .98; }
.calculator-page .calc-inputs > p:not(.kicker) { max-width: 760px; margin: 0 0 24px; color: var(--muted); font-size: .82rem; }
.calculator-page .input-grid { gap: 17px 15px; }

.calculator-page .field,
.home-calculator .field,
.btl-calculator-section .field { gap: 7px; }
.calculator-page .field label,
.home-calculator .field label,
.btl-calculator-section .field label { color: #4f5a52; font-size: .72rem; font-weight: 700; letter-spacing: .025em; }
.calculator-page .field input,
.calculator-page .field select,
.home-calculator .field input,
.home-calculator .field select,
.btl-calculator-section .field input,
.btl-calculator-section .field select {
  min-height: 56px;
  padding-top: 12px;
  padding-bottom: 12px;
  background: var(--paper);
  border-color: rgba(39,53,46,.18);
  border-radius: var(--radius-compact);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.7);
}
.calculator-page .input-wrap span,
.home-calculator .input-wrap span,
.btl-calculator-section .input-wrap span { min-width: 48px; border-radius: var(--radius-compact) 0 0 var(--radius-compact); }
.calculator-page .input-wrap input,
.home-calculator .input-wrap input,
.btl-calculator-section .input-wrap input { padding-left: 63px; }
.calculator-page .input-wrap-suffix span,
.home-calculator .input-wrap-suffix span,
.btl-calculator-section .input-wrap-suffix span { min-width: 62px; border-radius: 0 var(--radius-compact) var(--radius-compact) 0; }
.calculator-page .input-wrap-suffix input,
.home-calculator .input-wrap-suffix input,
.btl-calculator-section .input-wrap-suffix input { padding-right: 75px; padding-left: 16px; }

.calculator-page .calc-action-row { margin-top: 27px; padding-top: 21px; border-top: 1px solid var(--line); }
.calc-submit {
  min-height: 49px;
  padding: 11px 21px;
  border-radius: var(--radius-compact);
  box-shadow: 0 10px 24px rgba(59,81,71,.12);
}

.calculator-page .calc-results {
  margin: 12px;
  padding: clamp(28px,3.2vw,40px);
  color: var(--cream-soft);
  background: var(--sage-deep);
  border: 0;
  border-radius: var(--radius-soft);
  box-shadow: none;
}
.calculator-page .calc-results > span { color: rgba(255,255,255,.66); }
.calculator-page .primary-result { margin: 12px 0 7px; color: var(--cream-soft); font-size: clamp(3.3rem,5vw,5rem); }
.calculator-page .range-result { font-size: clamp(2.55rem,4.2vw,4.15rem); }
.calculator-page .result-caption { margin-bottom: 24px; color: rgba(255,255,255,.66); }
.calculator-page .result-list li { padding: 11px 0; border-color: rgba(255,255,255,.2); }
.calculator-page .calculator-note { margin-top: 20px; color: rgba(255,255,255,.7); }
.calc-result-link { margin-top: 21px; padding-top: 17px; display: flex; justify-content: space-between; gap: 20px; color: var(--cream-soft); border-top: 1px solid rgba(255,255,255,.2); font-size: .76rem; font-weight: 700; text-underline-offset: 5px; }
.calculator-page .calc-disclosure { margin-top: 17px; padding: 15px 17px; background: var(--sage-soft); border-left-color: var(--sage-deep); }

@media (min-width: 1050px) {
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) { display: grid; grid-template-columns: minmax(0,1.18fr) minmax(330px,.82fr); align-items: stretch; }
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) .calc-results { align-self: stretch; }
}

.calculator-secondary-link { margin-top: 18px; display: inline-flex; align-items: center; gap: 14px; font-size: .75rem; font-weight: 700; text-underline-offset: 6px; }

.home-calculator {
  grid-template-columns: minmax(0,.82fr) minmax(0,1.18fr);
  align-items: stretch;
  gap: 18px;
  background: var(--paper);
}
.home-calculator .tools-card {
  padding: clamp(31px,3.8vw,48px);
  position: relative;
  overflow: hidden;
  color: var(--cream-soft);
  background: var(--sage-deep);
  border: 1px solid rgba(39,53,46,.15);
  border-radius: var(--radius-panel);
  box-shadow: var(--surface-shadow);
}
.home-calculator .tools-card::after { content: ""; width: 250px; aspect-ratio: 1; position: absolute; right: -150px; bottom: -175px; border: 1px solid rgba(255,255,255,.16); border-radius: 50%; box-shadow: 0 0 0 38px rgba(255,255,255,.035); }
.home-calculator .tools-card > * { position: relative; z-index: 1; }
.home-calculator .tools-card .kicker { color: #dce6dd; }
.home-calculator .tools-card h2 { color: var(--cream-soft); font-size: clamp(2.55rem,3.7vw,3.85rem); }
.home-calculator .tools-card > p:not(.kicker) { color: rgba(255,255,255,.76); }
.home-calculator .tools-card .home-calc-guidance { color: rgba(255,255,255,.68); border-color: rgba(255,255,255,.2); }
.home-calculator .calculator-secondary-link { color: var(--cream-soft); }
.home-calculator .home-calc-card {
  min-height: 0;
  padding: clamp(30px,3.5vw,45px);
  background: var(--cream-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius-panel);
  box-shadow: var(--surface-shadow);
}
.home-calculator .home-calc-card h3 { margin-bottom: 20px; font-size: clamp(2.15rem,2.8vw,2.9rem); }
.home-calculator .calculator-client-info,
.btl-calculator-section .calculator-client-info { padding: 12px 14px; background: rgba(255,255,255,.72); border: 1px solid var(--line); border-left: 1px solid var(--line); border-radius: var(--radius-compact); font-size: .68rem; }
.home-calculator .home-calc-result { color: var(--cream-soft); background: var(--sage-deep); }

.btl-calculator-section {
  align-items: center;
  background: var(--cream-soft);
}
.residential-calculator-section { background: var(--cream-soft); }
.btl-calculator-section .btl-calculator-copy { max-width: 670px; }
.btl-calculator-section .btl-calculator-copy h2 { font-size: clamp(2.55rem,3.7vw,3.85rem); }
.btl-calculator-section .btl-calculator-copy ul { padding: 14px 0; margin-top: 21px; list-style: none; border-color: var(--line); }
.btl-calculator-section .btl-calculator-copy li { padding-left: 22px; position: relative; }
.btl-calculator-section .btl-calculator-copy li::before { content: ""; width: 7px; height: 7px; position: absolute; left: 1px; top: .7em; background: var(--sage-accent); border-radius: 50%; }
.btl-calculator-section .btl-calculator-card { background: var(--paper); border-radius: var(--radius-panel); box-shadow: var(--surface-shadow); }
.btl-calculator-section .btl-calculator-card form { padding: clamp(27px,3.1vw,40px); background: var(--paper); }
.btl-calculator-section .btl-calculator-card h3 { font-size: clamp(2.1rem,2.8vw,2.9rem); }
.btl-calculator-section .btl-page-result { margin: 0 12px 12px; padding: clamp(24px,2.8vw,34px); border-radius: var(--radius-soft); }

@media (max-width: 1100px) {
  .calculator-page .calc-tabs { grid-template-columns: repeat(3,minmax(0,1fr)); }
}

@media (max-width: 900px) {
  .calculator-page .calculator-premium-hero { min-height: 0; grid-template-columns: 1fr; background: var(--sage-deep); }
  .calculator-hero-card { width: min(700px,100%); }
  .calc-selector-heading { grid-template-columns: 1fr; gap: 15px; }
  .calc-selector-heading > p { max-width: 720px; }
  .calculator-page .calc-tabs { padding: 0 0 8px; display: flex; gap: 9px; overflow-x: auto; background: transparent; border-radius: 0; box-shadow: none; scrollbar-width: thin; }
  .calculator-page .calc-tab { min-width: 225px; min-height: 105px; border: 1px solid var(--line); border-radius: var(--radius-soft); }
  .home-calculator { grid-template-columns: 1fr; }
  .btl-calculator-section { align-items: start; }
}

@media (max-width: 640px) {
  .calculator-page .calculator-premium-hero { padding: 39px 22px 44px; gap: 28px; }
  .calculator-breadcrumb { margin-bottom: 22px; }
  .calculator-page .calculator-premium-hero h1 { font-size: clamp(2.9rem,13.2vw,3.85rem); }
  .calculator-page .calculator-premium-hero .calculator-hero-copy > p:not(.eyebrow) { margin-top: 18px; }
  .calculator-hero-meta { margin-top: 23px; gap: 8px 17px; }
  .calculator-hero-card { padding: 24px 20px; border-radius: var(--radius-soft); }
  .calculator-hero-card h2 { font-size: 2rem; }
  .calculator-page .calculator-shell { padding: 38px 22px 43px; }
  .calculator-page .calc-selector-heading h2 { font-size: clamp(2.35rem,11vw,3.05rem); }
  .calculator-page .calc-tabs { gap: 8px; }
  .calculator-page .calc-tab { min-width: 212px; min-height: 100px; padding: 16px 15px; }
  .calculator-page .calculator-terms-note { margin: 13px 0 18px; padding: 11px 13px; }
  .calculator-page .calculator-panel { border-radius: var(--radius-soft); }
  .calculator-page .calc-inputs { padding: 24px 18px; }
  .calculator-page .calc-inputs h2 { font-size: clamp(2.1rem,10vw,2.7rem); }
  .calculator-page .calc-results { margin: 8px; padding: 23px 19px; }
  .calculator-page .primary-result { font-size: clamp(3rem,14vw,4.05rem); }
  .calculator-page .range-result { font-size: clamp(2.35rem,10vw,3.15rem); }
  .home-calculator { gap: 12px; padding: 38px 22px 42px; }
  .home-calculator .tools-card,
  .home-calculator .home-calc-card { padding: 26px 20px; border-radius: var(--radius-soft); }
  .btl-calculator-section .btl-calculator-card { border-radius: var(--radius-soft); }
  .btl-calculator-section .btl-calculator-card form { padding: 23px 18px; }
  .btl-calculator-section .btl-page-result { margin: 0 8px 8px; padding: 21px 18px; }
}

/* Simple calculator experience — clear, direct and easy to use */
.calculator-page .calculator-premium-hero {
  min-height: 0;
  padding: clamp(40px,5vw,68px) clamp(22px,5vw,78px) clamp(38px,4.6vw,62px);
  display: block;
  color: var(--ink);
  background: var(--paper);
}

.calculator-page .calculator-premium-hero::before { display: none; }
.calculator-page .calculator-breadcrumb { margin: 0 0 24px; color: var(--muted); }
.calculator-page .calculator-premium-hero .eyebrow { margin-bottom: 9px; color: var(--sage-deep); }
.calculator-page .calculator-premium-hero h1 {
  max-width: 900px;
  color: var(--ink);
  font: 600 clamp(3rem,5vw,5rem)/.98 var(--sans);
  letter-spacing: -.045em;
}
.calculator-page .calculator-premium-hero > p:not(.eyebrow) {
  max-width: 650px;
  margin: 18px 0 0;
  color: var(--muted);
  font-size: clamp(.9rem,1.2vw,1.05rem);
}

.calculator-page .calculator-shell {
  padding: clamp(36px,4.7vw,62px) clamp(22px,5vw,78px) clamp(42px,5vw,72px);
  display: grid;
  grid-template-columns: minmax(245px,310px) minmax(0,1fr);
  align-items: start;
  gap: clamp(28px,4.4vw,64px);
  background: var(--cream-soft);
}

.calculator-page .calc-selector { position: sticky; top: 142px; }
.calculator-page .calc-selector-heading { margin: 0 0 18px; display: block; }
.calculator-page .calc-selector-heading .kicker { margin-bottom: 7px; }
.calculator-page .calc-selector-heading h2 {
  max-width: 290px;
  margin: 0;
  font: 600 clamp(1.65rem,2.3vw,2.3rem)/1.05 var(--sans);
  letter-spacing: -.035em;
}

.calculator-page .calc-tabs {
  padding: 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  overflow: visible;
  background: transparent;
  border-top: 1px solid var(--line);
  border-radius: 0;
  box-shadow: none;
}

.calculator-page .calc-tab {
  min-height: 0;
  padding: 15px 2px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  color: var(--ink);
  background: transparent;
  border: 0;
  border-bottom: 1px solid var(--line);
  border-radius: 0;
}
.calculator-page .calc-tab:hover,
.calculator-page .calc-tab:focus-visible {
  color: var(--sage-deep);
  background: transparent;
  outline: none;
  transform: none;
}
.calculator-page .calc-tab[aria-selected="true"] {
  color: var(--sage-deep);
  background: transparent;
  border-bottom-color: var(--sage-deep);
  box-shadow: inset 3px 0 0 var(--sage-deep);
}
.calculator-page .calc-tab .calc-tab-copy { gap: 0; padding-left: 12px; }
.calculator-page .calc-tab .calc-tab-copy strong {
  font: 600 .88rem/1.35 var(--sans);
  letter-spacing: -.01em;
}
.calculator-page .calc-tab i,
.calculator-page .calc-tab[aria-selected="true"] i {
  width: auto;
  height: auto;
  padding-right: 6px;
  color: currentColor;
  background: transparent;
  border: 0;
  border-radius: 0;
  transform: none;
}

.calculator-page .calculator-terms-note {
  margin: 19px 0 0;
  padding: 0;
  color: var(--muted);
  background: transparent;
  border: 0;
  border-radius: 0;
  font-size: .65rem;
  line-height: 1.6;
}

.calculator-page .calc-stage { min-width: 0; }
.calculator-page .calculator-panel,
.calculator-page .calculator-panel:has(.calc-results:not([hidden])) {
  display: block;
  overflow: hidden;
  background: #edf3f4;
  border: 0;
  border-radius: 26px;
  box-shadow: none;
}
.calculator-page .calc-inputs { padding: clamp(26px,3.4vw,44px); }
.calculator-page .calc-inputs .kicker { margin-bottom: 8px; color: var(--sage-deep); }
.calculator-page .calc-inputs h2 {
  max-width: 720px;
  margin-bottom: 10px;
  font: 600 clamp(2rem,3.2vw,3.2rem)/1.02 var(--sans);
  letter-spacing: -.04em;
}
.calculator-page .calc-inputs > p:not(.kicker) {
  max-width: 670px;
  margin-bottom: 22px;
  font-size: .78rem;
}
.calculator-page .input-grid { max-width: 810px; gap: 15px 13px; }
.calculator-page .field label { color: var(--ink); font-size: .7rem; }
.calculator-page .field input,
.calculator-page .field select {
  min-height: 54px;
  background: var(--paper);
  border-color: transparent;
  border-radius: 12px;
  box-shadow: none;
}
.calculator-page .input-wrap span { min-width: 48px; border-radius: 12px 0 0 12px; }
.calculator-page .input-wrap-suffix span { border-radius: 0 12px 12px 0; }
.calculator-page .calc-action-row {
  margin-top: 23px;
  padding-top: 0;
  border-top: 0;
}
.calculator-page .calc-submit {
  min-height: 48px;
  padding: 11px 25px;
  border-radius: 999px;
  box-shadow: none;
}

.calculator-page .calc-results {
  margin: 0 clamp(18px,3.4vw,44px) clamp(18px,3.4vw,44px);
  padding: clamp(23px,2.7vw,34px);
  color: var(--ink);
  background: var(--paper);
  border: 0;
  border-radius: 18px;
}
.calculator-page .calc-results > span { color: var(--muted); }
.calculator-page .primary-result,
.calculator-page .range-result {
  margin: 8px 0 5px;
  color: var(--ink);
  font: 600 clamp(2.7rem,4.4vw,4.3rem)/1 var(--sans);
  letter-spacing: -.04em;
}
.calculator-page .result-caption { margin-bottom: 18px; color: var(--muted); }
.calculator-page .result-list li { padding: 9px 0; border-color: var(--line); }
.calculator-page .calculator-note { margin-top: 16px; color: var(--muted); }
.calculator-page .calc-disclosure {
  grid-column: 2;
  margin: 14px 0 0;
  padding: 13px 15px;
  background: var(--paper);
  border-left: 3px solid var(--sage-deep);
}

/* Keep the smaller calculators elsewhere on the site equally simple. */
.home-calculator {
  grid-template-columns: minmax(0,.78fr) minmax(0,1.22fr);
  align-items: center;
  gap: clamp(24px,4vw,54px);
  background: var(--cream-soft);
}
.home-calculator .tools-card {
  padding: 0;
  color: var(--ink);
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
}
.home-calculator .tools-card::after { display: none; }
.home-calculator .tools-card .kicker { color: var(--sage-deep); }
.home-calculator .tools-card h2 { color: var(--ink); font: 600 clamp(2.45rem,3.7vw,3.8rem)/1 var(--sans); }
.home-calculator .tools-card > p:not(.kicker),
.home-calculator .tools-card .home-calc-guidance { color: var(--muted); }
.home-calculator .tools-card .calculator-secondary-link { color: var(--sage-deep); }
.home-calculator .home-calc-card,
.btl-calculator-section .btl-calculator-card {
  padding: clamp(25px,3vw,38px);
  background: #edf3f4;
  border: 0;
  border-radius: 24px;
  box-shadow: none;
}
.home-calculator .home-calc-card h3,
.btl-calculator-section .btl-calculator-card h3 { font: 600 clamp(1.9rem,2.7vw,2.7rem)/1.05 var(--sans); letter-spacing: -.035em; }
.home-calculator .home-calc-result,
.btl-calculator-section .btl-page-result { color: var(--ink); background: var(--paper); border-radius: 16px; }

.btl-calculator-section,
.residential-calculator-section { background: var(--cream-soft); }
.btl-calculator-section .btl-calculator-card form { padding: 0; background: transparent; }
.btl-calculator-section .btl-page-result { margin: 18px 0 0; }

@media (max-width: 900px) {
  .calculator-page .calculator-premium-hero { display: block; background: var(--paper); }
  .calculator-page .calculator-shell { grid-template-columns: 1fr; gap: 24px; }
  .calculator-page .calc-selector { position: static; }
  .calculator-page .calc-selector-heading h2 { max-width: none; }
  .calculator-page .calc-tabs { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); border-top: 0; gap: 8px; }
  .calculator-page .calc-tab {
    min-width: 0;
    padding: 13px 12px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 12px;
  }
  .calculator-page .calc-tab[aria-selected="true"] {
    color: var(--cream-soft);
    background: var(--sage-deep);
    border-color: var(--sage-deep);
    box-shadow: none;
  }
  .calculator-page .calc-tab .calc-tab-copy { padding-left: 0; }
  .calculator-page .calc-tab i,
  .calculator-page .calc-tab[aria-selected="true"] i { padding-right: 0; color: currentColor; }
  .calculator-page .calc-disclosure { grid-column: 1; }
  .home-calculator { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
  .calculator-page .calculator-premium-hero { padding: 34px 20px 35px; }
  .calculator-page .calculator-breadcrumb { margin-bottom: 18px; }
  .calculator-page .calculator-premium-hero h1 { font-size: clamp(2.55rem,12vw,3.35rem); }
  .calculator-page .calculator-shell { padding: 30px 20px 39px; }
  .calculator-page .calc-tabs { grid-template-columns: 1fr; gap: 7px; }
  .calculator-page .calc-tab { min-height: 0; }
  .calculator-page .calculator-panel { border-radius: 19px; }
  .calculator-page .calc-inputs { padding: 23px 17px; }
  .calculator-page .calc-inputs h2 { font-size: clamp(1.9rem,9.2vw,2.45rem); }
  .calculator-page .calc-results { margin: 0 8px 8px; padding: 21px 17px; }
  .calculator-page .primary-result,
  .calculator-page .range-result { font-size: clamp(2.45rem,12vw,3.45rem); }
  .home-calculator .home-calc-card,
  .btl-calculator-section .btl-calculator-card { padding: 23px 18px; border-radius: 19px; }
}

/* Centred calculator layout */
.calculator-page .calculator-premium-hero {
  padding: clamp(36px,4.5vw,58px) clamp(20px,5vw,78px) clamp(30px,3.8vw,48px);
  text-align: center;
}
.calculator-page .calculator-breadcrumb {
  width: min(1120px,100%);
  margin: 0 auto clamp(28px,3vw,42px);
  text-align: left;
}
.calculator-page .calculator-premium-hero h1 {
  max-width: 760px;
  margin-inline: auto;
  font-size: clamp(3rem,5vw,4.8rem);
}
.calculator-page .calculator-premium-hero > p {
  max-width: 580px;
  margin: 16px auto 0;
}

.calculator-page .calculator-shell {
  padding: clamp(34px,4.5vw,58px) clamp(20px,5vw,78px) clamp(42px,5vw,68px);
  display: block;
}
.calculator-page .calc-selector {
  width: min(1120px,100%);
  margin: 0 auto clamp(22px,3vw,32px);
  position: static;
  text-align: center;
}
.calculator-page .calc-selector-heading { margin-bottom: 17px; }
.calculator-page .calc-selector-heading h2 {
  max-width: none;
  font-size: clamp(1.55rem,2.2vw,2rem);
}
.calculator-page .calc-tabs {
  display: flex;
  grid-template-columns: none;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px;
  border: 0;
}
.calculator-page .calc-tab {
  width: auto;
  min-width: 0;
  min-height: 0;
  padding: 10px 17px;
  justify-content: center;
  color: var(--sage-deep);
  background: var(--paper);
  border: 1px solid rgba(59,81,71,.22);
  border-radius: 999px;
}
.calculator-page .calc-tab:hover,
.calculator-page .calc-tab:focus-visible {
  background: #edf3f4;
  border-color: var(--sage-deep);
}
.calculator-page .calc-tab[aria-selected="true"] {
  color: var(--cream-soft);
  background: var(--sage-deep);
  border-color: var(--sage-deep);
  box-shadow: none;
}
.calculator-page .calc-tab .calc-tab-copy { padding: 0; }
.calculator-page .calc-tab .calc-tab-copy strong {
  font-size: .78rem;
  white-space: nowrap;
}

.calculator-page .calc-stage {
  width: min(780px,100%);
  margin-inline: auto;
}
.calculator-page .calculator-panel,
.calculator-page .calculator-panel:has(.calc-results:not([hidden])) {
  width: 100%;
  border-radius: 28px;
}
.calculator-page .calc-inputs {
  padding: clamp(29px,4vw,46px);
  text-align: center;
}
.calculator-page .calc-inputs h2 {
  max-width: 650px;
  margin-inline: auto;
}
.calculator-page .calc-inputs > p:not(.kicker) {
  max-width: 570px;
  margin-inline: auto;
}
.calculator-page .input-grid {
  max-width: 700px;
  margin-inline: auto;
  text-align: left;
}
.calculator-page .calc-action-row {
  display: flex;
  justify-content: center;
}
.calculator-page .calc-submit { min-width: 150px; }
.calculator-page .calc-results {
  margin: 0 clamp(12px,3vw,28px) clamp(12px,3vw,28px);
  text-align: center;
}
.calculator-page .result-list,
.calculator-page .calculator-note { text-align: left; }
.calculator-page .calculator-terms-note,
.calculator-page .calc-disclosure {
  width: min(780px,100%);
  margin: 15px auto 0;
  text-align: center;
}
.calculator-page .calc-disclosure {
  padding: 13px 17px;
  border-left: 0;
  border-top: 3px solid var(--sage-deep);
}

@media (max-width: 700px) {
  .calculator-page .calculator-premium-hero {
    padding: 30px 20px 32px;
  }
  .calculator-page .calculator-breadcrumb { margin-bottom: 24px; }
  .calculator-page .calculator-shell { padding: 28px 18px 38px; }
  .calculator-page .calc-tabs {
    display: grid;
    grid-template-columns: repeat(2,minmax(0,1fr));
    gap: 7px;
  }
  .calculator-page .calc-tab {
    width: 100%;
    padding: 11px 9px;
    border-radius: 12px;
  }
  .calculator-page .calc-tab:last-child { grid-column: 1 / -1; }
  .calculator-page .calc-tab .calc-tab-copy strong {
    white-space: normal;
    font-size: .74rem;
  }
  .calculator-page .calculator-panel { border-radius: 21px; }
  .calculator-page .calc-inputs { padding: 25px 18px; }
  .calculator-page .calc-results { margin: 0 8px 8px; }
}

/* Compact calculator heading */
.calculator-page .calculator-premium-hero {
  padding: 22px clamp(20px,5vw,78px) 27px;
}
.calculator-page .calculator-breadcrumb {
  margin-bottom: 14px;
}
.calculator-page .calculator-premium-hero h1 {
  max-width: 1100px;
  font-size: clamp(2.7rem,4vw,4.15rem);
  line-height: .96;
}
.calculator-page .calculator-hero-intro {
  width: min(760px,100%);
  margin: 12px auto 0;
  display: grid;
  gap: 6px;
}
.calculator-page .calculator-hero-intro p {
  margin: 0;
  color: var(--muted);
  font-size: clamp(.82rem,1vw,.92rem);
  line-height: 1.5;
}
.calculator-page .calculator-shell {
  padding-top: 25px;
}
.calculator-page .calc-selector {
  margin-bottom: 20px;
}

@media (max-width: 700px) {
  .calculator-page .calculator-premium-hero {
    padding: 20px 18px 23px;
  }
  .calculator-page .calculator-breadcrumb {
    margin-bottom: 12px;
  }
  .calculator-page .calculator-premium-hero h1 {
    font-size: clamp(2.35rem,11vw,3rem);
  }
  .calculator-page .calculator-hero-intro {
    margin-top: 10px;
    gap: 5px;
  }
  .calculator-page .calculator-hero-intro p {
    font-size: .79rem;
    line-height: 1.45;
  }
  .calculator-page .calculator-shell {
    padding-top: 23px;
  }
}

/* Calculator visual journey */
.calculator-page {
  background: var(--cream-soft);
}
.calculator-page .calculator-premium-hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  background:
    radial-gradient(circle at 17% 12%, rgba(192,181,206,.46) 0 9%, transparent 9.4%),
    linear-gradient(120deg, #ffffff 0 62%, #edf3f4 62% 100%);
  border-bottom: 1px solid rgba(59,81,71,.12);
}
.calculator-page .calculator-premium-hero::before {
  content: "";
  display: block;
  width: 280px;
  aspect-ratio: 1;
  position: absolute;
  z-index: -1;
  right: -118px;
  bottom: -214px;
  border: 1px solid rgba(59,81,71,.13);
  border-radius: 50%;
  box-shadow: 0 0 0 36px rgba(192,181,206,.13), 0 0 0 72px rgba(192,181,206,.08);
}
.calculator-page .calculator-breadcrumb,
.calculator-page .calculator-premium-hero h1,
.calculator-page .calculator-hero-intro {
  position: relative;
  z-index: 1;
}
.calculator-page .calculator-premium-hero h1 {
  color: var(--sage-deep);
}
.calculator-page .calculator-premium-hero h1::after {
  content: "";
  width: 58px;
  height: 4px;
  margin: 13px auto 0;
  display: block;
  background: var(--sage);
  border-radius: 999px;
}
.calculator-page .calculator-hero-intro p:first-child {
  color: #46544a;
  font-weight: 500;
}
.calculator-page .calculator-shell {
  background:
    linear-gradient(180deg, rgba(244,246,245,.82) 0, rgba(255,255,255,.95) 42%, var(--paper) 100%);
}

.calculator-page .calc-selector {
  padding: 18px;
  background: rgba(255,255,255,.78);
  border: 1px solid rgba(59,81,71,.13);
  border-radius: 30px;
  box-shadow: 0 18px 50px rgba(39,53,46,.07);
  backdrop-filter: blur(10px);
}
.calculator-page .calc-selector-heading h2 {
  color: var(--ink);
}
.calculator-page .calc-selector-heading h2::after {
  content: "";
  width: 34px;
  height: 3px;
  margin: 10px auto 0;
  display: block;
  background: var(--sage);
  border-radius: 999px;
}
.calculator-page .calc-tabs {
  display: grid;
  grid-template-columns: repeat(5,minmax(0,1fr));
  gap: 9px;
}
.calculator-page .calc-tab {
  min-height: 104px;
  padding: 14px 13px;
  display: grid;
  grid-template-columns: 36px minmax(0,1fr);
  align-items: center;
  justify-content: initial;
  gap: 11px;
  color: var(--ink);
  background: var(--cream-soft);
  border-color: rgba(59,81,71,.14);
  border-radius: 18px;
  text-align: left;
  box-shadow: 0 8px 22px rgba(39,53,46,.035);
  transition: transform .2s ease, border-color .2s ease, background .2s ease, box-shadow .2s ease;
}
.calculator-page .calc-tab:nth-child(even) {
  background: #edf3f4;
}
.calculator-page .calc-tab:hover,
.calculator-page .calc-tab:focus-visible {
  background: var(--paper);
  border-color: var(--sage-accent);
  box-shadow: 0 11px 25px rgba(39,53,46,.08);
  transform: translateY(-2px);
}
.calculator-page .calc-tab[aria-selected="true"] {
  color: var(--cream-soft);
  background: var(--sage-deep);
  border-color: var(--sage-deep);
  box-shadow: 0 15px 32px rgba(59,81,71,.18);
  transform: translateY(-2px);
}
.calculator-page .calc-tab-icon {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  color: var(--sage-deep);
  background: var(--sage);
  border-radius: 50%;
  font: 600 .83rem/1 var(--sans);
}
.calculator-page .calc-tab[aria-selected="true"] .calc-tab-icon {
  color: var(--sage-deep);
  background: var(--cream-soft);
  transform: none;
}
.calculator-page .calc-tab .calc-tab-copy {
  min-width: 0;
  display: grid;
  gap: 3px;
  text-align: left;
}
.calculator-page .calc-tab .calc-tab-copy small {
  color: #65736a;
  font-size: .54rem;
  font-weight: 700;
  letter-spacing: .11em;
  line-height: 1.2;
  text-transform: uppercase;
}
.calculator-page .calc-tab[aria-selected="true"] .calc-tab-copy small {
  color: rgba(255,255,255,.66);
}
.calculator-page .calc-tab .calc-tab-copy strong {
  font-size: .72rem;
  line-height: 1.35;
  white-space: normal;
}

.calculator-page .calc-stage {
  width: min(1030px,100%);
}
.calculator-flow {
  width: min(790px,100%);
  margin: 0 auto 13px;
  padding: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  color: #768078;
  list-style: none;
  font-size: .62rem;
  font-weight: 600;
  letter-spacing: .045em;
  text-transform: uppercase;
}
.calculator-flow li {
  display: flex;
  align-items: center;
  gap: 7px;
  white-space: nowrap;
}
.calculator-flow li::before {
  content: "";
  width: 18px;
  height: 18px;
  display: grid;
  place-items: center;
  flex: 0 0 18px;
  background: #e2ebed;
  border: 1px solid rgba(59,81,71,.18);
  border-radius: 50%;
}
.calculator-flow li:not(:last-child)::after {
  content: "›";
  margin-left: 3px;
  color: #9aa39b;
  font-size: 1rem;
  line-height: 1;
}
.calculator-flow li:first-child::before {
  content: "✓";
  color: white;
  background: var(--sage-deep);
  border-color: var(--sage-deep);
  font-size: .65rem;
}
.calculator-flow li:nth-child(2) {
  color: var(--sage-deep);
}
.calculator-flow li:nth-child(2)::before {
  background: var(--paper);
  border: 2px solid var(--sage-deep);
  box-shadow: inset 0 0 0 3px var(--paper), inset 0 0 0 8px var(--sage);
}
.calc-stage:has(.calc-results:not([hidden])) .calculator-flow li:nth-child(2)::before {
  content: "✓";
  color: white;
  background: var(--sage-deep);
  border-color: var(--sage-deep);
  box-shadow: none;
  font-size: .65rem;
}
.calc-stage:has(.calc-results:not([hidden])) .calculator-flow li:nth-child(3) {
  color: var(--sage-deep);
}
.calc-stage:has(.calc-results:not([hidden])) .calculator-flow li:nth-child(3)::before {
  background: var(--paper);
  border: 2px solid var(--sage-deep);
  box-shadow: inset 0 0 0 3px var(--paper), inset 0 0 0 8px var(--sage);
}

.calculator-page .calculator-panel,
.calculator-page .calculator-panel:has(.calc-results:not([hidden])) {
  max-width: 820px;
  margin-inline: auto;
  position: relative;
  overflow: hidden;
  background: var(--paper);
  border: 1px solid rgba(59,81,71,.14);
  border-radius: 26px;
  box-shadow: 0 24px 66px rgba(39,53,46,.11);
  transition: max-width .28s ease;
}
.calculator-page .calculator-panel::before {
  content: "";
  height: 6px;
  position: absolute;
  z-index: 2;
  inset: 0 0 auto;
  background: linear-gradient(90deg,var(--sage-deep),var(--sage),var(--cream));
}
.calculator-page .calc-inputs {
  padding: clamp(31px,4vw,46px);
  background: linear-gradient(145deg,rgba(255,255,255,.98),rgba(244,248,242,.95));
}
.calculator-page .calc-inputs .kicker {
  width: fit-content;
  margin: 0 auto 12px;
  padding: 6px 10px;
  color: var(--sage-deep);
  background: var(--sage-soft);
  border-radius: 999px;
  font-size: .58rem;
  letter-spacing: .13em;
}
.calculator-page .calc-inputs h2 {
  color: var(--sage-deep);
  font-size: clamp(2.15rem,3.3vw,3.25rem);
}
.calculator-page .field input,
.calculator-page .field select {
  background: var(--paper);
  border-color: rgba(59,81,71,.2);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.7);
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}
.calculator-page .field input:focus,
.calculator-page .field select:focus {
  background: white;
  border-color: var(--sage-accent);
  outline: none;
  box-shadow: 0 0 0 4px rgba(97,123,102,.13);
}
.calculator-page .input-wrap span {
  background: var(--sage-deep);
}
.calculator-page .calc-action-row {
  border-top-color: rgba(59,81,71,.13);
}
.calculator-page .calc-submit {
  min-width: 175px;
  gap: 17px;
  box-shadow: 0 11px 25px rgba(59,81,71,.16);
}
.calculator-page .calc-submit::after {
  content: "→";
  font-size: 1rem;
  line-height: 1;
  transition: transform .2s ease;
}
.calculator-page .calc-submit:hover::after,
.calculator-page .calc-submit:focus-visible::after {
  transform: translateX(4px);
}
.calculator-page .calc-results {
  margin: 12px;
  padding: clamp(25px,3vw,36px);
  display: flex;
  flex-direction: column;
  justify-content: center;
  color: var(--cream-soft);
  background:
    radial-gradient(circle at 100% 0, rgba(192,181,206,.17), transparent 34%),
    var(--sage-deep);
  border: 0;
  border-radius: 19px;
  box-shadow: none;
}
.calculator-page .calc-results > span,
.calculator-page .result-caption,
.calculator-page .calculator-note {
  color: rgba(255,255,255,.72);
}
.calculator-page .primary-result,
.calculator-page .range-result {
  color: var(--cream-soft);
}
.calculator-page .result-list li {
  border-color: rgba(255,255,255,.18);
}
.calculator-page .calc-result-link {
  margin-top: 22px;
  padding-top: 17px;
  display: grid;
  gap: 5px;
  color: var(--cream-soft);
  border-top: 1px solid rgba(255,255,255,.2);
  text-align: left;
  text-decoration: none;
}
.calculator-page .calc-result-link > span:first-child {
  color: rgba(255,255,255,.67);
  font-size: .67rem;
}
.calculator-page .calc-result-link > strong {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 15px;
  font-size: .77rem;
}
.calculator-page .calc-result-link:hover > strong,
.calculator-page .calc-result-link:focus-visible > strong {
  text-decoration: underline;
  text-underline-offset: 5px;
}
.calculator-page .calculator-terms-note {
  background: rgba(255,255,255,.76);
  border-radius: 12px;
}
.calculator-page .calc-disclosure {
  background: #edf3f4;
  border-top-color: var(--sage);
  border-radius: 12px;
}

@media (min-width: 901px) {
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) {
    max-width: 1030px;
    display: grid;
    grid-template-columns: minmax(0,1.16fr) minmax(320px,.84fr);
    align-items: stretch;
  }
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) .calc-inputs {
    padding: 37px 34px 34px;
    text-align: left;
  }
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) .calc-inputs .kicker {
    margin-inline: 0;
  }
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) .calc-inputs h2,
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) .calc-inputs > p:not(.kicker) {
    margin-left: 0;
    margin-right: 0;
  }
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) .calc-inputs h2 {
    font-size: clamp(2.1rem,2.8vw,2.75rem);
  }
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) .calc-action-row {
    justify-content: flex-start;
  }
}

@media (max-width: 960px) {
  .calculator-page .calc-tabs {
    grid-template-columns: repeat(3,minmax(0,1fr));
  }
  .calculator-page .calc-tab:nth-child(4),
  .calculator-page .calc-tab:nth-child(5) {
    min-height: 92px;
  }
}

@media (max-width: 700px) {
  .calculator-page .calculator-premium-hero {
    background: linear-gradient(145deg,#ffffff 0 68%,#edf3f4 68% 100%);
  }
  .calculator-page .calculator-premium-hero h1::after {
    margin-top: 10px;
  }
  .calculator-page .calc-selector {
    padding: 13px;
    border-radius: 21px;
  }
  .calculator-page .calc-selector-heading {
    margin-bottom: 13px;
  }
  .calculator-page .calc-tabs {
    grid-template-columns: repeat(2,minmax(0,1fr));
    gap: 7px;
  }
  .calculator-page .calc-tab,
  .calculator-page .calc-tab:nth-child(4),
  .calculator-page .calc-tab:nth-child(5) {
    min-height: 88px;
    padding: 11px 10px;
    grid-template-columns: 30px minmax(0,1fr);
    gap: 8px;
    border-radius: 14px;
  }
  .calculator-page .calc-tab:last-child {
    grid-column: 1 / -1;
  }
  .calculator-page .calc-tab-icon {
    width: 30px;
    height: 30px;
    font-size: .7rem;
  }
  .calculator-page .calc-tab .calc-tab-copy small {
    font-size: .49rem;
  }
  .calculator-page .calc-tab .calc-tab-copy strong {
    font-size: .68rem;
  }
  .calculator-flow {
    margin-bottom: 10px;
    display: grid;
    grid-template-columns: repeat(3,minmax(0,1fr));
    gap: 5px;
    font-size: .5rem;
    letter-spacing: .02em;
  }
  .calculator-flow li {
    justify-content: center;
    gap: 5px;
    white-space: normal;
    text-align: center;
    line-height: 1.25;
  }
  .calculator-flow li::before {
    width: 16px;
    height: 16px;
    flex-basis: 16px;
  }
  .calculator-flow li:not(:last-child)::after {
    display: none;
  }
  .calculator-page .calculator-panel,
  .calculator-page .calculator-panel:has(.calc-results:not([hidden])) {
    border-radius: 21px;
  }
  .calculator-page .calc-inputs {
    padding: 27px 18px 24px;
  }
  .calculator-page .calc-inputs .kicker {
    margin-bottom: 10px;
  }
  .calculator-page .calc-results {
    margin: 8px;
    border-radius: 15px;
  }
}

/* Calculator image-led hero */
.calculator-page .calculator-premium-hero {
  text-align: left;
}
.calculator-page .calculator-hero-layout {
  width: min(1120px,100%);
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(0,1.15fr) minmax(360px,.85fr);
  align-items: center;
  gap: clamp(34px,5vw,72px);
}
.calculator-page .calculator-hero-copy {
  min-width: 0;
}
.calculator-page .calculator-premium-hero h1 {
  max-width: 650px;
  margin-inline: 0;
}
.calculator-page .calculator-premium-hero h1::after {
  margin-left: 0;
}
.calculator-page .calculator-hero-intro {
  width: min(690px,100%);
  margin: 12px 0 0;
}
.calculator-hero-gallery {
  height: 232px;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: minmax(0,1.25fr) minmax(125px,.75fr);
  grid-template-rows: repeat(2,minmax(0,1fr));
  gap: 8px;
  position: relative;
}
.calculator-hero-gallery::before {
  content: "";
  position: absolute;
  inset: 14px -14px -14px 14px;
  z-index: -1;
  background: rgba(192,181,206,.5);
  border-radius: 76px 22px 22px 22px;
}
.calculator-hero-gallery img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border: 1px solid rgba(59,81,71,.14);
}
.calculator-gallery-main {
  grid-row: 1 / -1;
  object-position: center 48%;
  border-radius: 76px 14px 14px 14px;
}
.calculator-gallery-warm {
  object-position: center 42%;
  border-radius: 14px 34px 14px 14px;
}
.calculator-gallery-home {
  object-position: center 31%;
  border-radius: 14px 14px 34px 14px;
}

@media (max-width: 900px) {
  .calculator-page .calculator-hero-layout {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .calculator-page .calculator-hero-copy {
    text-align: center;
  }
  .calculator-page .calculator-premium-hero h1 {
    max-width: 760px;
    margin-inline: auto;
  }
  .calculator-page .calculator-premium-hero h1::after {
    margin-left: auto;
  }
  .calculator-page .calculator-hero-intro {
    margin-inline: auto;
  }
  .calculator-hero-gallery {
    width: min(700px,100%);
    height: 190px;
    margin-inline: auto;
    grid-template-columns: minmax(0,1.65fr) repeat(2,minmax(0,.68fr));
    grid-template-rows: 1fr;
  }
  .calculator-gallery-main {
    grid-row: auto;
  }
  .calculator-gallery-warm {
    border-radius: 14px;
  }
  .calculator-gallery-home {
    border-radius: 14px 34px 34px 14px;
  }
}

@media (max-width: 700px) {
  .calculator-page .calculator-hero-layout {
    gap: 15px;
  }
  .calculator-hero-gallery {
    height: 148px;
    grid-template-columns: minmax(0,1.45fr) repeat(2,minmax(0,.7fr));
    gap: 5px;
  }
  .calculator-hero-gallery::before {
    inset: 8px -6px -8px 8px;
    border-radius: 42px 16px 16px 16px;
  }
  .calculator-gallery-main {
    border-radius: 42px 10px 10px 10px;
  }
  .calculator-gallery-warm {
    border-radius: 10px;
  }
  .calculator-gallery-home {
    border-radius: 10px 23px 23px 10px;
  }
}

/* Calculator FAQs */
.calculator-faq-section {
  padding: clamp(48px,5.5vw,76px) clamp(20px,5vw,78px);
  background: var(--paper);
  border-top: 1px solid rgba(59,81,71,.11);
}
.calculator-faq-inner {
  width: min(1120px,100%);
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(260px,.58fr) minmax(0,1.25fr);
  align-items: start;
  gap: clamp(42px,7vw,104px);
}
.calculator-faq-heading .kicker {
  margin-bottom: 10px;
}
.calculator-faq-heading h2 {
  max-width: 420px;
  color: var(--sage-deep);
  font-size: clamp(2.45rem,3.8vw,3.9rem);
  line-height: .98;
}
.calculator-faq-heading > p:not(.kicker) {
  max-width: 410px;
  margin: 17px 0 0;
  color: var(--muted);
  font-size: .82rem;
}
.calculator-faq-list {
  border-top: 1px solid var(--line);
}
.calculator-faq-list details {
  border-bottom: 1px solid var(--line);
}
.calculator-faq-list summary {
  min-height: 65px;
  padding: 16px 54px 16px 0;
  position: relative;
  display: flex;
  align-items: center;
  color: var(--ink);
  font: 600 clamp(.86rem,1.1vw,.98rem)/1.4 var(--sans);
  cursor: pointer;
  list-style: none;
}
.calculator-faq-list summary::-webkit-details-marker {
  display: none;
}
.calculator-faq-list summary::after {
  content: "";
  width: 34px;
  height: 34px;
  position: absolute;
  right: 0;
  top: 50%;
  background: var(--sage-soft);
  border-radius: 50%;
  transform: translateY(-50%);
  transition: background .2s ease;
}
.calculator-faq-list summary::before {
  content: "";
  width: 8px;
  height: 8px;
  position: absolute;
  z-index: 1;
  right: 12px;
  top: 50%;
  border-right: 2px solid var(--sage-deep);
  border-bottom: 2px solid var(--sage-deep);
  transform: translateY(-68%) rotate(45deg);
  transition: transform .2s ease;
}
.calculator-faq-list details[open] summary {
  color: var(--sage-deep);
}
.calculator-faq-list details[open] summary::after {
  background: var(--sage);
}
.calculator-faq-list details[open] summary::before {
  transform: translateY(-28%) rotate(225deg);
}
.calculator-faq-list summary:hover::after {
  background: var(--sage);
}
.calculator-faq-list summary:focus-visible {
  outline: 2px solid var(--sage-accent);
  outline-offset: 5px;
}
.calculator-faq-answer {
  padding: 0 54px 19px 0;
}
.calculator-faq-answer p {
  max-width: 760px;
  margin: 0;
  color: var(--muted);
  font-size: .79rem;
  line-height: 1.7;
}

@media (max-width: 850px) {
  .calculator-faq-inner {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .calculator-faq-heading h2,
  .calculator-faq-heading > p:not(.kicker) {
    max-width: 720px;
  }
}

@media (max-width: 700px) {
  .calculator-faq-section {
    padding: 43px 20px 47px;
  }
  .calculator-faq-inner {
    gap: 23px;
  }
  .calculator-faq-heading h2 {
    font-size: clamp(2.25rem,10.5vw,3rem);
  }
  .calculator-faq-list summary {
    min-height: 59px;
    padding: 14px 46px 14px 0;
    font-size: .79rem;
  }
  .calculator-faq-list summary::after {
    width: 31px;
    height: 31px;
  }
  .calculator-faq-list summary::before {
    right: 11px;
  }
  .calculator-faq-answer {
    padding: 0 6px 17px 0;
  }
  .calculator-faq-answer p {
    font-size: .74rem;
  }
}

/* L&C-inspired palette: colour overrides only */
.header-cta,
.button-charcoal,
.home-hero .button-charcoal,
.mobile-booking-link,
.calc-submit,
.contact-submit,
.contact-booking-link,
.cookie-action-accept,
.cookie-action-save {
  color: #ffffff;
  background: var(--coral);
  border-color: var(--coral);
}

.header-cta:hover,
.button-charcoal:hover,
.home-hero .button-charcoal:hover,
.calc-submit:hover,
.calc-submit:focus-visible,
.contact-submit:hover,
.contact-submit:focus-visible,
.contact-booking-link:hover,
.contact-booking-link:focus-visible,
.cookie-action-accept:hover,
.cookie-action-save:hover {
  color: #ffffff;
  background: var(--coral-hover);
  border-color: var(--coral-hover);
}

.contact-submit > span:last-child,
.contact-booking-link > span:last-child {
  color: var(--coral);
  background: #ffffff;
}

/* Compact mortgages overview */
.mortgages-page .mortgages-hero {
  min-height: 0;
  padding-top: clamp(50px,5vw,72px);
  padding-bottom: clamp(50px,5vw,72px);
  grid-template-columns: minmax(0,1.2fr) minmax(290px,.46fr);
  align-items: center;
  gap: clamp(40px,6vw,88px);
}

.mortgages-page .mortgages-hero h1 {
  max-width: 880px;
  font-size: clamp(3.45rem,5.55vw,5.55rem);
  line-height: .95;
}

.mortgages-page .mortgages-hero .breadcrumb {
  margin-bottom: 19px;
}

.mortgages-page .mortgages-hero .eyebrow {
  margin-bottom: 15px;
}

.mortgages-page .mortgages-hero .page-hero-side {
  padding-top: 22px;
}

.mortgages-page .mortgage-selector-compact {
  padding-top: clamp(54px,5.5vw,78px);
  padding-bottom: clamp(58px,5.8vw,82px);
}

.mortgages-page .mortgage-selector-compact .protection-selector-head {
  margin-bottom: clamp(28px,3.2vw,40px);
  grid-template-columns: minmax(0,1fr) minmax(280px,.46fr);
  gap: clamp(38px,6vw,88px);
}

.mortgages-page .mortgage-selector-compact .protection-selector-head h2 {
  max-width: 730px;
  font-size: clamp(2.65rem,4vw,4.15rem);
  line-height: .99;
}

.mortgages-page .mortgage-selector-compact .protection-choice-grid.choice-grid-four {
  grid-template-columns: repeat(4,minmax(0,1fr));
  box-shadow: var(--surface-shadow);
}

.mortgages-page .mortgage-selector-compact .protection-choice {
  min-height: 238px;
  padding: clamp(24px,2.25vw,32px);
}

.mortgages-page .mortgage-selector-compact .protection-choice h3 {
  margin: 17px 0 10px;
  font-size: clamp(1.7rem,2.15vw,2.25rem);
  line-height: 1.03;
}

.mortgages-page .mortgage-selector-compact .protection-choice p {
  font-size: .8rem;
  line-height: 1.6;
}

.mortgages-page .mortgage-selector-compact .protection-choice i {
  width: 38px;
  height: 38px;
}

.mortgages-page .mortgages-closing {
  padding-top: clamp(48px,4.8vw,68px);
  padding-bottom: clamp(48px,4.8vw,68px);
  grid-template-columns: minmax(0,1.1fr) minmax(280px,.48fr);
  align-items: center;
  gap: clamp(38px,5.5vw,78px);
}

.mortgages-page .mortgages-closing h2 {
  max-width: 820px;
  font-size: clamp(2.7rem,4vw,4.15rem);
  line-height: .99;
}

.mortgages-page .mortgages-closing > div:last-child > p {
  margin-bottom: 21px;
}

@media (max-width: 1120px) {
  .mortgages-page .mortgage-selector-compact .protection-choice-grid.choice-grid-four {
    grid-template-columns: repeat(2,minmax(0,1fr));
  }
}

@media (max-width: 800px) {
  .mortgages-page .mortgages-hero,
  .mortgages-page .mortgage-selector-compact .protection-selector-head,
  .mortgages-page .mortgages-closing {
    grid-template-columns: 1fr;
  }

  .mortgages-page .mortgages-hero {
    gap: 29px;
  }

  .mortgages-page .mortgages-hero .page-hero-side {
    max-width: 680px;
  }

  .mortgages-page .mortgage-selector-compact .protection-selector-head,
  .mortgages-page .mortgages-closing {
    gap: 25px;
  }
}

@media (max-width: 640px) {
  .mortgages-page .mortgages-hero {
    padding: 42px 22px 46px;
  }

  .mortgages-page .mortgages-hero h1 {
    font-size: clamp(3rem,13.8vw,4rem);
  }

  .mortgages-page .mortgage-selector-compact {
    padding: 44px 22px 49px;
  }

  .mortgages-page .mortgage-selector-compact .protection-selector-head {
    margin-bottom: 25px;
  }

  .mortgages-page .mortgage-selector-compact .protection-selector-head h2,
  .mortgages-page .mortgages-closing h2 {
    font-size: clamp(2.35rem,10.8vw,3.15rem);
  }

  .mortgages-page .mortgage-selector-compact .protection-choice-grid.choice-grid-four {
    grid-template-columns: 1fr;
  }

  .mortgages-page .mortgage-selector-compact .protection-choice {
    min-height: 194px;
    padding: 23px 20px;
  }

  .mortgages-page .mortgage-selector-compact .protection-choice h3 {
    font-size: 1.95rem;
  }

  .mortgages-page .mortgages-closing {
    padding: 42px 22px 45px;
  }
}